Available nationwide, earn a rate of 1.62% APY when you open an UFB Direct Savings account. To earn this generous rate, just maintain the monthly balance requirement and you can earn the high rate that apply to all balances.
UFB Direct offers no monthly fees, daily compounding interest, FDIC insurance and more! This new savings account offers a APY rate that is more than the average account, so take advantage and sign up today!
See our Bank Bonuses from HSBC Bank, Chase Bank, Huntington Bank, Discover Bank, TD Bank, or CIT Bank.
Table of Contents
UFB Direct Savings Account Info
- Direct Link to Offer
- Account Type: Savings Account
- Availability: Nationwide
- Credit Inquiry: Soft pull
- Opening Deposit: None
- Credit Card Funding: Unknown, Let us know
- Monthly Fee: None
- Insured: FDIC
(Visit UFB Direct for more details)
Account Rates
Balance Tiers | % APY |
$0 – $19,999.99 | 1.62% |
$20,000.00 or greater | 1.62% |
ACH Capabilities & Limits
ACH Type | Speed | Daily $ Limit | Monthly $ Limit | Notes |
Push | ? | ? | ? | None |
Pull | ? | ? | ? | None |
Editor’s Note: Help us with the table above in the comment section if you have experience with ACH capabilities.
How to Earn Rate
- Open a Savings account from UFB Direct with a minimum opening deposit of $100.
- Fund the account – Transfer funds electronically from an internal account here or an external account at another bank.
- Earn the rate.
Why You Should Sign Up For This Account
- Earn up to 1.62% APY*.
- No monthly maintenance fees.
- No minimum deposit required to open an account.
- Access your funds 24/7 with easy-to-use digital banking tools.
Bottom Line
For those of you looking for a savings account with a high APY rate, look no further as the UFB Direct Savings Account offers an outstanding rate! All you need is a minimum of $10,000 and you’ll start accruing interest at a high rate as soon as they post to your account.
The Savings Account comes with no fees and is based online so you can keep track of your money at anytime. If you’re known to save and want high earnings with a experienced company, check out UFB Direct’s Saving Account and sign up with them today.
Alternatively, you may be interested in learning more about the UFB Direct Premium Money Market account!
Feel free to share your experiences with this bank by commenting below. For more bank offers, see the complete list of best bank rates or keep up with the latest Axos Bank Promotions!
American Express® High Yield Savings Account - You earn a competitive interest rate along with no minimum deposits or monthly fees. Amex High Yield Savings account has been my favorite Hub account for the past 7 years. Using this account to Pull/Push your money is absolutely necessary when you have many accounts. Here's why: *No dollar limitations for ACH transfers - When you find a top bank rate account, you don't want to be limited to just $5K or $10K transfers. Amex Savings will let you transfers as much as you want whether you are pulling or pushing money from and to an external bank account. *1 to 2 business days ACH transfers speed - With top-notch user interface, you get your money to another external account or pull money from another bank account within a day or two. *No loss of interest during transfers - On the day you initiate your transaction on the high yield savings account website, the funds will be reflected in your Current Balance and begin earning interest. Some other features from American Express® High Yield Savings account include Free Wire Transfers, 3 maximum linked accounts, and maximum 6 ACH withdrawals per month. |
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Savings account offers are frequently updated. Find the best nationwide Savings/Money Market rates here, and the best Savings account bonuses here. The Axos Bank and CIT Bank accounts offer great rates available nationwide which I recommend. |
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PROMOTIONAL LINK | OFFER | REVIEW |
Discover Bank Online Savings | $200 Bonus + 0.90% APY | Review |
Aspiration | $150 Bonus + 1.00% APY | Review |
Axos Business Savings | $200 Bonus + 0.20% APY | Review |
UFB Money Market Account | 1.62% APY | Review |
UFB Savings | 1.62% APY | Review |
Quontic Bank Money Market | 1.50% APY | Review |
Quontic Bank High Yield Savings | 1.25% APY | Review |
American Express® High Yield Savings account | 0.90% APY as of 6/21/22 | Review |
CIT Bank Money Market | 0.85% APY + Amazon Prime Offer | Review |
Axos Bank High Yield Savings | Up to 0.61% APY | Review |

Yes, as R says above. Very very slow transfers. Also, $15,000 per day limit. That seem restrictive. Others bank have no limit.
They did have very helpful customer service that was able to get my ACH transfer limits increased, however.
UFB pull transfers disappear from the other bank next business day but take 8 BUSINESS days to post and start making interest.