Available for residents nationwide, the State Exchange Bank High-Yield Savings Account is offering an attractive 3.10% APY rate.
Update 4/18/25:
- For a limited time only, you can earn up to a $500 bonus. The more you deposit, the more you can earn: $75 for deposits totaling $10,000, $250 for deposits totaling $25,000; or $500 for deposits totaling $50,000 or more within 14 days of your first deposit. Offer ends June 30, 2025 with code BOOST at sign-up..
- The rate has increased to 3.10% APY from 1.90%.
Terms:
- Up to $500 bonus: New customers only. Earn a cash bonus when you deposit and maintain funds with partner banks on the Raisin platform. Customers will receive $75 for depositing between $10,000 and $24,499, $250 for depositing between $25,000 and $49,999, and $500 for depositing $50,000 or more. To qualify for the bonus, your first deposit must be initiated by June 30, 2025, by 11:59 PM ET, and the promo code BOOST must be entered at the time of sign-up. Only funds deposited within 14 days of the initial deposit date and maintained with partner banks on the Raisin platform for 90 days will be eligible for this bonus. Bonus cash will be deposited by Raisin into the customer’s linked external bank account within 30 days of meeting all qualifying terms. This offer is available to new customers only and may not be combined with any other bonus offers. Raisin reserves the right to modify or terminate this offer at any time.
About State Exchange Bank Savings Review
On October 1, 1901, the State Exchange Bank opened in Salt Fork, Oklahoma.
The bank was relocated to Lamont in 1935 as a result of circumstances brought about by the nation’s financial crisis in the early 1930s.
Since its establishment, the bank has been a locally owned and operated independent community bank.
With such great High Yield Savings rates you can earn big! It provides members with an opportunity to take advantage of high-yield savings products.
I’ll review State Exchange Bank Savings below.
| Balance Requirement | APY Rate |
| $0.01+ | 3.10% APY |
State Exchange Bank Savings Rate
- Account Type: High Yield Savings Account
- Interest Rate: 3.10% APY
- Availability: Nationwide
- Minimum Balance: None
- Maximum Balance: None
- Credit Inquiry: Unknown
- Opening Deposit: $1 minimum
- Monthly Fees: None
- Early Termination Fee: None
(FDIC Insured)
An ATM card will be issued upon request. While the opening deposit must be made through an ACH transfer, additional deposits can also be made using the ATM card. Withdrawals can be made using the ATM card or through ACH transfer.
State Exchange Bank ACH Capabilities and Limits
| ACH Type | Speed | Daily $ Limit | Monthly $ Limit | Notes |
| Push | ? | ? | ? | ? |
| Pull | ? | ? | ? | ? |
How to Earn State Exchange Bank Rate
- Click here to open an High-Yield Savings account from State Exchange Bank with an opening deposit of $1.
- Maintain any balance amount and earn the 3.10% APY rate.
Why You Should Sign Up For This Account
- Savings products from our network of financial institutions offer flexible terms and some of the most competitive interest rates
- One account to hold all your deposit products. Simplified statements. Easy access to manage your funds – all through a streamlined digital platform.
- Enjoy 24/7 online access to your account and funds.
Bottom Line
Check out this offer from State Exchange Bank and open a High Yield Savings Account to earn the high rate today!
Interested in Bank Bonuses? See our favorite banks including HSBC Bank, Chase Bank, Huntington Bank, Discover Bank, TD Bank, or CIT Bank.
For more bank offers, see the complete list of Best Bank Rates!
Check back often to see the latest info on State Exchange Bank High Yield Savings Account.
State Exchange Bank (via Raisin SaveBetter) offers 5.05% high-yield savings account (9/5/2023). Shouldn’t State Exchange Bank be included in your list?