Learn about 1st National Bank Cash Checking account here.
1st National Bank is offering a staggering 2.25% APY with a maximum balance of $35,000 on their Free Cash Checking Account.
Table of Contents
About 1st National Bank Cash Checking
1st National Bank’s mission is to be the cornerstone of the communities, county, and region we serve by providing you honest, efficient, and competitive financial services while keeping your financial success confidential.
Continue on to learn more about the 1st National Bank Cash Checking Account below.
1st National Bank Cash Checking Rate
Residents of select states can earn the industry leading rate on balances up to $35,000. With no minimum deposit, you will be able to enjoy the rate to its full potential!
- What you’ll get: 2.25% APY up to $35,000
- Eligible Accounts: Cash Checking Account
- Credit Inquiry: Unknown
- Where it’s available: IA, MN, ND, SD, WI
- Opening Deposit: $100
- Credit Card Funding: Unknown
- Monthly fee: None
American Express® High Yield Savings Account - You earn 0.50% interest rate along with no minimum deposits or monthly fees. Amex High Yield Savings account has been my favorite Hub account for the past 7 years. Using this account to Pull/Push your money is absolutely necessary when you have many accounts. Here's why:
*No dollar limitations for ACH transfers - When you find a top bank rate account, you don't want to be limited to just $5K or $10K transfers. Amex Savings will let you transfers as much as you want whether you are pulling or pushing money from and to an external bank account.
*1 to 2 business days ACH transfers speed - With top-notch user interface, you get your money to another external account or pull money from another bank account within a day or two.
*No loss of interest during transfers - On the day you initiate your transaction on the high yield savings account website, the funds will be reflected in your Current Balance and begin earning interest.
Some other features from American Express High Yield Savings Account include Free Wire Transfers, 3 maximum linked accounts, and maximum 6 ACH withdrawals per month.
Savings account offers are frequently updated. Find the best nationwide Savings/Money Market rates here, and the best Savings account bonuses here. The Axos Bank and CIT Bank accounts offer great rates available nationwide which I recommend.
|Discover Bank Online Savings||$200 Bonus + 0.40% APY||Review|
|Aspiration||$150 Bonus + 1.00% APY||Review|
|Axos Business Savings||$100 Bonus + 0.20% APY||Review|
|Axos Bank High Yield Savings||Up to 0.61% APY||Review|
|Quontic Bank High Yield Savings||0.55% APY||Review|
|American Express High Yield Savings||0.50% APY||Review|
|CIT Bank Money Market||0.45% APY||Review|
How To Earn Up to 2.25% APY Rate
- Open a Cash Checking account from 1st National Bank
- Monthly Qualifiers:
- At least 1 direct deposit, ACH payment, or bill pay transaction
- At least 12 debit card purchases
- Be enrolled in and agree to receive eStatements
- Be enrolled in and log into online banking
|Balance Requirement||APY Rate|
|$0 – $35,000||2.25%|
|$35,000+||2.25% – 0.40%|
|Qualifications are not met||0.10%|
- No monthly service fee
- No minimum balance for high earnings
- 2.5% APY up to $35,000
- Debit Card
- Digital Banking
Make sure you check out 1st National Bank to learn more about the 2.25% APY promotion. Remember that if your balance is over $35,000, then you will not receive the full benefits of the rewards checking account. Take advantage of this wonderful promotion before it ends!
Lastly, let us know about your experience with this bank and comment below.
For more bank offers, see the complete list of Best Rewards Checking!
Check back often to see the latest info on 1st National Bank Cash Checking Account.