Learn about All America Bank Ultimate Rewards Checking account here.
Available nationwide, All America Bank is offering 1.00% APY on their Ultimate Rewards® Checking Account for balances up to $10,000.
Table of Contents
About All America Bank Ultimate Rewards Checking
All America Bank has been serving their community since 90 years ago. They’re different because they provide personal service and keep their processes simple and they keep your money working for you every day, and reward their customers for their loyalty and business.
Eligibility: All America Bank is located in Oklahoma, but this offer is valid nationwide by applying online!
All America Bank Ultimate Rewards Checking Rate
The requirements are to post and clear 10 All America Bank VISA Debit Card sales transactions and receive electronic statements to qualify for Ultimate Rewards® Checking.
- What you’ll get: 1.00% APY up to $10,000
- Eligible Accounts: Ultimate Rewards® Checking Account
- Credit Inquiry: Soft Pull
- Where it’s available: Nationwide (Locations in Oklahoma only)
- Opening Deposit: $50 in-person, $500 online
- Credit Card Funding: None
- Monthly fee: None listed
American Express® High Yield Savings Account - You earn a competitive interest rate along with no minimum deposits or monthly fees. Amex High Yield Savings account has been my favorite Hub account for the past 7 years. Using this account to Pull/Push your money is absolutely necessary when you have many accounts. Here's why:
*No dollar limitations for ACH transfers - When you find a top bank rate account, you don't want to be limited to just $5K or $10K transfers. Amex Savings will let you transfers as much as you want whether you are pulling or pushing money from and to an external bank account.
*1 to 2 business days ACH transfers speed - With top-notch user interface, you get your money to another external account or pull money from another bank account within a day or two.
*No loss of interest during transfers - On the day you initiate your transaction on the high yield savings account website, the funds will be reflected in your Current Balance and begin earning interest.
Some other features from American Express® High Yield Savings account include Free Wire Transfers, 3 maximum linked accounts, and maximum 6 ACH withdrawals per month.
Savings account offers are frequently updated. Find the best nationwide Savings/Money Market rates here, and the best Savings account bonuses here. The Axos Bank and CIT Bank accounts offer great rates available nationwide which I recommend.
|Discover Bank Online Savings||$200 Bonus + 1.10% APY||Review|
|Aspiration||$150 Bonus + 1.00% APY||Review|
|CIT Bank Money Market||Amazon Prime($139 value) + 1.00% APY||Review|
|Axos Business Savings||$200 Bonus + 0.20% APY||Review|
|UFB Money Market Account||1.66% APY||Review|
|UFB Savings||1.66% APY||Review|
|Quontic Bank High Yield Savings||1.58% APY||Review|
|Quontic Bank Money Market||1.50% APY||Review|
|CIT Bank Savings Connect||Up to 1.35% APY||Review|
|American Express® High Yield Savings account||1.00% APY as of 6/29/22||Review|
|Axos Bank High Yield Savings||Up to 0.61% APY||Review|
How To Earn Up to 1.00% APY Rate
- Sign up to All America Bank
- Create an Ultimate Rewards® Checking Account
- Open this account with a minimum deposit of $50 in person. Open this account with a minimum deposit of $500 online.
- Post and clear 10 All America Bank VISA Debit Card sales transactions
- You must also receive electronic statements to qualify for Ultimate Rewards® Checking
|Balance Requirement||APY Rate|
|$0 – $10,000.00||1.00%|
- Bank-to-bank transfers
- Person-to-person transfers
- Overdraft privilege
- Visa debit card
- Direct deposit
- Mobile deposit
Alternative Rewards Accounts To Consider
Earn up to 1.25% APY with the Axos Bank Rewards Checking account while enjoying a suite of digital tools for smarter money management. This is banking, redefined.
• $100 Promo with Code “RC100”
• Up to 1.25% APY
• Zero monthly maintenance fees
• Zero overdraft or NSF fees
• Zero minimum monthly balance reqs
• Unlimited domestic ATM fee reimbursements
• Zero Minimum Balance Requirement
• Only $50 to open an account
With the Discover Checking Account:
• Cashback – Earn 1% cash back on up to $3,000 in debit card purchases each month
• No. Fees. Period. That means you won’t be charged an account fee on our Cashback Debit account.
• Early Pay – Get your paycheck up to two days early with no charge
• No credit impact - You can apply without affecting your credit score.
• Fraud Protection - You’re never responsible for unauthorized debit card purchases. If you suspect someone else has used your debit card without your permission, let us know.
• Apply in minutes - Applying for a Cashback Debit account is simple and fast.
• Fee free overdraft protection
Overall, the All America Bank offer is great for those of you who are looking for a good deal and who qualify for membership. Requirements are easy to fulfill so you’ll be earning the 1.00% APY in no time!
Lastly, let us know about your experience with this bank and comment below.
For more bank offers, see the complete list of Best Rewards Checking!
Check back often to see the latest info on All America Bank Ultimate Rewards Checking Account.