Available nationwide, National Cooperative Bank Impact Money Market Savings is offering a 0.50% APY Rate. Definitely continue reading below for everything you would need to know about the attractive account and rate!
Continue reading below to learn everything you need to know about National Cooperative Bank.
Table of Contents
About National Cooperative Bank Money Market Review
Since their founding, NCB has an uncommon mandate to ensure their efforts benefit those most in need, supporting low-income communities and the expansion of cooperative initiatives. With this guiding principle, they contribute to the building blocks of sustainable communities: investing in clean energy, small businesses and affordable housing, expanding access to healthy food and affordable health care, plus much more.
Offers a competitive interest rate that, along with its money market account offering, targets consumers looking to maintain liquidity.
I’ll review National Cooperative Bank Impact Money Market Savings below.
Note: Want to earn big bonuses? See our favorite banks including HSBC Bank, Chase Bank, Huntington Bank, Discover Bank, TD Bank, BBVA, or CIT Bank.
National Cooperative Bank Money Market Rate
![]() |
- Account Type: Impact Money Market Savings Account
- Interest Rate: 0.50% APY
- Minimum Balance: None
- Maximum Balance: None
- Availability: Nationwide
- Credit Inquiry: Soft Pull
- Opening Deposit: $100
- Credit Card Funding: Unknown
- Monthly Fee: $25 monthly fee if balance falls below $5,000
- Early Termination Fee: None Listed
(FDIC Insured)
American Express® High Yield Savings Account - You earn a competitive interest rate along with no minimum deposits or monthly fees. Amex High Yield Savings account has been my favorite Hub account for the past 7 years. Using this account to Pull/Push your money is absolutely necessary when you have many accounts. Here's why: *No dollar limitations for ACH transfers - When you find a top bank rate account, you don't want to be limited to just $5K or $10K transfers. Amex Savings will let you transfers as much as you want whether you are pulling or pushing money from and to an external bank account. *1 to 2 business days ACH transfers speed - With top-notch user interface, you get your money to another external account or pull money from another bank account within a day or two. *No loss of interest during transfers - On the day you initiate your transaction on the high yield savings account website, the funds will be reflected in your Current Balance and begin earning interest. Some other features from American Express® High Yield Savings account include Free Wire Transfers, 3 maximum linked accounts, and maximum 6 ACH withdrawals per month. |
||
Savings account offers are frequently updated. Find the best nationwide Savings/Money Market rates here, and the best Savings account bonuses here. The Axos Bank and CIT Bank accounts offer great rates available nationwide which I recommend. |
||
PROMOTIONAL LINK | OFFER | REVIEW |
Discover Bank Online Savings | $200 Bonus + 1.10% APY | Review |
Aspiration | $150 Bonus + 1.00% APY | Review |
CIT Bank Money Market | Amazon Prime($139 value) + 1.00% APY | Review |
Axos Business Savings | $200 Bonus + 0.20% APY | Review |
UFB Money Market Account | 1.66% APY | Review |
UFB Savings | 1.66% APY | Review |
Quontic Bank High Yield Savings | 1.58% APY | Review |
Quontic Bank Money Market | 1.50% APY | Review |
CIT Bank Savings Connect | Up to 1.35% APY | Review |
American Express® High Yield Savings account | 1.00% APY as of 6/29/22 | Review |
Axos Bank High Yield Savings | Up to 0.61% APY | Review |
National Cooperative Bank ACH Capabilities and Limits
ACH Type | Speed | Daily $ Limit | Monthly $ Limit | Notes |
Push | ? | $5,000 | $50,000 | 6 transfers per cycle |
Pull | ? | $5,000 | $50,000 | 6 transfers per cycle |
How to Earn National Cooperative Bank Rates
- Open an Impact Money Market Savings account from National Cooperative Bank with a deposit of $100.
- Maintain any balance to earn the 0.50% APY rate.
- Note that there is a $25 monthly fee if balance falls below $5,000
Balance Requirement | APY Rate |
$0.01+ | 0.50% APY |
Why You Should Sign Up For This Account
- Online and Mobile Banking
- No maximum balance
- FDIC Insured
- Up to 6 withdrawals per month
Bottom Line
Check out this offer from National Cooperative Bank and open an Impact Money Market Savings Account to earn a competitive rate today! All it takes is to maintain a balance to earn the APY rate! It’s easy to sign up so hurry before this offer expires!
For more bank offers, see the complete list of Best Bank Rates!
Check back often to see the latest info on National Cooperative Bank Impact Money Market Savings Account.

They just changed APY to 0.60%.
Thank you for the update, Ming!