Find the latest Bank of America Advantage Banking checking bonus, promotions, and offers here.

Currently, Bank of America is offering an up to $500 bonus offer when opening an eligible checking account and meet required qualifications. Click here to learn more.

Update 12/4/25: The Bank of America Advantage Banking up to $500 Bonus Offer is currently available through 01/31/2026.

Bank of America Checking Bonus Offer

To qualify for this offer,

• The cash offer up to $500 is an online only offer and must be opened through the Bank of America promotional page.
• The offer is for new checking customers only.
• Offer expires 01/31/2026
• To qualify, open a new eligible Bank of America Advantage Banking account through the promotional page and set up and receive Qualifying Direct Deposits* into that new eligible account within 90 days of account opening. Your cash bonus amount will be based on the total amount of your Qualifying Direct Deposits received in the first 90 days.
  • $100 Cash Bonus: $2,000+ Total Qualifying Direct Deposits
  • $300 Cash Bonus: $5,000+ Total Qualifying Direct Deposits
  • $500 Cash Bonus: $10,000+ Total Qualifying Direct Deposits
• If all requirements are met 90 days after account opening, Bank of America will attempt to deposit your bonus into your new eligible account within 60 days.
• Bank of America Advantage SafeBalance Banking® for Family Banking accounts are not eligible for this offer.
• Additional terms and conditions apply. See offer page for more details.
• *A Qualifying Direct Deposit is a direct deposit of regular monthly income – such as your salary, pension or Social Security benefits, which are made by your employer or other payer – using account and routing numbers that you provide to them.
• Bank of America, N.A. Member FDIC

(Visit Bank of America to learn more)

Bank of America Advantage SafeBalance Banking®

• If you’re looking for simple banking, SafeBalance® provides a straightforward, easy-to-use experience that lets you focus on the basics.
• Banking that helps you stay within your balance.
• Digital Banking- no paper check writing available with this account.
• Helps prevent overspending– and no Overdraft Item Fees.
• A great start for students and young adults.

Bank of America Advantage Plus Banking®

• If you’re looking for flexible banking, Advantage Plus Banking has options and features to help you meet your needs.
• Multiple ways to waive the monthly maintenance fee—including a qualifying direct deposit
• Pay with a debit card, Mobile and Online banking or paper checks (if purchased)
• Option to enroll in Balance Connect® for overdraft protection
  • Overdraft fee without Balance Connect®: $10 each item, up to 2 items per day

Bank of America Advantage Relationship Banking®

• If you’re looking for comprehensive banking, Advantage Relationship Banking helps you make the most of your banking relationship.
• Digital Banking with the choice to pay using a variety methods.
• Benefits for higher balances, like fee waivers and interest.
• Earn interest on your balance.
• Option to enroll in Balance Connect® for overdraft protection.
  • Overdraft fee without Balance Connect®: $10 each item, up to 2 items per day.

How To Waive Monthly Maintenance Fee

• Bank of America Advantage SafeBalance Banking^®:
  • $4.95 or $0 –No monthly maintenance fee each statement cycle when you meet one of the following:
    • an owner of this account is under the age of 25 or
    • maintain a minimum daily balance of $500 in your account or
    • are a member of Bank of America Preferred Rewards®
• Bank of America Advantage Plus Banking^®:
  • $12 or $0 – No monthly maintenance fee each statement cycle when you meet one of the following:
    • have at least one qualifying direct deposit of $250 or more or
    • maintain a minimum daily balance of $1,500 in your account or
    • are a member of Bank of America Preferred Rewards®
• Bank of America Advantage Relationship Banking^®:
  • $25 or $0 – No monthly maintenance fee each statement cycle when you meet one of the following:
    • maintain a minimum daily balance of $20,000 in your account or
    • are a member of Bank of America Preferred Rewards®

Bottom Line

For more, see all the Bank of America promotions here or a variety of the latest bank bonuses here.

Bank of America, N.A. Member FDIC

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