Available nationwide, Spectrum Credit Union MarketEdge Money Market is offering a up to 4.00% APY Rate. Continue reading below to learn everything you need to know about Spectrum Credit Union.
About Spectrum Credit Union
Spectrum is a not-for-profit financial institution dedicated to improving the economic conditions of its members by providing a safe place to save and borrow at competitive rates, being service-oriented and member focused, and providing a broad range of products and services.
The account gives you access to online banking, eStatements, mobile banking, text alerts, and so much more.
Spectrum Credit Union Money Market Rate
To earn this competitive rate, make sure you maintain the minimum balance.
- Account Type: High Yield MarketEdge Money Market
- Interest Rate: 4.00% APY
- Availability: Nationwide
- Minimum Balance: $2,500
- Maximum Balance: None
- Credit Inquiry: Unknown
- Opening Deposit: None
- Monthly Fee: No monthly service fees
- Early Termination Fee: None listed, check with CSR
(NCUA Insured)
Spectrum Credit Union ACH Capabilities & Limits
| ACH Type | Speed | Daily $ Limit | Monthly $ Limit | Notes |
| Push | ? | ? | ? | |
| Pull | ? | ? | ? |
Editor’s Note: Help us with the table above in the comment section if you have experience with ACH capabilities.
How to Earn Spectrum Credit Union Rate
- Open a MarketEdge account from Spectrum
- Maintain a minimum balance to earn the tiered APY rate.
| Balance Requirement | APY Rate |
| Up to $2,499.99 | 0.75% APY |
| $2,500.00 – $9,999.99 | 3.75% APY |
| $10,000.00 – $24,999.99 | 3.75% APY |
| $25,000.00 – $49,999.99 | 3.80% APY |
| $50,000.00 – $99,999.99 | 3.90% APY |
| $100,000.00 – $249,999.99 | 4.00% APY |
| $250,000.00 and above | 4.00% APY |
Why You Should Sign Up For This Account
- Compounded Daily and Credited Monthly
- NCUA Insured so you can have peace of mind
- Earn a great rate with only $2,500
- Enjoy features such as online and mobile banking
Bottom Line
When you open a MarketEdge account you can earn a competitive rate. This rate is great for balances $2,500 and more. For the price, this is a great APY rate for anyone looking for a quick and easy way to watch their money grow.
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For more bank offers, see the complete list of Best Bank Rates!
Check back often to see the latest info on Spectrum Credit Union MarketEdge Money Market Account.
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