Find the latest Betterment EverydayTM Cash Reserve Rates, Offers, and Promotions here.
Available nationwide, Betterment EverydayTM Cash Reserve is offering 0.40% APY when you open a Savings account. Continue reading to learn everything you need to know about Betterment EverydayTM Cash Reserve!
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About Betterment EverydayTM Cash Reserve
Betterment EverydayTM Cash Reserve was established not too long ago in 2010. Today, with billions under management and hundreds of thousands of happy customers, Betterment is the largest independent robo-advisor. Their mission is to help their customers maximize their money.
I’ll review Betterment EverydayTMCash Reserve account below.
Note: Interested in Bank Bonuses? See our favorite banks including HSBC Bank, Chase Bank, Huntington Bank, Discover Bank, TD Bank, BBVA Bank or CIT Bank.
Betterment EverydayTM Cash Reserve Savings Rate
To earn this competitive rate, simply have an opening deposit of $10. That’s all it takes and you’ll get to enjoy earning a high rate with no minimum balance required.
- Account Type: Savings
- Interest Rate: 0.40%
- Minimum Balance: None
- Maximum Balance: None listed
- Availability: Nationwide
- Credit Inquiry: Unknown, let us know
- Opening Deposit: $10
- Credit Card Funding: None
- Monthly Fee: None
- Early Termination Fee: None listed, check with local CSR
(FDIC Insured)
American Express® High Yield Savings Account - You earn 0.50% interest rate along with no minimum deposits or monthly fees. Amex High Yield Savings account has been my favorite Hub account for the past 5 years. Using this account to Pull/Push your money is absolutely necessary when you have many accounts. Here's why: *No dollar limitations for ACH transfers - When you find a top bank rate account, you don't want to be limited to just $5K or $10K transfers. Amex Savings will let you transfers as much as you want whether you are pulling or pushing money from and to an external bank account. *1 to 2 business days ACH transfers speed - With top-notch user interface, you get your money to another external account or pull money from another bank account within a day or two. *No loss of interest during transfers - On the day you initiate your transaction on the high yield savings account website, the funds will be reflected in your Current Balance and begin earning interest. Some other features from American Express High Yield Savings Account include Free Wire Transfers, 3 maximum linked accounts, and maximum 6 ACH withdrawals per month. |
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Savings account offers are frequently updated. Find the best nationwide Savings/Money Market rates here, and the best Savings account bonuses here. The Axos Bank and CIT Bank accounts offer great rates available nationwide which I recommend. |
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| PROMOTIONAL LINK | OFFER | REVIEW |
| Aspiration | 1.00% APY + $100 Cash | Review |
| Axos My Savings Builder | Up to 0.70% APY | Review |
| Axos Bank High Yield Savings | 0.61% APY | Review |
| Axos Bank High Yield Money Market | 0.60% APY | Review |
| American Express High Yield Savings | 0.50% APY | Review |
| CIT Bank Money Market | 0.50% APY | Review |
| Discover Bank Online Savings | 0.50% APY | Review |
Betterment EverydayTM Cash Reserve ACH Capabilities & Limits
| ACH Type | Speed | Daily $ Limit | Monthly $ Limit | Notes |
| Push | ? | ? | ? | |
| Pull | ? | ? | ? |
Editor’s Note: Help us with the table above in the comment section if you have experience with Betterment EverydayTM Cash Reserve’s ACH capabilities.
How to Earn Betterment EverydayTM Cash Reserve Rate
- Open a Savings account from Betterment EverydayTM Cash Reserve with an opening deposit of $10.
- Earn 0.40% rate on any balance
| Balance Requirement | APY Rate |
| None | 0.40% APY |
Why You Should Sign Up For This Account
- No fees on account balance
- No overdraft fees
- ATM fees are reimbursed
- No minimum balance requirement
- FDIC Insured
Bottom Line
Check out this offer from Betterment EverydayTM Cash Reserve for a rate that doesn’t require a minimum balance. It takes just minutes online, so open an account today! Let us know your experiences with this bank by commenting below.
For more bank offers, see the complete list of Best Bank Rates!
Check back often to see the latest info on Betterment EverydayTM Cash Reserve Savings account.
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| HSBC Advance Checking Member FDIC | $200 Cash | Review |
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| Huntington 25 Checking | $500 Cash | Review |
| TD Bank Beyond Checking | $300 Cash | Review |
| TD Bank Convenience CheckingSM | $150 Cash | Review |
| Huntington Bank Unlimited Plus Business Checking | $750 Cash | Review |
| Huntington Bank Unlimited Business Checking | $400 Cash | Review |
| Huntington Bank Business Checking 100 | $200 Cash | Review |
| Wise Business Banking | $100 Cash | Review |
| Axos Bank Basic Business Checking | $100 Cash | Review |
| Aspiration Spend & Save Account | $100 Cash | Review |
| American Express High Yield Savings | 0.50% APY | Review |
| CIT Bank Money Market | 0.50% APY | Review |
| Ally Invest | Up to $3,500 Cash | Review |
I linked all my external bank accounts to Betterment, but I coulnd’t transfer money into the Betterment Everyday Savings account, the web page kept saving adding duplicate accounts, but none of my accounts showed up. I tried to close the account and delete my Betterment account, but there is no way to do that without contacting customer support and mailing documents. Extremely difficult to close account and delete my personal information from them, even though their service was completely useless to me. Highly recommend Wealthfront over Betterment for robo investment.