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Openbank High Yield Savings Review: Earn 4.20% APY (Nationwide)

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Openbank High Yield Savings Review

Available nationwide, the Openbank High Yield Savings Account is offering a phenomenal 4.20% APY rate.

Openbank is a part of Santander Bank, N.A., which is a member institution of FDIC.

Balance Requirement APY Rate
$0.01+ 4.20% APY

Openbank High Yield Savings Rate

  • Learn More at Openbank
  • Account Type: Savings Account
  • Interest Rate: 4.20% APY
  • Availability: Nationwide
  • Minimum Balance: None listed
  • Maximum Balance: None listed
  • Credit inquiry: Hard Pull or Soft Pull? Let us know.
  • Opening Deposit: $500
  • Monthly Fees: None
  • Early Termination Fee: None
Learn More

(at Openbank)

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GreenState Credit Union High Yield Savings3.75% APY + $1000 BonusReview
RBMAX High Yield Savings3.66% APY + $1000 BonusReview
Discover Bank Online Savings 3.50% APY + $150/$200 BonusReview

Openbank ACH Capabilities and Limits

ACH Type Speed Daily $ Limit Monthly $ Limit Notes
Push ? ? ?
Pull ? ? ?

How to Earn Rate

  • Open your Openbank High Yield Savings account.
  • Fill out your personal information – Provide your name, address, phone, email and social security number or Tax ID.
  • Fund the account/transfer funds – Transfer funds electronically from an internal account here or an external account at another bank.
  • Earn 4.20% APY.

Why You Should Sign Up For This Account

  • Top-tier rate. Watch your money grow faster with rates 10x the national average.
  • FDIC insured. Making money is great. The peace of mind of being federally insured is even better.
  • No fees. With no hidden charges or fees, your money stays where it belongs: in your pocket.
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Bottom Line

Interested in Bank Bonuses? See our favorite banks including HSBC Bank, Chase Bank, Huntington Bank, Discover Bank, TD Bank, or CIT Bank.

For more bank offers, see the complete list of Best Bank Rates!

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Filed under: Bank Rates

Disclaimer: These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

About Danny Nguyen

Danny Nguyen has a keen sense in how to save and make money while being as frugal as possible. With this, he is committed to passing on this knowledge and skills to our readers. Outside of work, Danny enjoys helping and giving back to the community, reading, working out, and spending time with what matters most - family!

View all posts by Danny Nguyen

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Editorial Disclosure: Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.