Learn about One American Bank Kasasa Cash Checking account here.
Available nationwide, One American Bank is offering a staggering 3.50% APY with a maximum balance of $10,000 on their Kasasa Cash Checking Account.
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About One American Bank Kasasa Cash Checking
One American Bank was founded 135 years ago, in 1883. Originally known as the Bank of Centerville, their bank was chartered by early settlers looking to place their life’s financial holdings in a safe institution. Since opening, this bank has maintained a sound and secure financial condition and to this day is an extremely well capitalized bank. With a strong management team in place and dedicated staff, they continue to proudly service our local communities.
Continue on to learn more about the One American Bank Rewards Checking Account below.
One American Bank Kasasa Cash Checking Rate
Residents nationwide can earn the industry leading rate on balances up to $10,000. With no minimum deposit, you will be able to enjoy the rate to its full potential!
- What you’ll get: 3.50% APY up to $10,000
- Eligible Accounts: Kasasa Cash Checking Account
- Credit Inquiry: Unknown
- Where it’s available: Nationwide
- Opening Deposit: $50
- Credit Card Funding: Yes
- Monthly fee: None
American Express Personal Savings Account - You earn 1.70% interest rate along with no minimum deposits or monthly fees. Amex Personal Savings has been my favorite Hub account for the past 5 years. Using this account to Pull/Push your money is absolutely necessary when you have many accounts. Here's why:
*No dollar limitations for ACH transfers - When you find a top bank rate account, you don't want to be limited to just $5K or $10K transfers. Amex Savings will let you transfers as much as you want whether you are pulling or pushing money from and to an external bank account.
*1 to 2 business days ACH transfers speed - With top-notch user interface, you get your money to another external account or pull money from another bank account within a day or two.
*No loss of interest during transfers - On the day you initiate your transaction on the Personal Savings website, the funds will be reflected in your Current Balance and begin earning interest.
Some other features from American Express Personal Savings include Free Wire Transfers, 3 maximum linked accounts, and maximum 6 ACH withdrawals per month.
Savings account offers are frequently updated. Find the best nationwide Savings/Money Market rates here, and the best Savings account bonuses here. The Axos UFB High Yield Savings and CIT Bank Savings Builder accounts offer great rates available nationwide. The Discover Online Savings and Chase SavingsSM account have nice sign-up bonuses.
|Discover Bank Online Savings||1.60% APY + $200 Cash||Review|
|CIT Bank Savings Builder||1.75% APY + $150/$300 Bonus||Review|
|UFB Direct High Yield Savings||1.90% APY||Review|
|Betterment EverydayTM Cash Reserve||1.83% APY||Review|
|American Express High Yield Savings||1.70% APY||Review|
How To Earn Up to 3.50% APY Rate
- Open a Kasasa Cash Checking account from One American Bank
- To Earn 3.50% APY for Balance up to $10,000, you must
- Make at least 12 debit card purchase transactions of at least $5.00 each post and settle to your account during the Monthly Qualification Cycle
- Be enrolled in and agree to receive e-Statements, electronic account notices and disclosures
- Be enrolled in and log into Online Banking
- All balances over $10,000 will earn a 0.25% APY Rate.
|Balance Requirement||APY Rate|
- Zero monthly service fees
- No minimum balance to earn rewards
- Online banking with Bill Pay
- Free mobile banking and e-Statements
- Visa® debit card**
- Plus, add Kasasa Saver® for an automatic way to save more each month!
All in all, the current tiered rates from One American Bank is fantastic if you are able to meet the requirements. Although the maximum balance deposit has lowered to $10,000, the high rates are worth taking a second look at.
Lastly, let us know about your experience with this bank and comment below.
For more bank offers, see the complete list of Best Rewards Checking!
Check back often to see the latest info on One American Bank’s Free Rewards Checking Account.