Find an updated list of Chartway Federal Credit Union promotions, bonuses and offers here.
Update 7/16/24: We’ve added a up to $500 business checking bonus through 8/31/24. There is now a $200 checking bonus available using promo code 200CASH and meeting some simple requirements.
About Chartway Federal Credit Union Promotions
Chartway Federal Credit Union is a credit union headquartered in Virginia Beach and is chartered and regulated under the authority of the National Credit Union Administration. Chartway Federal Credit Union, a not-for-profit financial institution, has been proudly serving members for more than half a century.
| Eligibility: Membership in Chartway Federal Credit Union is open to those who make a $10 donation to the We Promise Foundation, or live, work, worship, or attend school in an area served by one of Chartway FCU’s branches. For more information on eligibility requirements please check out their full list of membership requirements. |
I’ll review the offers below.
Chartway Federal Credit Union $200 Checking Bonus
- What you’ll get: $200 bonus
- Account Type: Cash Back Checking
- Availability: Nationwide, Branches are located in FL, NC, TX, UT, VA (Bank Locator)
- Direct Deposit Requirement: Optional (see what works)
- Credit Inquiry: Soft Pull
- ChexSystems: Yes, sensitive
- Credit Card Funding: Up to $1,500
- Monthly Fees: None
- Early Account Termination Fee: Unknown
- Household Limit: None
(Limited time offer)
| BMO Smart Money Checking ($250 cash bonus + $100 digital gift card) | BMO Smart Advantage Checking ($250 bonus + $100 digital gift card) |
| Bank of America ($200 bonus offer) | Chase Total Checking® ($300 bonus) |
| Fifth Third Bank Momentum® Checking ($325 bonus) | SoFi Checking and Savings ($325 bonus) |
| KeyBank Key Smart Checking ($300 bonus) | Truist Checking ($400 bonus) |
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- Open a new Chartway Cash Back Checking account using promo code 200CASH and meet qualifications for 3% cash back reward the calendar month after opening.
- Qualifications for 3% cash back:
- Must perform a minimum of 10 debit card purchases monthly using the Cash Back Checking debit card,
- Must enroll in electronic statements with a valid email address, and
- Must have $500 or more deposits within a monthly cycle in the Cash Back Checking account.
- Qualifications for $200 bonus: Application must include promo code 200CASH and meet qualifications for 3% cash back reward the calendar month after opening. $200 cash bonus will be deposited into Cash Back Checking account beginning in August. Accounts opened in June must meet all requirements in July, $200 bonus will be deposited in August. Accounts opened in July must meet all requirements in August, $200 bonus will be deposited in September. Checking account must be in good standing to receive the bonus incentive.
- Qualifications for 3% cash back: Must perform a minimum of 10 debit card purchases monthly using the Cash Back Checking debit card, must enroll in electronic statements with a valid email address, and must have $500 or more deposits within a monthly cycle in the Cash Back Checking account.
Chartway Federal Credit Union $500 Business Checking Bonus
- What you’ll get: $500 bonus
- Account Type: Business Checking
- Availability: Nationwide, Branches are located in FL, NC, TX, UT, VA (Bank Locator)
- Direct Deposit Requirement: Optional (see what works)
- Credit Inquiry: Soft Pull
- ChexSystems: Yes, sensitive
- Credit Card Funding: Up to $1,500
- Monthly Fees: See below
- Early Account Termination Fee: Unknown
- Household Limit: None
(Expires 08/31/2024)
| Chase Business Checking ($300 Bonus) | Bank of America Business Checking ($200 bonus offer) |
| U.S. Bank Business Checking ($350 or $800 Bonus) | Axos Bank Basic Business Checking ($400 Bonus) |
| Axos Bank Business Interest Checking ($400 Bonus) | Huntington Unlimited Plus Business Checking ($1,000 Bonus) |
| Huntington Unlimited Business Checking ($400 Bonus) | Huntington Business Checking 100 ($200 Bonus) |
| Axos Business Premium Savings ($375 Bonus) | |
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- Open a new Chartway business checking account with a minimum opening deposit of $100 and receive up to a $500 bonus with one of three options:
- A. Open a Community Checking account and receive a $100 bonus with a minimum deposit of $2,000 in new money within 30 days of account opening. Also, must maintain an average daily balance of $2,000 between days 31 to 90 after opening your account. OR
- B. Open a Small Business Checking account and receive a $100 bonus with a minimum deposit of $2,000 in new money within 30 days of account opening. Also, must maintain an average daily balance of $2,000 between days 31 to 90 after opening your account. OR
- C. Open a Premium Business Checking account and receive a $500 bonus with a minimum deposit of $20,000 in new money within 30 days of account opening. Also, must maintain an average daily balance of $20,000 between days 31 to 90 after opening your account.
- This offer is limited to a new Chartway business checking account opened and funded through August 31, 2024. Open a new Chartway business checking account with a minimum opening deposit of $100 and receive up to a $500 bonus with one of three options:
- A. Open a Community Checking account and receive a $100 bonus with a minimum deposit of $2,000 in new money within 30 days of account opening. Also, must maintain an average daily balance of $2,000 between days 31 to 90 after opening your account. OR
- B. Open a Small Business Checking account and receive a $100 bonus with a minimum deposit of $2,000 in new money within 30 days of account opening. Also, must maintain an average daily balance of $2,000 between days 31 to 90 after opening your account. OR
- C. Open a Premium Business Checking account and receive a $500 bonus with a minimum deposit of $20,000 in new money within 30 days of account opening. Also, must maintain an average daily balance of $20,000 between days 31 to 90 after opening your account.
- New money must be funds from outside Chartway Credit Union; deposits or transfers from existing accounts do not qualify. The bonus is deposited into the new Chartway business checking account within 120 days of account opening. Account must be open at the time the bonus is paid and must remain open for a minimum of 12 months. If the account is closed within 12 months, Chartway Credit Union reserves the right to deduct the monetary bonus from the account prior to closing.
- Offer limited to one per customer and cannot be combined with other specials or offers. Offer not available to members who have received a new business checking account monetary bonus within the last 24 months and have or have had an Chartway business checking account within the last 12 months. Primary owner on the account must be 18 years or older to qualify. For tax reporting purposes, the bonus may be reported to the IRS on Form 1099. The offer is subject to change, at Chartway Credit Union’s discretion, at any time without notice and other exclusions may apply.
Chartway Federal Credit Union $50 Referral Bonus
Chartway Federal Credit Union $50 Referral Bonus
Chartway Federal Credit Union is offering a $50 bonus when you refer your friends to open a cash back checking account.
- What you’ll get: $50 bonus
- Account Type: Cash Back Checking account
- Availability: Nationwide, Branches are located in FL, NC, TX, UT, VA
- Direct Deposit Requirement: No
- Credit Inquiry: Soft Pull
- ChexSystems: Yes, sensitive
- Credit Card Funding: Up to $1,500
- Monthly Fees: None
- Early Account Termination Fee: Unknown
- Household Limit: None
(Limited time offer)
| BMO Smart Money Checking ($250 cash bonus + $100 digital gift card) | BMO Smart Advantage Checking ($250 bonus + $100 digital gift card) |
| Bank of America ($200 bonus offer) | Chase Total Checking® ($300 bonus) |
| Fifth Third Bank Momentum® Checking ($325 bonus) | SoFi Checking and Savings ($325 bonus) |
| KeyBank Key Smart Checking ($300 bonus) | Truist Checking ($400 bonus) |
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- To qualify for $50 bonus:
- Enter your email associated with your Chartway account.
- Share with friends via personal link, email, or social.
- Your friends get $50 when they sign up for a Cash Back Checking account as a new member at Chartway and make 10 qualifying transactions.
- You’ll get $50 once your friend has qualified their account.
- Only current Chartway Federal Credit Union members ages 18 years and older are eligible to refer and receive a total of up to $550 in annual “referrer cash bonuses.”
- Reward only applies to qualifying referrals.
- A qualifying referral requires an individual, who is a new member to Chartway Federal Credit Union, to open a Cash Back Checking account and make 10 transactions of $10 or more in the first 90 days.
Chartway Federal Credit Union $800 Savings Bonus (Expired)
- What you’ll get: Up to $800 bonus
- Account Type: Bonus Savings
- Availability: Nationwide, Branches are located in FL, NC, TX, UT, VA (Bank Locator)
- Direct Deposit Requirement: No
- Credit Inquiry: Soft Pull
- ChexSystems: Yes, sensitive
- Credit Card Funding: Up to $1,500
- Monthly Fees: None
- Early Account Termination Fee: Unknown
- Household Limit: None
(Expires 03/31/2024)
| Western Alliance Bank High-Yield Savings Premier (5.31% APY) | SoFi Checking & Savings ($325 Bonus + 4.60% APY) |
| Upgrade Premier Savings ($200 Bonus + 5.21% APY) | CloudBank 24/7 High Yield Savings (5.24% APY) |
| RBMAX High Yield Savings (5.15% APY) | Harborstone Credit Union Money Market (5.25% APY) |
| Ponce Bank Money Market (5.26% APY) | CIT Bank Platinum Savings (5.00% APY) |
| Hanover Bank Money Market (5.30% APY) | |
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- Earn up to $800 in Bonus Cash by opening a Bonus Savings account.
- Get $160 for every $15,000 deposited into your new account – up to $75,000 from an external account into your Bonus Savings account.
- New money must remain in the Bonus Savings account from 3/31/24 to 7/31/24 to be eligible for the bonus offer.
- Upon meeting the offer qualifications, you will receive $160 for every $15,000, up to $75,000, deposited into your account before 3/31/24.
- Bonus offer is valid from 1/31/24 to 3/31/24.
- During the promotional period of 1/31/24 to 3/31/24, make deposits of up to $75,000 from an external account into your Bonus Savings account.
- External funds are defined as any new money deposited into your account from an account not affiliated with Chartway Credit Union.
- Funds transferred internally within Chartway accounts during the promotional period do not qualify for this offer.
- Funds transferred from IRA accounts do not qualify for this offer.
- New money must remain in the Bonus Savings account from 3/31/24 to 7/31/24 to be eligible for the bonus offer.
- Your total average daily balance at Chartway must increase by the end of the promo period.
- Upon meeting the offer qualifications, you will receive $160 for every $15,000, up to $75,000, deposited into your account before 3/31/24.
- Your promotional bonus will be reported in your year-end form 1099-INT as taxable income.
- Bonus will be credited to the account in the form of statement credit.
- Your account must stay open and in good standing when bonus is credited to your account.
- Please allow up to 60 days for the bonus to appear in your account.
- Chartway senior leadership positions (Vice President and above), Board of Directors, and volunteers are not eligible for this offer.
How To Waive Monthly Fees
- LiveNow Account: None
- Cash Back Checking: None
- LifePlus Checking: $6 monthly fee, waived with direct deposit or 10 monthly debit card purchases or average daily balance of $500
- Premium Business Checking: The Monthly Maintenance Fee is waived if you maintain an average daily balance of $2,500 in your business checking account during that month.
- Small Business Checking: The Monthly Maintenance Fee waived if business account is enrolled in e-Statements.
- Community Business Checking: No Maintenance Fees
 |
 |
Bottom Line
Chartway Federal Credit Union offers great promotions for you to earn money over time. You can have peace of mind knowing your money is insured by the NCUA.
While they have a generous bonus, Chartway Federal Credit Union doesn’t have great rates for CDs and Savings. You may want to check out our full list of Bank Rates and CD Rates.
Compare Chartway Federal Credit Union Promotions with other bank bonuses from banks like Citi, Huntington, HSBC, Chase, TD, Discover Bank, Aspiration, Axos Bank, PNC Bank, BMO Harris, SoFi, Fifth Third Bank, Bank of America, Wells Fargo, US Bank, and more!
*Check back at this page for updated Chartway Federal Credit Union promotions, bonuses and offers.
