Learn about new Citi® promotions, bonuses, and offers here. Member FDIC.
The Citi Checking Account include up to $5,000 cash bonus. You can also earn up to $2000 with a business checking bonus, up to $3,500 Savings Bonus, up to $500 with Citi Self-Invest, and up to $5,000 with Citi Personal Wealth Management.
Update 3/20/24: Offer link added for the $300 checking offer. Many offers still available including the business checking, investing, and wealth management bonuses.
About Citi Promotions
Headquartered in New York, Citi has around 2,600 locations worldwide(about 1,000 of those are here in the U.S.) with many products such as credit cards, banking, lending, investing, and wealth management.
Access to your cash is very convenient since they have over 72,000 fee-free ATMs.
Citi has some of the best bank promotions, usually available nationwide for personal checking, savings, and business checking. Citi promotions are often tiered which is good for most people with low requirements.
Citi Checking $300 Cash Bonus
New checking customers can earn a $300 cash bonus by opening an eligible checking account from 1/10/24 to 7/8/24 with qualifying Enhanced Direct Deposits and completing required activities.
- Learn more about this offer.
- What you’ll get: $300 bonus
- Account Type: Citi Checking
In order to qualify:
- Open a new eligible Citi Checking account with Enhanced Direct Deposits, and enroll in this offer by applying directly from this page. Offer valid from 1/10/24 to 7/8/24.
- Deposit at least two (2) Enhanced Direct Deposits directly into your new checking account within 90 calendar days from account opening. Your total combined Enhanced Direct Deposits must equal $1,500 or more.
- Earn and enjoy a $300 cash bonus. Your cash bonus will be deposited to your open, eligible checking account within 30 calendar days after required activities have been completed.
The information for the Citi Checking Account has been collected independently by HustlerMoneyBlog. The product details on this page have not been reviewed or provided by the bank.
U.S. Bank Smartly® Checking ($400 bonus) | Truist Checking ($400 bonus) |
BMO Smart Money Checking ($250 bonus) | BMO Smart Advantage Checking ($250 bonus) |
Bank of America ($200 bonus offer) | Chase Total Checking® ($300 bonus) |
Fifth Third Bank Momentum® Checking ($325 bonus) | SoFi Checking and Savings ($325 bonus) |
KeyBank Key Select Checking ($200 bonus + $100 Bonus) | KeyBank Key Smart Checking ($200 bonus) |
Citi Up to $2,000 Business Checking Bonus
- What you’ll get: Up to $2,000 bonus
- Account Type: Business Checking Account
In order to qualify:
- Open a new CitiBusiness® (Analyzed), Streamlined, or Flexible Checking Account between January 10, 2024 and July 8, 2024
- Within 20 days of account opening, make a qualifying deposit of $5,000 or more in New-to-Citibank funds to eligible accounts
- Maintain your balance for 60 consecutive calendar days after the funding period
Qualifying Balance Level | Cash Bonus |
$5,000 – $19,999 | $300 |
$20,000 – $99,999 | $750 |
$100,000 – $199,999 | $1,500 |
$200,000 and above | $2,000 |
The information for the Citi Business Checking Account has been collected independently by HustlerMoneyBlog. The product details on this page have not been reviewed or provided by the bank.
Chase Business Checking ($400 Bonus) | Bank of America Business Checking ($200 bonus offer) |
U.S. Bank Business Checking ($350 or $800 Bonus) | Axos Bank Basic Business Checking ($400 Bonus) |
Axos Bank Business Interest Checking ($400 Bonus) | Huntington Unlimited Plus Business Checking ($1,000 Bonus) |
Huntington Unlimited Business Checking ($400 Bonus) | Huntington Business Checking 100 ($200 Bonus) |
Citi Invest Up To $500 Bonus
- What you’ll get: Up to $500 bonus
- Where it’s available: Nationwide
- How to earn it:
- Fund a new or existing Citi Self Invest account* with a minimum of $10,000 of New-To-Citi funds between 9/1/23 – 3/31/24. The date we receive the first New-To-Citi funds in your Citi Self Invest account is defined as your “Date of Initial Funding”. The Date of Initial Funding will determine the Account Funding Period, during which you may continue to add New-To-Citi funds to establish your bonus amount.
- You must be enrolled in eDelivery of statements through the end of the Account Funding Period.
- Maintain the New-To-Citi funds in your Citi Self Invest account through the Maintain Funds deadline shown in the chart below. For example, an account that initiates funding from 9/1/23 – 9/30/23 must complete funding their account by 10/31/23, and then maintain funds until 11/30/23.
- The cash bonus will be credited to your Citi Self Invest account by the deadline shown in the chart below for customers who have met the qualifying requirements stated above. At the time the cash bonus is credited to that account, the Citi Self Invest account must be open and in good standing.
Cash Bonus | New-To-Citi Funding |
$100 | $10,000 – $49,999 |
$200 | $50,000 – $199,999 |
$500 | $200,000 or more |
The information for the Citi® Self Invest has been collected independently by HustlerMoneyBlog. The product details on this page have not been reviewed or provided by the bank.
J.P. Morgan Self-Directed Investing (Up to $700 Cash) | TradeStation ($3500 Cash) |
WeBull (Free Stocks) | M1 Finance (Up to $20,000 Cash) |
M1 Finance (Up to $500 Cash) | M1 Finance Retirement Rollover (Up to $5,000 Cash) |
Citi Personal Wealth Management Up To $5000 Bonus
- What you’ll get: Up to $5,000 bonus
- Where it’s available: Nationwide
- How to earn it:
- Step 1: Contact a Financial Advisor to enroll a new or existing eligible Citi Personal Wealth Management account by 3/31/24.
- Step 2: Fund a new or existing Citi Personal Wealth Management account with a minimum of $50,000 in New-to-Citi funds between 1/1/24 – 3/31/24.
- Step 3: Enroll or maintain enrollment in eDelivery of statements through the Account Funding Period deadline shown in the Terms and Conditions.
- Step 4: Maintain the New-To-Citi funds in your account through the Maintain Funds deadline shown in the Terms and Conditions.
Cash Bonus | New-To-Citi Funding |
$500 | $50,000 – $199,999 |
$1,000 | $200,000 – $499,999 |
$2,000 | $500,000 – $999,999 |
$3,000 | $1,000,000 – $1,999,999 |
$5,000 | $2,000,000+ |
The information for the Citi Personal Wealth Management has been collected independently by HustlerMoneyBlog. The product details on this page have not been reviewed or provided by the bank.
J.P. Morgan Self-Directed Investing (Up to $700 Cash) | TradeStation ($3500 Cash) |
WeBull (Free Stocks) | M1 Finance (Up to $20,000 Cash) |
M1 Finance (Up to $500 Cash) | M1 Finance Retirement Rollover (Up to $5,000 Cash) |
Citi® Accelerate Savings
Citi Priority Account Up To $2,000 Cash Bonus (Expired)
Open a Citi Priority Account and earn a cash bonus of $200, $500, $1,000, $1,500, or $2,000 when you maintain a minimum eligible balance and complete required activities.
- Account Type: Citi Priority Account
- Expiration: 1/9/2024
How To Earn The Bonus
- Deposit New-to-Citi® Funds into your new checking account within 20 days of account opening. The balance on your 20th day will determine your maximum eligible cash bonus. Maintain the required Minimum Balance in your eligible account for an additional 60 days from the 21st day.
- The cash bonus will be deposited to your open, eligible account within 30 calendar days after you complete all required activities.
Cash Bonus | Minimum Deposit & Minimum Balance |
$200 | $10,000 – $29,999 |
$500 | $30,000 – $74,999 |
$1,000 | $75,000 – $199,999 |
$1,500 | $200,000 – $299,999 |
$2,000 | $300,000 and above |
Member FDIC.
Fine Print
- Your Balance must be held in your eligible Checking Account
- Please understand if your Balance falls into a lower Balance Tier for even one day during the Maintenance Period, your Maximum Bonus will change (see Chart above).
- You cannot use a Citi Accelerate Savings Account or a Citi Savings Account to maintain your Balance as part of this offer and still be eligible to earn the Bonus
- So long as you have not owned a Citi checking account in the last 180 days, are at least 18 years old, and furnish or have a valid Form W-9 or Form W-8BEN on file with Citibank and are not subject to backup withholding, you can participate in the New to Citi Checking Cash Bonus Offer in select markets. Customers who open via phone or apply online with a residential/home (not mailing) address in an Eligible Location can qualify.
Citigold® Checking Account Up To $2,000 Cash Bonus (Expired)
Open a Citigold® Checking Account and earn a $200, $500, $1,000, $1,500, or $2,000 cash bonus when you maintain a minimum eligible balance and complete required activities.
- Account Type: Citigold® Checking Account
- Expiration: 1/9/2024
How To Earn The Bonus
- Deposit New-to-Citi® Funds into your new checking account within 20 days of account opening. The balance on your 20th day will determine your maximum eligible cash bonus. Maintain the required Minimum Balance in your eligible account for an additional 60 days from the 21st day.
- The cash bonus will be deposited to your open, eligible account within 30 calendar days after you complete all required activities.
Cash Bonus | Minimum Deposit & Minimum Balance |
$200 | $10,000 – $29,999 |
$500 | $30,000 – $74,999 |
$1,000 | $75,000 – $199,999 |
$1,500 | $200,000 – $299,999 |
$2,000 | $300,000 and above |
Member FDIC.
Fine Print
- Your Balance must be held in your eligible Checking Account. You cannot use a Citi Accelerate Savings Account or a Citi Savings Account to maintain your Balance as part of this offer and still be eligible to earn the Bonus
- Please understand if your Balance falls into a lower Balance Tier for even one day during the Maintenance Period, your Maximum Bonus will change (see Chart above).
- If you do not maintain a minimum combined average monthly balance of $200,000 in eligible linked deposit, retirement and investment accounts, your Citigold® Account will be converted to the Citi Priority Account and your accounts will be subject to the terms and conditions then in effect for that type of account.
Citi Up to $5,000 Savings Bonus (Expired)
- Account Type: Citi Savings Account
- Expiration Date: 04/03/2023
To earn the bonus:
- Step 1: Enroll and open a new Citi Savings Account by 04/03/2023.
- Step 2: Fund Your Account. Deposit New-to-Citi Funds into your new savings account within 20 days of account opening. The balance on your 20th day will determine your maximum eligible cash bonus.
- Step 3: Maintain the Balance. Maintain the required Minimum Balance for an additional 60 days from the 21st day.
- Step 4: Get Rewarded. The cash bonus will be deposited to your open, eligible savings account within 30 calendar days after you complete all required activities.
Cash Bonus | Minimum Deposit & Minimum Balance |
$100 | $10,000 – $29,999 |
$150 | $30,000 – $49,999 |
$250 | $50,000 – $99,999 |
$500 | $100,000 – $199,999 |
$1,000 | $200,000 – $499,999 |
$2,500 | $500,000 – $999,999 |
$5,000 | $1,000,000+ |
The information for the Citi Savings Account has been collected independently by HustlerMoneyBlog. The product details on this page have not been reviewed or provided by the bank.
Fine Print
- Must be at least 18 years old and a new or existing Citi customer.
- Only customers who open in a branch or use a residential address in California, Connecticut, Nevada, New Jersey, New York, District Of Columbia, Virginia, Maryland or select markets in Illinois and Florida can qualify.
- Citi® Accelerate Savings Accounts do not qualify for this offer.
- Savings Accounts that are living trust accounts and custodial accounts are eligible, but fiduciary, estate, business, retirement (IRAs, SEPs, CESAs, money purchase pension plans and profit sharing plans), and other trust accounts will not qualify for this offer.
- You can enroll online by clicking “enroll now” and following the instructions for online account opening or by contacting a Citi representative by phone or in a branch and asking the representative to enroll you in the Get Rewarded for Saving More Offer. However, if you open your account on citi.com by any other means you will be not be eligible to earn the Get Rewarded for Saving More Offer.
- Must maintain your balance for an additional 60 days from the 21st day. Should you fall to a lower tier (even for 1 day) within that window, your maximum bonus will drop to that tier.
- Funds must be new to Citi®: funds deposited from external accounts or payees other than Citi®, N.A. and must be deposited using domestic ACH transfer, direct deposit, checks drawn on banks other than Citi®, N.A. or wire transfer.
- Cash deposits, Citi Global Transfers, international ACH transfers, Zelle® transactions and person-to-person transfer services such as Apple Pay, PayPal®, and Venmo, and Zelle®, do not qualify as New-to-Citi Funds.
- To remain eligible, your savings account must remain open and in good standing from the time it’s opened until you receive your bonus.
Bottom Line
Compare Citi Promotions with other bank bonuses from banks like U.S. Bank, Huntington, HSBC, Chase, Axos Bank, Discover Bank, TD Bank, and more!
The main advantage about Citi promotions, however, is that they’re often structured to reward you with more cash if you can meet higher balance requirements.
Citi will reward you big if you can meet the highest terms. However, the “New to Citi Checking” welcome bonuses start with a $300 tier.
Make sure to read the fine print and understand the account’s fee structure. I recommend to sign up to Citi if you’re a non-Citi customer.
Finally, check back often for the latest Citi promotions, bonuses, and offers!