Available to ID, OR, & WA residents, the Gesa Credit Union SmartPlus Checking Account offers up to 5.00% APY on balances up to $5,000 when meeting the requirements.
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About Gesa Credit Union
Gesa Credit Union is headquartered in Richland and is the 2nd largest credit union in the state of Washington. It is also the 61st largest credit union in the nation. It was established in 1953 and as of December of 2021, it had grown to 729 employees and 270,558 members at 28 locations. Gesa Credit Union has an A health rating.
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Gesa Credit Union SmartPlus Checking Rate
- What you’ll get: 5.00% APY Up to $5,000
- Eligible Accounts: SmartPlus Checking
- Credit Inquiry: Soft
- Where it’s available: ID, OR, WA
- Opening Deposit: $50
- Credit Card Funding: Up to $5K
- Monthly fee: None
(Visit Gesa Credit Union to learn more)
How To Earn Rate
- Enroll in eStatements
- Make a monthly direct deposit of over $200
- Complete 15 debit card transactions
- Provide and maintain a valid email address
- Limit one account per member
| Balance Requirement | APY Rate |
| $0.01-$5,000 | 5.00% APY |
| %5,000.01+ | 0.01% APY |
Account Features
- Online and Mobile banking. 24-hour access to your accounts to make transfers, deposit checks, and more.
- Nationwide ATMs. Access to over 70,000 surcharge free ATMs throughout the CU24 credit union ATM network.
- Overdraft protection. In unexpected situations, choose what happens if you are short on funds in your checking account.
- Mobile Wallet. Pay for your purchases with your Gesa debit or credit card on your smartphone.
- Card Controls. Remote card controls and custom alerts to keep you in the loop about your money.
- No monthly service charges.
Alternative Rewards Accounts To Consider
 Earn up to 1.25% APY with the Axos Bank Rewards Checking account while enjoying a suite of digital tools for smarter money management. This is banking, redefined. Axos Bank Rewards Checking: Use Promo Code “Summer” for a $100 Bonus, valid through 9/30. Terms: To receive a $100 Bonus: An Axos Bank Rewards Checking application that includes the promotional code “SUMMER" must be submitted between 7/5/2022 at 12:00am PST and 11:59pm PST on 9/30/2022 to qualify. You must open your new Rewards Checking account and have qualifying direct deposit(s) that total at least $1,500.00 within a single calendar month during the first three (3) calendar months your account is open, including the month in which your account was opened. Direct deposit funds must be new to bank from a third-party source (not originated from another Axos Bank brand account) to receive bonus credit. All eligible awards will be delivered to your Rewards Checking account within 30 days following the 90-day waiting period. Account must remain open for 180 days or an early closure fee of $50 may apply. • Up to 1.25% APY • Zero monthly maintenance fees • Zero overdraft or NSF fees • Zero minimum monthly balance reqs • Unlimited domestic ATM fee reimbursements • Zero Minimum Balance Requirement • Only $50 to open an account |
Bottom Line
For more bank offers, see the complete list of Best Rewards Checking and keep up with the latest Gesa Credit Union promotions.
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