BMO Harris Bank has 600 branches in the Midwest. They offer a large range of personal financial services to help consumers take control of their finances.
You can choose from a variety of banking services like a checking account with no fee and no minimum, savings, and special rate CDs.
While Chase is one of the biggest banks in the Unites States, they offer everything from personal banking to mortgages to loans, as well as a popular range of credit cards.
Not to mention, they offer more checking options compared to other competitors.
Continue reading below to see a side-by-side comparison between the two banks, so you can see which one offers the services you need the most.
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| BMO Harris Bank | Chase | |
| Locations | 600 branches in the Midwest | Branches in Several States (Locator) |
| ATMs | 43,000 fee-free ATMs | Chase ATMs nationwide |
| Savings | 2/5 | 3.5/5 |
| CD | 4/5 | |
| Checking | 3/5 | 4/5 |
| Money Market | 3/5 | |
| Customer Service | 3.5/5 | 4/5 |
| Mobile App | 3/5 | 5/5 |
| Pros | -Free checking with eStatements -High APY for CDs -Good financial tools |
-Branches in many states -New customer coupons -Full service banking |
| Cons | -Limited branches -Low savings APY |
-Low interest rates – Not in all states |
| Bottom Line | BMO Harris Bank offers products like checking, savings, CDs, and IRAs. | Chase is a good choice if you’re looking for a bank with full range of service |
Table of Contents
Chase Bank Promotions
 • New Chase checking customers enjoy a $200 bonus when you open a Chase Total Checking® account and set up direct deposit • Access to 16,000 Chase ATMs and more than 4,700 branches • Chase Mobile® app - Manage your accounts, deposit checks, transfer money and more -- all from your device. • Open your account online now • Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com. • Chase Overdraft AssistSM – no overdraft fee if you’re overdrawn by $50 or less at the end of the business day or if you’re overdrawn by more than $50 and bring your account balance to overdrawn by $50 or less at the end of the next business day* *We won't charge an overdraft fee if you are overdrawn $50 or less at the end of the business day. Chase may pay, for a $34 fee, overdraft transactions at our discretion based on your account history, deposits and transaction amount. If you've enrolled in Debit Card Coverage, everyday debit card purchases like groceries, may be approved at our discretion when you don't have enough money in your account. |
Compare to Other Banks
- BMO Harris Bank vs Wells Fargo
- BMO Harris Bank vs Bank of America
- Associated Bank vs BMO Harris Bank
- Chase vs Bank of America
- Chase vs Fifth Third Bank
- Chase vs Wells Fargo
- Chase vs US Bank
- Chase vs CIT Bank
- Chase vs PNC Bank
- Chase vs TD Bank
- Discover Bank vs Chase
Bottom Line
Which Bank is Better: BMO Harris Bank or Chase Bank?
In summary:
- If you prefer in-person banking and like access to all of your accounts in one place, BMO Harris may offer just what you need
- Chase is a good choice if you’re looking for a bank with full range of services, physical locations, lots of ATMS, and good mobile banking.
For other banking options, see our list of the best bank account bonuses & savings account offers.
More on BMO Harris:
More on Chase:
- What Are Chase Bank’s Hours?
- How To Find and Use Your Chase Bank Login
- What Do You Need to Open a Chase Bank Account?
- How To Order Checks via Chase: Online, Vendor Site or by Phone
- How to Set Up Chase Online Bill Pay
- How to Stop Payment for a Chase Check
- Chase Business Routing Number
- Chase Bank Review
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