Find out more about America’s Credit Union Affinity Plus Checking account here.
Available nationwide, America’s Credit Union is offering 1.01% APY on balances up to $25,000 on their Affinity Plus Checking account.
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About America’s Credit Union Affinity Plus Checking
ACU is a not-for-profit credit union. Unlike traditional banks, they don’t issue stock or pay dividends to outside stockholders. However, instead, they are owned and operated by their members — and all profits are returned to their membership. Furthermore, this allows us to offer lower loan rates, higher interest returns on deposits, fewer fees, and other benefits to our members. As a financial cooperative, ACU puts your interests first. Additionally, they focus on helping small businesses thrive, supporting families, and strengthening communities.
Additionally, continue on to learn more about the America’s Credit Union Affinity Plus Checking Account below.
America’s Credit Union Rewards Checking Rate
Residents nationwide can earn the industry leading rate on balances up to $25,000. Additionally, with no minimum deposit, you will be able to enjoy the rate to its full potential!
- What you’ll get: 1.01% APY up to $25,000
- Eligible Accounts: Affinity Plus Checking Account
- Credit Inquiry: Hard Pull or Soft Pull? Let us know
- Where it’s available: Nationwide
- Opening Deposit: None
- Credit Card Funding: Unknown
- Monthly fee: None
American Express® High Yield Savings Account - You earn 0.40% interest rate along with no minimum deposits or monthly fees. Amex High Yield Savings account has been my favorite Hub account for the past 7 years. Using this account to Pull/Push your money is absolutely necessary when you have many accounts. Here's why:
*No dollar limitations for ACH transfers - When you find a top bank rate account, you don't want to be limited to just $5K or $10K transfers. Amex Savings will let you transfers as much as you want whether you are pulling or pushing money from and to an external bank account.
*1 to 2 business days ACH transfers speed - With top-notch user interface, you get your money to another external account or pull money from another bank account within a day or two.
*No loss of interest during transfers - On the day you initiate your transaction on the high yield savings account website, the funds will be reflected in your Current Balance and begin earning interest.
Some other features from American Express High Yield Savings Account include Free Wire Transfers, 3 maximum linked accounts, and maximum 6 ACH withdrawals per month.
Savings account offers are frequently updated. Find the best nationwide Savings/Money Market rates here, and the best Savings account bonuses here. The Axos Bank and CIT Bank accounts offer great rates available nationwide which I recommend.
|Aspiration||1.00% APY + $150 Cash||Review|
|Axos Bank High Yield Savings||Up to 0.61% APY||Review|
|Quontic Bank High Yield Savings||0.55% APY||Review|
|CIT Bank Money Market||0.45% APY||Review|
|American Express High Yield Savings||0.40% APY||Review|
|Discover Bank Online Savings||0.40% APY||Review|
How To Earn Up to 1.01% APY Rate
- Open a Affinity Plus Checking account at America’s Credit Union
- At least 15 debit card transactions (minimum $5) per month.
- Log into ACU Online or ACU Mobile App at least once per month.
- Additionally, sign up for and receive e-statements.
|Balance Requirement||APY Rate|
|$25,000+||Earns No Interest|
- Digital Banking
- Unlimited debit transactions
- Competitive dividends
- No monthly fees
- Surcharge-Free ATMs
Alternative Rewards Accounts To Consider
Earn up to 1.25% APY with the Axos Bank Rewards Checking account while enjoying a suite of digital tools for smarter money management. This is banking, redefined.
• Never pay monthly maintenance fees again
• No Need to Keep a Minimum Balance to Avoid Fees
• No Overdraft or Non-Sufficient Fund Fees
• Make Unlimited Withdrawals From Any Domestic ATM for Free
With the Discover Cashback Debit Account:
• Earn 1% cash back on up to $3,000 in debit card purchases each month, which lets you earn up to a total of $360 Debit Card Cashback Bonus per year.
• Anyone can open a Discover Cashback Debit account online
• No monthly fees or monthly balance requirements
• With over 60,000 no-fee ATMs in the U.S., Discover is always nearby.
• Move money easily and securely with just a few clicks or taps (transfers to existing discover accounts are immediate)!
• Manage your account and avoid late fees by paying bills online.
• Deposit checks on the go with your phone or automatically with direct deposit.
I highly recommend taking a look at this account. Additionally, with no minimum opening deposit and easy bonus requirements, get on your way to earning a fantastic rate. However, if you are interested, check out other promotions that you can find on our site Hustler Money Blog.
Lastly, let us know about your experience with this bank and comment below.
Furthermore, for more bank offers, see the complete list of Best Rewards Checking!
Check back often to see the latest info on America’s Credit Union’s Affinity Plus Checking Account.