Find an updated list of Central Pacific Bank promotions, bonuses and offers here.
Update 9/16/25: There’s currently an up to $1200 business checking bonus valid through 10/31/25.
About Central Pacific Bank Promotions
Established in 1954, Central Pacific Bank is a financial institution build on the foundation of providing their customers with the best products and services. If you are not located near a branch, you can see all nationwide bank bonuses for more suitable offers.
I’ll review the offer below.
Central Pacific Bank Up to $1,200 Business Checking Bonus
Central Pacific Bank is offering up to a $1,200 bonus with their business checking account.
- What you’ll get: Up to $1,200 bonus
- Account Type: Business Checking Account
- Availability: HI
- Direct Deposit Requirement: No
- Credit Inquiry: Unknown
- ChexSystems: Unknown
- Credit Card Funding: Unknown
- Monthly Fee: $20; waivable
- Early Account Termination Fee: Not listed
- Household Limit: None listed
(Expires 10/31/2025)
| Chase Business Checking ($300 or $500 Bonus) | Bank of America Business Checking ($200 bonus offer) |
| Axos Business Premium Savings ($375 Bonus) | Axos Bank Basic Business Checking ($400 Bonus) |
| Axos Bank Business Interest Checking ($400 Bonus) | Huntington Unlimited Plus Business Checking ($1,000 Bonus) |
| Huntington Unlimited Business Checking ($400 Bonus) | Bluevine Business Checking ($300 Bonus) |
| U.S. Bank Business Checking ( $500 or $900 Bonus) | |
How To Earn $100 Checking Bonus
HOW TO EARN BONUSFINE PRINT
- Open or upgrade to a Business Exceptional Checking Account between September 2 and October 31, 2025.
- Maintain the required balance for 3 months.
- $1,200 Bonus: Minimum $75,000 in new money
- $400 Bonus: Minimum $25,000 in new money
- Must keep Business Exceptional account open for 6 months.
- After all requirements are met, the Cash Bonus will be provided to you within 30 days by crediting your Business Exceptional or Analyzed Checking.
- This offer is valid for a Business Exceptional or Analyzed Checking account opened and funded with new money between September 2 and October 31, 2025.
- A one-time $25,000 minimum new money deposit from another financial institution into your Central Pacific Bank Business Exceptional or Analyzed Checking account is required to receive a $400 cash bonus and a $1,200 cash bonus with a minimum one-time deposit of $75,000 in new money.
- Must maintain the selected minimum new money balance of $25,000 or $75,000 over your combined baseline balance as of August 31, 2025, for at least 3 full consecutive calendar months from the date of participation in the campaign.
- In addition, the account type needs to be maintained for 6 full consecutive calendar months from the date of account opening or upgrade.
- A signed customer acknowledgement form is required to participate.
- After all requirements are met, the Cash Bonus will be provided to you within 30 days by crediting your Business Exceptional or Analyzed Checking.
- If these above qualifying requirements are not met, Central Pacific Bank reserves the right to assess a fee to the account equal to the amount of the Cash Bonus.
- The Cash Bonus will be reported as interest to the primary account holder.
- Limited to one Cash Bonus per account per customer.
- Same account is not eligible for future Business Exceptional Cash Bonus promotions.
- Each independently operated business entity with its own unique Tax ID Number is a separate customer.
- Offer is subject to change at any time and cannot be combined with other offers.
- Terms, conditions, and fees apply to accounts, products, programs and services, and are subject to change.
Central Pacific Bank $100 Checking Bonus (Expired)
Central Pacific Bank is offering a $100 bonus when you open a new qualifying checking account.
- What you’ll get: $100 bonus
- Account Type: Checking Account
- Availability: HI (Bank Locator)
- Direct Deposit Requirement: No
- Credit Inquiry: Unknown
- ChexSystems: Unknown
- Credit Card Funding: Unknown
- Monthly Fee: $0-$10; waivable
- Early Account Termination Fee: Not listed
- Household Limit: None listed
(Expires 07/11/2025)
| BMO Smart Money Checking ($400 cash bonus*) | BMO Smart Advantage Checking ($400 cash bonus*) |
| KeyBank Key Smart Checking ($300 bonus) | Chase Total Checking® ($300 bonus) |
| Bank of America ($500 bonus offer) | SoFi Checking and Savings ($325 bonus) |
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- $50 Account Opening Bonus: For opening a Value Checking or Shaka Checking account and making a one-time deposit of $200 or more from another financial institution by July 11, 2025. – and –
- 5% Cash Back: Up to additional $50 on debit card POS purchases within 60 days of account opening.
- This offer is valid for a Value Checking or Shaka Checking account opened between May 19, 2025, and July 11, 2025.
- After a one-time $200 deposit from another financial institution is made by July 11, 2025, the $50 account opening bonus will be provided to you within 30 days by crediting your Value Checking or Shaka Checking.
- For the 5% Cash Back offer, you must make debit card Point-of-Sale (POS) purchases within 60 days of account opening.
- After all requirements are met, the 5% Cash Back will be provided to you within 60 days by crediting your Value Checking or Shaka Checking.
- The Cash Back bonus maximum credit is $50.
- Bonuses will be reported as interest to the primary account holder.
- Limit one account opening bonus and one Cash Back bonus per account per customer.
- Offer is subject to change at any time and cannot be combined with other offers.
Central Pacific Bank $500 CD Bonus (Expired)
Central Pacific Bank is offering a $500 bonus when you open a new qualifying CD account.
- What you’ll get: $500 bonus
- Account Type: CD & Checking Account
- Availability: HI (Bank Locator)
- Direct Deposit Requirement: No
- Credit Inquiry: Unknown
- ChexSystems: Unknown
- Credit Card Funding: Unknown
- Monthly Fee: $0
- Early Account Termination Fee: Not listed
- Household Limit: None listed
(Limited time offer)
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| Ponce Bank | 4.25% APY 3-Month High Yield CD | Review |
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| Ponce Bank | 4.15% APY 4-Month No-Penalty CD | Review |
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| Sallie Mae | 4.10% APY 10-Month CD | Review |
| Live Oak Bank | 4.10% APY 12-Month CD | Review |
| Live Oak Bank | 4.10% APY 12-Month Business CD | Review |
| Discover Bank | Up to 4.00% APY CD | Review |
| First Mid Bank & Trust | 4.00% APY 9-Month CD | Review |
| Sun Canyon Bank | 3.87% APY 11-Month CD | Review |
| Quontic Bank | Up to 3.75% APY CD | Review |
| Western Alliance Bank | 3.75% APY 6-Month CD | Review |
| GreenState Credit Union | 3.65% APY 10-Month CD | Review |
| Western Alliance Bank | 3.55% APY 12-Month CD | Review |
| CIT Bank | 3.50% APY 13-Month CD | Review |
| CIT Bank | 3.50% APY 11-Month No-Penalty CD | Review |
| Southwestern National Bank | 3.40% APY 8-Month CD | Review |
| Ponce Bank | 3.00% APY 1-Month High Yield CD | Review |
| CIT Bank | 3.00% APY 6-Month CD | Review |
| CIT Bank | 3.00% APY 18-Month CD | Review |
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- Must have CPB Exceptional Checking Account.
- Open a Cash First – Preferred Premium Certificate of Deposit (CD) with a minimum $35,000 new funds from another institution.
- $500 bonus will be deposited into your Exceptional Checking account upon CD account opening.
- As long as you are a consumer Exceptional Plan customer, you may open and maintain Preferred Premium Certificate of Deposit.
- This is in addition to the $500.00 given upfront.
- Limited time offer.
- Limit to one Premium CD per customer where the customer is the primary owner of the CD. Annual Percentage Yield (APY) is accurate as of July 17, 2023.
- Minimum balance to obtain APY is $35,000 in new money.
- $1,000,000 maximum per customer. CD balance qualifies towards Exceptional Checking account required to participate.
- APY assumes interest will remain on deposit until maturity.
- Fees may reduce the earning on the CD account. Penalties will be imposed for early withdrawal.
- $500 bonus will be deposited into your Exceptional Checking account upon CD account opening.
- Offer is subject to change and is not combinable with other offers.
- Other restrictions may apply. All CPB CD specials are FDIC insured, up to $250,000 per category.
- Full list of rates available at cpb.bank/rates/personal.
Central Pacific Bank Apple Watch Checking Bonus (Expired)
Earn an Apple Watch when you open a new account!
Central Pacific Bank is offering a Apple Watch bonus when you open a new qualifying checking account.
- What you’ll get: Apple Watch bonus
- Account Type: Business Exceptional Checking
- Availability: HI
| BMO Smart Money Checking ($400 cash bonus*) | BMO Smart Advantage Checking ($400 cash bonus*) |
| KeyBank Key Smart Checking ($300 bonus) | Chase Total Checking® ($300 bonus) |
| Bank of America ($500 bonus offer) | SoFi Checking and Savings ($325 bonus) |
How To Earn Apple Watch Bonus
HOW TO EARN BONUSFINE PRINT
- To qualify for gift, you must open a Business Exceptional Checking account to establish a Business Exceptional Plan
- Deposit at least $10,000 from another financial institution into deposit account(s) linked to your Business Exceptional Plan.
- Limit one gift per customer, one gift per Business Exceptional Plan.
- A fee will apply if the Business Exceptional Plan is closed within 12 months of account opening.
- Gift offer is subject to change or cancellation at any time without notice.
- Apple Watch is a registered trademark of Apple, Inc. All rights reserved.
- Apple is not a participant or sponsor of this promotion.
How To Waive Monthly Fees
- Exceptional Checking: None
- Shaka Checking: No monthly fees to maintain your account with online statements
- Value Checking: None listed
- Business Exceptional Checking: $20 (if minimum combined balance is not maintained)
- Totally Free Business Checking: None
- Analyzed Business Checking: $12.50 monthly maintenance fee plus other fees (Earnings credit allowance may offset fees)
- Performance Business Checking: $9 (if minimum balance is not maintained)
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Bottom Line
Central Pacific Bank is offering an exclusive iPad bonus for their members who open a new account. If you are interested and qualify, be sure to apply while you still can today!
While they have a generous iPad bonus, Central Pacific Bank doesn’t have great rates for CDs and Savings. You may want to check out our full list of Bank Rates and CD Rates.
Compare Central Pacific Bank Promotions with other bank bonuses from banks like Citi, Huntington, HSBC, Chase, TD, Discover Bank, Axos Bank, PNC Bank, BMO, SoFi, Bank of America, Wells Fargo, and more!
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*Check back at this page for updated Central Pacific Bank promotions, bonuses and offers.
