You receive $350 deposited into your Smart Plus checking account when you do the following:

• Get $200 when you sign up for Online Banking and eStatements
• Complete 10 debit card purchases (excluding ATM transactions)
• Get an additional $150 when you keep your account opening for a year

• The incentive will be paid to your savings account within 30 days of meeting the qualifications.
• To be eligible for the additional $150 incentive, your account must remain open 12 months after the original open date and must be in good standing.
• The additional $150 incentive will be paid within 30 days of the open anniversary date.
• Maximum $350 incentive per member.
• Member must not have had a Gesa Checking account within the last 90 days.
• The checking account must be opened with a minimum deposit of $5 if opened in the branch.
• No minimum on going balance is required.

• Refer your friends and family with your referral code.
• The referee must open a savings account and a SmartPlus Checking account.

• Only one $100 referral incentive payment will be made per new referred member.
• New members can refer up to 9 new members. Existing Gesa members can refer up to 10 new members.
• For both new members and existing members, a maximum of $1,000 in referral incentives may be claimed before the program ends.
• New members will receive a $100 incentive for being successfully referred to Gesa and can refer up to 9 new members to earn up to $1,000.
• This promotion is available for a limited time only and can end at any time.
• New members must open a savings account and a SmartPlus Checking account to be eligible for the referral incentive(s).
• The checking account must be opened with a minimum deposit of $25 if opened online.
• No minimum ongoing balance is required to obtain the referral incentive(s).
• For both new members and existing Gesa members, referral incentives will be paid by direct deposit into the member’s savings account and within 60 days of the SmartPlus checking account opening.
• The incentive payments are subject to required IRS reporting.
• This offer cannot be combined with other offers. Annual Percentage Yield (APY) rates effective as of August 1, 2022.
• Smart Plus Checking accounts earn 5.00% APY if you meet the qualifications. 0.01% APY applies to balances over $5,000 and non-qualifying account balances.
• In order to qualify for the 5.00% APY, you must enroll in eStatements, make a monthly direct deposit of over $200, complete 15 debit card transaction during the month, and provide and maintain a valid email address.
• Rates, terms, and fees are subject to change any time after account opening. Fees may reduce earnings.

• Open a new ADDvantage Checking Account
• Have $500 in your account when you sign up for eStatements and have a recurring direct deposit or ACH transaction of $100 or more per month.
• Members will receive $50 and earn 3.00% APY

• Effective October 1, 2020, for a limited time only, a $50 incentive will be paid to members who open a new ADDvantage Checking account.
• A minimum deposit of $5 is required to open the account in person or $25 if opened online.
• Recurring direct deposit or payroll deduction (at least 2), enrollment in Digital Banking and estatements is required to be eligible for the incentive and to earn 3.00% APY on the first $500 and 0.01% APY for balances over $500.
• No minimum ongoing balance is required to obtain the referral incentive.
• All qualification criteria must be met within 60 days of account opening.
• $50 incentive will be deposited into member’s savings account after all qualification criteria are met and is subject to any required IRS reporting.
• Only one $50 incentive per member and this cannot be combined with other offers.
• Member must not have had a Gesa or Inspirus checking account within the last 90 days.
• Limit one specialty account (Colossal or ADDvantage) per member. Federally Insured by NCUA.