Available for residents nationwide, Citizens Access offers an Online Savings Account with 0.40% APY.
Continue reading below to learn everything you need to know about Citizens Access.
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About Citizens Access Online Savings Review
Citizens Access is an online-only banking platform which made its debut in May of 2018. The new online banking platform is the latest venture of Rhode Island-based Citizens Financial Group, Inc.
With such great Online Savings rates you can earn big! It provides members with an opportunity to take advantage of high-yield savings products.
I’ll review Citizens Access Online Savings below.
Citizens Access Online Savings 0.40% Rate
To earn Citizens Access competitive rate, simply complete all the requirements. That’s all it takes and you’ll get to enjoy earning the 0.40% rate.
- Account Type: Online Savings Account
- Interest Rate: 0.40% APY
- Minimum Balance: $5,000
- Maximum Balance: $250,000 (FDIC Insured)
- Availability: Nationwide
- Credit Inquiry: Unknown
- Opening Deposit: $5,000
- Credit Card Funding: Unknown
- Monthly Fee: None
- Early Termination Fee: Penalty for early withdrawal not specified
American Express® High Yield Savings Account - You earn a competitive interest rate along with no minimum deposits or monthly fees. Amex High Yield Savings account has been my favorite Hub account for the past 7 years. Using this account to Pull/Push your money is absolutely necessary when you have many accounts. Here's why:
*No dollar limitations for ACH transfers - When you find a top bank rate account, you don't want to be limited to just $5K or $10K transfers. Amex Savings will let you transfers as much as you want whether you are pulling or pushing money from and to an external bank account.
*1 to 2 business days ACH transfers speed - With top-notch user interface, you get your money to another external account or pull money from another bank account within a day or two.
*No loss of interest during transfers - On the day you initiate your transaction on the high yield savings account website, the funds will be reflected in your Current Balance and begin earning interest.
Some other features from American Express® High Yield Savings account include Free Wire Transfers, 3 maximum linked accounts, and maximum 6 ACH withdrawals per month.
Savings account offers are frequently updated. Find the best nationwide Savings/Money Market rates here, and the best Savings account bonuses here. The Axos Bank and CIT Bank accounts offer great rates available nationwide which I recommend.
|Discover Bank Online Savings||$200 Bonus + 1.10% APY||Review|
|Aspiration||$150 Bonus + 1.00% APY||Review|
|Axos Business Savings||$200 Bonus + 0.20% APY||Review|
|UFB Money Market Account||1.66% APY||Review|
|UFB Savings||1.66% APY||Review|
|Quontic Bank High Yield Savings||1.58% APY||Review|
|Quontic Bank Money Market||1.50% APY||Review|
|CIT Bank Savings Connect||Up to 1.35% APY||Review|
|American Express® High Yield Savings account||1.00% APY as of 6/29/22||Review|
|CIT Bank Money Market||1.00% APY + Amazon Prime Offer||Review|
|Axos Bank High Yield Savings||Up to 0.61% APY||Review|
Citizens Access ACH Capabilities and Limits
|ACH Type||Speed||Daily $ Limit||Monthly $ Limit||Notes|
|Push||?||?||$250k||6 withdrawals per month|
How to Earn Citizens Access Rate
- Click on the Open Account button and apply for an Online Savings Account
- Input your info – Provide your name, address, phone, email and social security number or Tax ID
- Fund the account – Transfer funds electronically from an internal account here or an external account at another bank
- The minimum opening deposit is $5,000.
|Balance Requirement||APY Rate|
Why You Should Sign Up For This Account
- Great rates, no promotions or teasers
- No fees, for anything
- $5,000 minimum deposit
- FDIC-insured deposits
- Interest compounds daily and is credited monthly
- There are no monthly fees
- 24/7 access to your account online
Check out this offer from Citizens Access and open an Online Savings Account to earn a competitive APY rate today! All it takes is $5,000 to earn the APY rate, and with no limits you can earn as much as you can!
For more bank offers, see the complete list of Best Bank Rates!
Check back often to see the latest info on Citizens Access Online Savings Account.