Available nationwide, earn a rate of 0.20% APY when you open an UFB Direct High Yield Savings account. To earn this generous rate, just maintain the monthly balance requirement and you can earn the high rate that apply to all balances.
UFB Direct offers no monthly fees, daily compounding interest, FDIC insurance and more! This new savings account offers a APY rate that is more than the average account, so take advantage and sign up today!
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Table of Contents
UFB Direct Account Info
- Direct Link to Offer
- Account Type: High Yield Savings Account
- Interest Rate: 0.20% APY
- Availability: Nationwide
- Minimum Balance: None
- Maximum Balance: None
- Expiration Date: None
- Credit Inquiry: Soft pull
- Opening Deposit: $100
- Credit Card Funding: Unknown, Let us know
- Direct Deposit Requirement: None
- Monthly Fee: None
- Additional Requirements: See below
- Early Termination Fee:Unknown
- Insured: FDIC
(Visit UFB Direct for more details)
Account Rates
| Balance Tiers | % APY |
| $0-$9,999 | 0% |
| $10,000-$24,999.99 | 0.20% |
| $25,000-$49,999.99 | 0.20% |
| $50,000-$99,999.99 | 0.20% |
| $100,000+ | 0.20% |
ACH Capabilities & Limits
| ACH Type | Speed | Daily $ Limit | Monthly $ Limit | Notes |
| Push | ? | ? | ? | None |
| Pull | ? | ? | ? | None |
Editor’s Note: Help us with the table above in the comment section if you have experience with ACH capabilities.
How to Receive UFB Direct Rate
- Open a High Yield Savings account from UFB Direct with a minimum opening deposit of $100.
- Fund the account – Transfer funds electronically from an internal account here or an external account at another bank.
- Earn 0.20% APY for balances of $10,000 or more.
Why You Should Sign Up For This Account
- Maintain a low balance to start off earning 0.20% APY
- Receive high earnings without paying back in monthly fees
- Funding accounts is made easy via bank transfers, mobile deposit, wire transfer or check
- All deposits are FDIC insured to the maximum amount allowed by the law
Bottom Line
For those of you looking for a savings account with a high APY rate, look no further as the UFB Direct High Yield Savings Account offers an outstanding rate! All you need is a minimum of $10,000 and you’ll start accruing interest at a high rate as soon as they post to your account.
The High Yield Savings Account comes with no fees and is based online so you can keep track of your money at anytime. If you’re known to save and want high earnings with a experienced company, check out UFB Direct’s Saving Account and sign up with them today.
Alternatively, you may be interested in learning more about the UFB Direct Premium Money Market account!
Feel free to share your experiences with this bank by commenting below. For more bank offers, see the complete list of best bank rates or keep up with the latest Axos Bank Promotions!
American Express® High Yield Savings Account - You earn 0.40% interest rate along with no minimum deposits or monthly fees. Amex High Yield Savings account has been my favorite Hub account for the past 7 years. Using this account to Pull/Push your money is absolutely necessary when you have many accounts. Here's why: *No dollar limitations for ACH transfers - When you find a top bank rate account, you don't want to be limited to just $5K or $10K transfers. Amex Savings will let you transfers as much as you want whether you are pulling or pushing money from and to an external bank account. *1 to 2 business days ACH transfers speed - With top-notch user interface, you get your money to another external account or pull money from another bank account within a day or two. *No loss of interest during transfers - On the day you initiate your transaction on the high yield savings account website, the funds will be reflected in your Current Balance and begin earning interest. Some other features from American Express High Yield Savings Account include Free Wire Transfers, 3 maximum linked accounts, and maximum 6 ACH withdrawals per month. |
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Savings account offers are frequently updated. Find the best nationwide Savings/Money Market rates here, and the best Savings account bonuses here. The Axos Bank and CIT Bank accounts offer great rates available nationwide which I recommend. |
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| PROMOTIONAL LINK | OFFER | REVIEW |
| Aspiration | 1.00% APY + $100 Cash | Review |
| Axos My Savings Builder | Up to 0.70% APY | Review |
| Axos Bank High Yield Savings | 0.61% APY | Review |
| Axos Bank High Yield Money Market | 0.60% APY | Review |
| CIT Bank Money Market | 0.45% APY | Review |
| American Express High Yield Savings | 0.40% APY | Review |
| Discover Bank Online Savings | 0.40% APY | Review |
Yes, as R says above. Very very slow transfers. Also, $15,000 per day limit. That seem restrictive. Others bank have no limit.
They did have very helpful customer service that was able to get my ACH transfer limits increased, however.
UFB pull transfers disappear from the other bank next business day but take 8 BUSINESS days to post and start making interest.