Available to qualified residents of New York, Family First Federal Credit Union is offering 2.50% APY on their Money Market account. You can earn one of the most competitive rates and still be able to get your hands on your money when you need it.
The 2.50% APY is guaranteed for six months following account opening, with the rate reverting to the current APY beginning after six months. Additionally, there is a low minimum account requirement of $10,000. This money market account is intended for customers who want to receive higher dividends but don’t want to commit to long terms.
Eligibility: Family First FCU who live, work (or regularly conduct business in), worship, or attend school in, and businesses and other legal entities located in Monroe County, New York or the towns of Macedon, Walworth, or Ontario in Wayne County, New York. For more information, see the full list on Membership Requirements!
Table of Contents
Family First Federal Credit Union Info
- Direct Link to Offer
- Account Type: Money Market Account
- APY Rates: 2.50% APY
- Minimum Balance: $10,000
- Maximum Balance: None Listed
- Availability: NY (Branch Locator)
- Expiration Date: None
- Credit Inquiry: Unknown, let us know.
- ChexSystems: Yes
- Opening Deposit: None
- Monthly Fee: None listed
- Credit Card Funding: $500 Limit.
- Direct Deposit Requirement: None.
- Additional Requirements: See below.
- Closing Account Fee: None Listed
Family First Federal Credit Union Features
The Family First Federal Credit Union Money Market Account allows you to have a high APY rate with a low minimum balance and no monthly maintenance fee! This makes this credit union account more favorable since there are even less fees for you to worry about. Additionally, you can get free mobile and online banking, free eStatements, and free online check images if the requirements are met, so make sure you take advantage of this offer soon!
How To Earn 2.50% APY Rate
- Come into Family First Federal Credit Union and sign-up for a Money Market Account.
- The 2.50% APY is guaranteed for six months following account opening, with the rate reverting to the current APY beginning after six months.
- Provide a minimum balance of at least $10,000.
- Sit back and earn one of the most competitive rates and still be able to get your hands on your money when you need it!
How to Avoid Monthly Fees
Money Market Account: There are no monthly fees if you maintain a minimum account balance of $10,000!
If you fund your account with $10,000, you’ll earn 2.50% APY without any minimum balances and monthly fees! If you can keep up with the monthly requirements, sign up, and enjoy a high APY rate for simply using your account! All you have to do is use your account, and you can earn a high APY. Take advantage of this APY rate before it changes! For those who are not currently interested, you can view our entire list of Best Bank Rate for other great options!
American Express® High Yield Savings Account - You earn 0.40% interest rate along with no minimum deposits or monthly fees. Amex High Yield Savings account has been my favorite Hub account for the past 7 years. Using this account to Pull/Push your money is absolutely necessary when you have many accounts. Here's why:
*No dollar limitations for ACH transfers - When you find a top bank rate account, you don't want to be limited to just $5K or $10K transfers. Amex Savings will let you transfers as much as you want whether you are pulling or pushing money from and to an external bank account.
*1 to 2 business days ACH transfers speed - With top-notch user interface, you get your money to another external account or pull money from another bank account within a day or two.
*No loss of interest during transfers - On the day you initiate your transaction on the high yield savings account website, the funds will be reflected in your Current Balance and begin earning interest.
Some other features from American Express High Yield Savings Account include Free Wire Transfers, 3 maximum linked accounts, and maximum 6 ACH withdrawals per month.
Savings account offers are frequently updated. Find the best nationwide Savings/Money Market rates here, and the best Savings account bonuses here. The Axos Bank and CIT Bank accounts offer great rates available nationwide which I recommend.
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