Learn about One American Bank Kasasa Cash Checking account here.
Available nationwide, One American Bank is offering a staggering 1.00% APY with a maximum balance of $10,000 on their Kasasa Cash Checking Account.
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About One American Bank Kasasa Cash Checking
One American Bank was founded 135 years ago, in 1883. Originally known as the Bank of Centerville, their bank was chartered by early settlers looking to place their life’s financial holdings in a safe institution. Since opening, this bank has maintained a sound and secure financial condition and to this day is an extremely well-capitalized bank. With a strong management team in place and dedicated staff, they continue to proudly service our local communities.
Continue on to learn more about the One American Bank Rewards Checking Account below.
One American Bank Kasasa Cash Checking Rate
Residents nationwide can earn the industry-leading rate on balances up to $10,000. With no minimum deposit, you will be able to enjoy the rate to its full potential!
- What you’ll get: 1.00% APY up to $10,000
- Eligible Accounts: Kasasa Cash Checking Account
- Credit Inquiry: Unknown
- Where it’s available: Nationwide
- Opening Deposit: $50
- Credit Card Funding: Yes
- Monthly fee: None
American Express® High Yield Savings Account - You earn 0.50% interest rate along with no minimum deposits or monthly fees. Amex High Yield Savings account has been my favorite Hub account for the past 7 years. Using this account to Pull/Push your money is absolutely necessary when you have many accounts. Here's why:
*No dollar limitations for ACH transfers - When you find a top bank rate account, you don't want to be limited to just $5K or $10K transfers. Amex Savings will let you transfers as much as you want whether you are pulling or pushing money from and to an external bank account.
*1 to 2 business days ACH transfers speed - With top-notch user interface, you get your money to another external account or pull money from another bank account within a day or two.
*No loss of interest during transfers - On the day you initiate your transaction on the high yield savings account website, the funds will be reflected in your Current Balance and begin earning interest.
Some other features from American Express High Yield Savings Account include Free Wire Transfers, 3 maximum linked accounts, and maximum 6 ACH withdrawals per month.
Savings account offers are frequently updated. Find the best nationwide Savings/Money Market rates here, and the best Savings account bonuses here. The Axos Bank and CIT Bank accounts offer great rates available nationwide which I recommend.
|Discover Bank Online Savings||$200 Bonus + 0.40% APY||Review|
|Aspiration||$150 Bonus + 1.00% APY||Review|
|Axos Business Savings||$100 Bonus + 0.20% APY||Review|
|Axos Bank High Yield Savings||Up to 0.61% APY||Review|
|Quontic Bank High Yield Savings||0.55% APY||Review|
|American Express High Yield Savings||0.50% APY||Review|
|CIT Bank Money Market||0.45% APY||Review|
How To Earn Up to 1.00% APY Rate
- Open a Kasasa Cash Checking account from One American Bank
- To Earn 1.00% APY for balance up to $10,000, you must
- Make at least 12 debit card purchase transactions of at least $5.00 each post and settle to your account during the Monthly Qualification Cycle
- Be enrolled in and agree to receive e-Statements, electronic account notices, and disclosures
- Be enrolled in and log into Online Banking
- All balances over $10,000 will earn a 0.25% APY Rate.
|Balance Requirement||APY Rate|
- Zero monthly service fees
- No minimum balance to earn rewards
- Online banking with Bill Pay
- Free mobile banking and e-Statements
- Visa® debit card**
- Plus, add Kasasa Saver® for an automatic way to save more each month!
Alternative Rewards Accounts To Consider
Earn up to 1.00% APY with the Axos Bank Rewards Checking account while enjoying a suite of digital tools for smarter money management. This is banking, redefined.
• Never pay monthly maintenance fees again
• No Need to Keep a Minimum Balance to Avoid Fees
• No Overdraft or Non-Sufficient Fund Fees
• Make Unlimited Withdrawals From Any Domestic ATM for Free
With the Discover Cashback Debit Account:
• Earn 1% cash back on up to $3,000 in debit card purchases each month, which lets you earn up to a total of $360 Debit Card Cashback Bonus per year.
• Anyone can open a Discover Cashback Debit account online
• No monthly fees or monthly balance requirements
• With over 60,000 no-fee ATMs in the U.S., Discover is always nearby.
• Move money easily and securely with just a few clicks or taps (transfers to existing discover accounts are immediate)!
• Manage your account and avoid late fees by paying bills online.
• Deposit checks on the go with your phone or automatically with direct deposit.
All in all, the current tiered rates from One American Bank is fantastic if you are able to meet the requirements. Although the maximum balance deposit has lowered to $10,000, the high rates are worth taking a second look at.
Lastly, let us know about your experience with this bank and comment below.
For more bank offers, see the complete list of Best Rewards Checking!
Check back often to see the latest info on One American Bank’s Free Rewards Checking Account.