Look no further! With Credit Sesame, Credit Karma, & Quizzle, you can now get free credit scores from all three major credit bureaus (Experian, Equifax, & TransUnion) at no cost! We all know the government allows you to get a free credit report from AnnualCreditReport.com every year. However, you want to know your credit score for free without a credit card or free trial or membership required.

Free Credit Score (No Trial, No Credit Card Needed)

Free Credit ScoreCredit Sesame offers free credit score based on your Experian credit report once a month. You credit score range is from 300-850 for absolutely free with no obligation of any kind. By setting partnerships with banks and mortgage companies, Credit Sesame is an ad-supported if you sign up for a loan or other financial product through the site. If you have ever taken out money without being able to pay it back in full or on time, this would impact your credit rating in a very meaningful way. It is important that you make payments on any debts you owe, this would be the easiest way to ensure that you are not suffering from the problems that come with a low credit score for the rest of your life. If you have a poor credit score, you would find it difficult to obtain a loan with reasonable rates, opening up a credit card account, or even arranging to have utility services provided to a property. It is important that you take the steps needed to correct any negative information listed on your credit report. Credit Sesame would allow you to obtain a Free Credit Score that would make it easy for you to see exactly where you stand.

  • Get your credit score for free in less than 90 seconds.
  • Improve and protect your score with free credit monitoring.
  • Checking your credit score doesn’t hurt your credit score.
  • You will not be asked for a credit card number.

You will need to provide your personal information and Social Security number to some of these companies, naturally, so be comfortable with that. None of these methods by themselves will affect your credit score as you are requesting them for yourself.

Get Started
free credit scoreCredit Karma offers free credit score based on your TransUnion credit report on a weekly basis. Same as FICO, the score range from 300-850. They offer insights into improving your credit score, and you can also opt-in to free daily credit monitoring. If you need to find out what your credit score is, look no further than Credit Karma, a complete free credit scoring and ways to improve your credit.

  • Truly Free Credit Scores: Get your 100% free credit score instantly, securely and safely. Always free. No credit card required.
  • Free Credit Monitoring: Receive daily notifications of important changes to your credit report. Credit monitoring can help protect your credit.
  • Account Monitoring: See your real-time transactions and receive notifications about balances, bills, fees and more.
  • Reviews & Advice: Get credit-smart with reviews and advice from more than 11 million Credit Karma members.

All of this comes with no cost whatsoever! This is not a trial membership or needing a credit card number to get your score. They have many ways to save you money such as insurance, bank info, and so on. It’s important to find your credit score for making a big purchase such as buying a car or a house. You will not get a hit on your credit report by going through Credit Karma!

Get Started
free credit scoreQuizzle offers a free credit score based on your Equifax credit report, aka VantageScore credit score, once every 6 months. They will also provide you a free copy of your Equifax credit score once every six months. Even though the free credit is only twice a year, ranging 300-850, it’s still free.

  • Free credit report and credit score: Quizzle is the only place on the web where you can get a free VantageScore credit score and an Equifax credit report – every six months. You won’t find this combination anywhere else on the web. Also, when we pull your credit report it’s considered a soft inquiry, which means it will not hurt your score.
  • Totally free – no credit card required: Not only do we give you a credit report and score every six months with your free Quizzle account, we also provide other valuable freebies including credit card recommendations, home loan recommendations, a free home value estimate and updates to all your credit builder tools.
  • Manage your credit with our powerful credit builder tools: With Quizzle, you have all the tools needed to help you improve your credit. Among other things, our tools show you what’s holding you back from having a perfect credit score as well as how your score trends over time.

Get Started

Free Credit Score (No Trial, No Membership)

As of 2014, credit card issuers offer 100% free real FICO score option from Baclaycard and Discover. There is no catch, but you must be a cardholder of one of these cards to take advantage of it. Again, there is no a free trial or membership cancellation. So even though you need the credit card to get the benefit, you don’t have to worry about ever being charged for the scores.

Arrival World MasterCard $400 Barclaycard Arrival(TM) World MasterCard® – Earn 2x on All Purchases offers complimentary FICO® Scores as a benefit to active cardmembers. Opt-in to have instant and convenient access to FICO® Scores from your Barclaycard online account. In addition ot the free FICO score, you’ll get 40,000 bonus miles($400 off your next trip) after $1,000 in purchases within the first 90 days from account opening. It’s a new premium travel rewards card with 2.2% cash back towards travel. This 40,000 bonus miles is redeemable towards $400 in cash credit towards any travel purchase, plus 4,000 miles rebated back. The $89 annual fee is waived for the first year.

If your worry about the annual fee after the first year, I recommend to sign up for the Barlcaycard® Rewards MasterCard®-Average Credit with 2,500 bonus points after first use. It’s marketed towards people who have fair and average credit. Enjoy free FICO with no annual fee to worry about!

If you a good credit score, then sign up the Barlcaycard® Rewards MasterCard®-Excellent Credit with 10,000 bonus points after $1K in purchases in the first 90 days. As always, enjoy free FICO with no annual fee!

Barclay Arrival World

Discover It CardThe Discover it® offers free FICO® Credit Score on your monthly statement to help you stay on top of your credit. In addition to the free FICO score, you’ll get 18 months 0% APR on balance transfers along with no annual fee, no overlimit fee, and no foreign transaction fee. Pay zero late fee on your first late payment and they won’t increase your APR for paying late. Cardholders earn 5% cash back on up to $1,500 in purchases for Restaurants and Movies through March 2014 with free and easy sign-up. And 1% cash back on all other purchases. The new Discover It® Card offers you a free FICO score based on your TransUnion credit report once every month with your statement.

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By far the best Chase Sapphire Preferred card offer you will find, this is a phenomenal $500 signup bonus value card towards air/hotel. Not just a regular everyday spending card, but for international travel too with no foreign transaction fees!

Chase Sapphire Preferred Review

Sapphire PreferedChase Sapphire Preferred® Card offers 40,000 bonus points after you spend $3,000 in purchases within the first 3 months. With 40,000 bonus points, you can redeem for $500 towards airfare and hotel accommodations.  You can earn an additional 5,000 bonus points after you add the first authorized user and make a purchase in the first 3 months from account opening. Earn 2x points on travel, 2x points on dining at restaurants, and 1 point per dollar on all other purchases. Plus, you get an Annual Points Dividend equal to 7% of the points earned on new purchases during the preceding year. Your points go far since you get 20% off travel when redeemed thru Ultimate Rewards.  All Chase Sapphire Preferred cardholders enjoy travel benefits and a direct access to a live adviser 24 hours a day. No foreign transaction fees, plus Chip and Signature enabled for international travel. The annual fee of $95 is waived for the first year of card ownership.

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Chase Sapphire Preferred® Card

  • Earn 40,000 bonus points when you spend $3,000 on purchases in the first 3 months from account opening. That’s $500 in travel when you redeem through Chase Ultimate RewardsSM.
  • Earn 5,000 additional bonus points after you add the first authorized user and make a purchase in the first 3 months from account opening.
  • 2X points on travel and dining at restaurants & 1 point per dollar spent on all other purchases
  • No foreign transaction fees, plus Chip and Signature enabled for international travel.
  • 1:1 point transfer to participating frequent travel programs at full value – that means 1,000 Ultimate Rewards points equal 1,000 partner miles/points.
  • 24/7 direct access to dedicated customer service specialists
  • Introductory Annual Fee of $0 the first year, then $95

Chase Sapphire Preferred Review: Earning Points

Other than the signup bonus points promotion, you can earn points by using your Sapphire Preferred card for everyday spending. You get 2X points on travel and dining at restaurants & 1 point per dollar spent on all other purchases. Get up to 10 points per dollar at nearly 300 top online retailers for shopping through the Ultimate Rewards Mall portal. There is no cap on the amount of points you can earn. To top it off, you are awarded extra points equaling 7% of the points you accumulated during the past 365 day period each year. Every single point you earned counts for this year end bonus, even if you already redeemed them!

Chase Sapphire Preferred Review: Points Redemption

Chase Sapphire PreferredWith the Chase Sapphire Preferred® Card earning up to 45,000 bonus points, that’s a significant amount of points to cash out! Your points do not expire as long as you have the card and you can use your points for airfare and other travel purchases without restrictions. What’s the best way to utilize the bonus points?

Points are worth more for travel using Ultimate Rewards: As a Preferred cardmember, you get 20% off whenever you redeem your points for airfare, hotels, car rentals and cruises through the Ultimate Rewards website. E.G For using 30,000 points to buy a plane ticket(normally $300 in credit), your 30,000 points is now worth $375 towards your ticket. Simply put: 1 point = 1.25 cent value thru UR Travel (since 20% fewer points are needed).

Redeem your points for travel rewards: Fair and flexible program, you can use your points on the Ultimate Rewards to pay for airline tickets, book from over 60,000 hotels and resorts across the globe, or take a cruise with Royal Caribbean or Carnival.

Point conversion to different partners: Convert points to frequent flyer miles on partner airlines at a 1:1 ratio- including hotel programs. The partner airlines and hotel programs include:

  • United Airlines Mileage Plus
  • British Airways Avios
  • Southwest Airlines Rapid Rewards
  • Korean Air Skypass
  • Virgin Atlantic Flying Club
  • InterContinental Hotels Priority Club
  • Ritz-Carlton Rewards
  • Hyatt Gold Passport
  • Marriott Rewards
  • Amtrak Guest Rewards

Redeem for Cash Back or Gift Cards: You can always opt for a cash reward check at 1 cent value per point or choose gift cards from over over 75 partner retailers, restaurants, and gas stations.

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Chase Sapphire Preferred Review: Full Benefits

Concierge Service: The Chase Sapphire preferred gives you free 24/7 concierge service. Whether you want to make a reservation, finding tickets, plan out your travel, or buying a perfect gift, simply give them a call and ask for help with their superior customer services.

24/7 Dedicated Customer Service: Talk to a real customer service and be connected immediately without pressing “#.” Guaranteed! You simply call up the number on the back of your card and you can speak with a real, live person immediately.

Travel Insurance: The card comes with free travel insurance services such as trip cancellation insurance, auto rental collision damage, travel accident insurance, lost luggage reimbursement, and more.

Purchase Protection: Other non-travel benefits include zero liability for unauthorized purchases, automatic extended warranties, refunds if the price on your purchase drops in the first 90 days, and refunds if the seller refuses you one. There is no preset spending limit, giving you more flexibility on your spending.

No Foreign Transaction Fees: One of the best perks, you pay absolutely no fees for international purchases.

Chip & Signature Technology: With chip technology, traveling internationally with your Chase Sapphire Preferred is much easier.

Chase Sapphire Preferred Review: Conclusion

Again, this is the best offer I’ve seen for the Chase Sapphire Preferred all year long with 40,000 bonus points after spending $3,000 in the first 3 months from account opening. If you add an authorized user and they make a purchase within the same time-frame, you will receive an additional 5,000 bonus points. The $95 annual fee may seem like a drawback, but the extra reward benefits and bonus points signup far outweigh the annual fee. Even so, you get a $0 intro annual fee for the first year. Believe me, you will want this card since it’s made out of real metal and will leave quite the impression to your friends and family!

Big time sign-up bonuses such as the Chase Sapphire Preferred card is a change of time with our current economy. If you are in the market for a credit card, be sure to sign up for the Chase Sapphire Preferred® Card.

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See our full list of credit card bonuses for all your credit card needs!

Disclaimer: This content is not provided or commissioned by the credit card issuer. Opinions expressed here are author’s alone, not those of the credit card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer. This site may be compensated through the credit card issuer Affiliate Program.

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Sign up for the British Airways Visa Signature® Card to earn 50,000 BONUS AVIOS after you make $2,000 in purchases in the first 3 months of account
opening! Earn Avios with every purchase then use your bonus Avios towards rewards flights. No foreign transaction fee when you make purchases abroad.

Chase British Airways Visa Signature Review

British Airways Visa SignatureChase British Airways Visa Signature® Card offers 50,000 bonus Avios after you make $2,000 in purchases within the first 3 months of account opening. Cardholders pay no foreign transaction fees when you travel abroad. You will also get 2.5 Avios for every $1 spent on British Airways purchases and 1.25 Avios for every $1 spent on all other purchases. Every calendar year you make $30,000 in purchases on your British Airways Visa card, you’ll earn a Travel Together Ticket good for two years. Chip with Signature Technology allows you to use your card for chip based purchases in Europe & beyond, while still giving you the ability to use your card as you do today at home.

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What is Avios?

Avios is the new shared reward currency for British Airways Executive Club. One Avios is exactly one BA mile. Benefits of Avios to the customers include:

  • Cabin upgrades using Avios
  • A new range of travel reward redemption options, including hotels and car hire for BA Executive Club members
  • More flexibility as customers can now use Avios for one-way flights or to mix and match the airports they fly to and from.

Card Features:

  • You will get 50,000 bonus Avios after you make $2,000 in purchases within the first 3 months of account opening
  • Pay no foreign transaction fees when you travel abroad
  • In addition to the bonus Avios, you will also get 2.5 Avios for every $1 spent on British Airways purchases and 1.25 Avios for every $1 spent on all other purchases
  • Every calendar year you make $30,000 in purchases on your British Airways Visa Card, you’ll earn a Travel Together Ticket good for two years
  • Smart Chip Technology allows you to use your card for chip based purchases in Europe & Beyond, while still giving you the ability to use your card as you do today at home

You can use the 50K Avios through other one-world flights, including transatlantic Iberia flights, and non-transatlantic AA flights. Want to go to Europe round-trip on less than $400? The Chase British Airways Visa Signature card 50,000 BA Executive Club Avios for new cardmembers with first purchase is good enough for an economy class transatlantic flight from USA to Europe Zone 1. This includes the United Kingdom, Belgium, France, Germany, Ireland, Luxembourg, Netherlands and Switzerland. Why the $400 cost even though it’s a free flight? Taxes and fees.

Quick Summary:

  • BA Avios cannot be redeemed for transatlantic flights on American Airlines. However, they can be redeemed for other oneworld flights, including transatlantic Iberia flights, and non-transatlantic AA flights.
  • The 2-for-1 voucher is good only for BA mainline flights, not partners.
  • To check on status of your application using an automated line, call 800-945-2006. At the prompt press # then 1, then enter your SSN
  • To check on status with a human, 888-270-2127

The biggest downside of the BA Visa is the $95 annual fee. However, this is fully mitigated by the signup bonus worth $1,000 of travel. The second annoying factor is the heavy taxes and fees when booking transatlantic airline flights comes with a big caveat: you have to pay taxes and fees in addition to forking over when using your Avios. On the plus side, it offers some great features for international travelers such as:

  • EMV chip-and-PIN technology, so you can actually use your card in Europe
  • A free companion ticket that you can use in any cabin, every year that you make $30k in purchases or more
  • Waived foreign transaction fees, key for any self-respecting international credit card

For those big spenders out there, the the BA card’s companion ticket offer(worth $500+ a year) is a great option.  You’ll also earn 25% more rewards than the standard airline card rewards rate of 2.5 Avios per $1 spent on British Airways/1.25 Avios per $1 spent elsewhere. Don’t wait any longer to apply for the British Airways Visa Signature® Card today!

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Disclaimer: This content is not provided or commissioned by the credit card issuer. Opinions expressed here are author’s alone, not those of the credit card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer. This site may be compensated through the credit card issuer Affiliate Program.

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American Express cardholders can receive a one-time $15 statement credit through the Pet Valu AMEX Twitter Sync Promotion!

Pet Valu $15 Statement Credit Amex Twitter Sync

Pet ValuSync your AMEX card with Twitter and make a purchase of $75 or more at Pet Valu and get $15 statement credit! Once you synced your Twitter account and AMEX card, then Tweet #AmexPetValu for this bonus promotion.  A confirmation message from the AMEX Twitter handle @AmexSync should then be sent to you, stating that the offer has been added. You then just need to use your synced card to make a single purchase of $75 or more at Pet Valu by 6/30/2014.

Based in Ontario, Canada, Pet Value is one of the largest makers of cat and dog food in North America that offfers both low cost and high end pet food products. It manufactures pet food for PetSmart, Safeway, Wal-Mart, Pet Valu, Kroger, and Ahold USA.

Pet Valu AMEX Twitter Sync $15 Statement Offer

  1. Sync your Amex Card
  2. Tweet #AmexPetValu
  3. Click on @connect to confirm that you are registered.
  4. Receive a one-time $15 statement credit when you make a single purchase of $75 or more at PetValu by 6/30/14

American Express cardholders should take advantage of this offer for a single $15 statement credit from a PetValu AMEX Twitter Sync Promo! If you want to participate, start by syncing your card with a Twitter account and then tweet the valid hashtag and use your synced card to make a purchase. If you need an AMEX, consider signing up for one from our list of American Express credit cards so you can save money through all of the AMEX Sync offers! Find additional Amex Sync Promotions from our exclusive list!

Twitter Amex

Hot Deal: Motif Investing is offering $150 bonus when you deposit $2,000 and make 5 trades into your new account. There are no management fees, and no activity requirements. Simply pay the flat transaction fee any time you trade a motif.
Sapphire PreferredChase Sapphire Preferred® Card offers 40,000 bonus points after you spend $3,000 in purchases within the first 3 months. With 40,000 bonus points, you can redeem for $500 towards airfare and hotel accommodations. You can earn an additional 5,000 bonus points after you add the first authorized user and make a purchase in the first 3 months from account opening. Earn 2x points on travel, 2x points on dining at restaurants, and 1 point per dollar on all other purchases. The annual fee of $95 is waived for the first year of card ownership. Apply Now---Chase Sapphire Preferred Review

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Arrival World MasterCard $400The Barclaycard Arrival(TM) World MasterCard® – Earn 2x on All Purchases is offering 40,000 bonus miles($400 off your next trip) after $3,000 in purchases within the first 90 days from account opening. It’s a new premium travel rewards card with 2.2% cash back towards travel. This 40,000 bonus miles is redeemable towards $400 in cash credit towards any travel purchase, plus 4,000 miles rebated back. You could also redeem 40,000 miles for $400 off your next trip. The $89 annual fee is waived for the first year.

Barclay Arrival World

Barclaycard Arrival World Card MasterCard Features

  • Earn 40,000 bonus miles when you spend $3,000 or more on purchases in the first 90 days from account opening. 40,000 bonus miles equates to $400 off your next travel redemption!
  • 0% intro APR on purchases and balance transfers for the first 12 months after account opening. After that, variable APR, currently 14.99% or 18.99%, based upon your creditworthiness
  • Earn 2X miles on all purchases
  • No mileage caps or foreign transaction fees
  • Get 10% miles back when you redeem for travel statement credits (i.e. redeem 25,000 miles for travel and get 2,500 miles back)
  • Use your card to book through any airline, hotel or discount travel engine with no blackout dates or seat restrictions
  • Easily redeem your miles for statement credits towards all or a portion of your travel purchases within the last 90 days
  • Complimentary online FICO® Score access for Arrival cardmembers

Barclaycard Arrival World MasterCard Review

Start Earning Rewards

  • Earn 2X miles on all purchases with no caps
  • Earn bonus miles in the first 90 days of account opening
  • Enjoy a 0% introductory APR on purchases for the first 12 months after account opening – after that, a variable APR, currently 14.99% or 18.99%, based on your creditworthiness

Redeem and Travel with Ease

  • Book any airline, any time with no blackout dates or seat restrictions
  • Redeem for all types of travel rewards – redeem your miles for statement credits towards flights, hotels, resorts, cruises, trains & car rentals
  • Get 10% miles back when you redeem for travel(i.e. redeem 25,000 miles for travel and get 2,500 miles back)
  • No foreign transaction fees1

2.22% Cash Back Towards Any Travel

The Barclaycard Arrival(TM) World MasterCard® – Earn 2x on All Purchases offers 2 miles per $1 spent on all purchases. That’s 2X miles every time you travel, 2X miles every time you dine out, 2X on gas, groceries, even bills. Every single purchase you make puts your next trip just around the corner. And there’s no limit to how many miles you can earn. You can redeem these miles for Airlines, Travel Agencies & Tour Operators, Hotels, Motels & Resorts, Cruise Lines, Passenger Railways and Car Rental Agencies.

Choose any airline, any time. Use your card to book through any airline, hotel or discount travel engine with no blackout dates or seat restrictions. Or shop for the hotel, resort, cruise, train or car rental you want by charging your travel to the card(e.g. Expedia, Priceline, etc) and then redeem via a statement credit within 90 days of the charge. With Barclaycard Arrival, enjoy 10% of your miles back every time you redeem for travel. So that 40,000-mile dream trip gives you a 4,000-mile head start to visit your family. Getting $400 of value out of 36,000 miles works out to 2.22% cash back towards any travel.

Barclaycard Arrival World MasterCard Review

Our Verdict:

Many other benefits include free subscription to TripIt Pro mobile travel organizer, complimentary 1-year memberships to Hertz #1 Club Gold and Regus Gold, 0% introductory APR on purchases for the first 12 months after account opening, no mileage caps, no mileage expiration, and no foreign transaction fees. Apply for the Barclaycard Arrival(TM) World MasterCard® – Earn 2x on All Purchases today with $400 statement credit for travel + 2.22% cash back with no annual fee the first year. There is also the no annual fee version of the Barclaycard Arrival(TM) World MasterCard® – Earn 1x on All Purchases if you are interested. Don’t forget to check all of our credit card bonuses exclusive list!

Barclay Arrival World

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