Available nationwide, Apco Employees Credit Union is offering a 2.02% APY Rate.
Continue reading below to learn everything you need to know about Apco Employees Credit Union.
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About Apco Employees Credit Union IRA Savings
Apco Employees Credit Union is headquartered in Birmingham, Alabama and was established in 1953. Since then they have grown to 15 locations, offer savings rates that are 3X the national average, and boast an A health rating.
Dedicated to helping their members financially, they can offer one of the highest rates! The account gives you access to online banking, eStatements, mobile banking, text alerts, and so much more.
I’ll review Apco Employees Credit Union IRA Savings below.
|Eligibility: Membership in Apco Employees Credit Union is open to employees and retirees of Alabama Power Company, Southern Nuclear, Southern Company Services, or other affiliated companies of the Southern Company.
See current membership details
Apco Employees Credit Union 2.02% IRA Savings
- Account Type: IRA Share Account
- Interest Rate: 2.02% APY
- Minimum Balance: $25
- Maximum Balance: None
- Availability: AL (Bank Locator)
- Credit Inquiry: Unknown
- Opening Deposit: $25
- Credit Card Funding: Unknown. Let us know.
- Monthly Fee: No monthly service fees
- Early Termination Fee: None listed, check with CSR
American Express Personal Savings Account - You earn 1.70% interest rate along with no minimum deposits or monthly fees. Amex Personal Savings has been my favorite Hub account for the past 5 years. Using this account to Pull/Push your money is absolutely necessary when you have many accounts. Here's why:
*No dollar limitations for ACH transfers - When you find a top bank rate account, you don't want to be limited to just $5K or $10K transfers. Amex Savings will let you transfers as much as you want whether you are pulling or pushing money from and to an external bank account.
*1 to 2 business days ACH transfers speed - With top-notch user interface, you get your money to another external account or pull money from another bank account within a day or two.
*No loss of interest during transfers - On the day you initiate your transaction on the Personal Savings website, the funds will be reflected in your Current Balance and begin earning interest.
Some other features from American Express Personal Savings include Free Wire Transfers, 3 maximum linked accounts, and maximum 6 ACH withdrawals per month.
Savings account offers are frequently updated. Find the best nationwide Savings/Money Market rates here, and the best Savings account bonuses here. The Axos UFB High Yield Savings and CIT Bank Savings Builder accounts offer great rates available nationwide. The Discover Online Savings and Chase SavingsSM account have nice sign-up bonuses.
|Discover Bank Online Savings||1.60% APY + $200 Cash||Review|
|CIT Bank Savings Builder||1.75% APY + $100/$200 Bonus||Review|
|UFB Direct High Yield Savings||1.90% APY||Review|
|Betterment EverydayTM Cash Reserve||1.83% APY||Review|
|American Express High Yield Savings||1.70% APY||Review|
ACH Capabilities & Limits
|ACH Type||Speed||Daily $ Limit||Monthly $ Limit||Notes|
Editor’s Note: Help us with the table above in the comment section if you have experience with ACH capabilities.
How to Earn Apco Employees Credit Union Rates:
- Open a IRA Share Account with an opening deposit of $25.
- Maintain a daily balance of $25 to earn the 2.02% APY
|Balance Requirement||APY Rate|
Why You Should Sign Up For This Account:
- NCUA insured
- Low $25 minimum balance
- Interest compounded on the average daily balance quarterly
Apco Employees Credit Union is offering 2.02% APY when you open IRA Share Account. Simply have an opening deposit of $25 and maintain it! Information about this Credit Union is limited, so let us know about your experience with this bank.
For more bank offers, see the complete list of Best Bank Rates!
Check back often to see the latest info on Apco Employees Credit Union.