BMO Bank has 600 branches in the Midwest. They offer a large range of personal financial services to help consumers take control of their finances.

You can choose from a variety of banking services like a checking account with no fee and no minimum, savings, and special rate CDs.

While Chase is one of the biggest banks in the Unites States, they offer everything from personal banking to mortgages to loans, as well as a popular range of credit cards.

Not to mention, they offer more checking options compared to other competitors.

Continue reading below to see a side-by-side comparison between the two banks, so you can see which one offers the services you need the most.


	BMO Bank	Chase
Locations	600 branches in the Midwest	Branches in Several States (Locator)
ATMs	43,000 fee-free ATMs	Chase ATMs nationwide
Savings	2/5	3.5/5
CD	4/5
Checking	3/5	4/5
Money Market	3/5
Customer Service	3.5/5	4/5
Mobile App	3/5	5/5
Pros	-Free checking with eStatements -High APY for CDs -Good financial tools	-Branches in many states -New customer coupons -Full service banking
Cons	-Limited branches -Low savings APY	-Low interest rates – Not in all states
Bottom Line	BMO Harris Bank offers products like checking, savings, CDs, and IRAs.	Chase is a good choice if you’re looking for a bank with full range of service

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Chase Bank Promotions

Chase Business CheckingChase Total Checking®

• Earn up to $500 when you open a new Chase Business Complete Checking® account. For new Chase business checking customers with qualifying activities.
• Multiple ways to connect with Chase. Get personal attention paired with a large-scale presence, including more than 4,900 local branches and 15,400 ATMs. Plus, bank on your phone with the Chase Mobile® app.
• Chase for Business guidance you can count on. Access business insights and tools to help you grow. Meet with our team of bankers or go to our online Resource Center to find helpful information.
• Chase Business Complete Checking does more for your business. Featuring multiple ways to pay and get paid, like built-in invoicing and card acceptance, Zelle®, and Tap to Pay on iPhone, to help improve your cash flow.
• Waivable service fee. Multiple ways to waive the $15 Monthly Service Fee, like keeping a $2,000 minimum daily balance or making at least $2,000 in purchases per month with your Chase Ink® Business credit card.

Apply Now at Chase

Read our review & latest Chase Business Checking offers and the latest bank deals from Chase

• New Chase checking customers enjoy a $300 bonus when you open a Chase Total Checking® account with qualifying activities
• Chase Mobile® app - Manage accounts, pay bills, send money to friends with Zelle® and deposit checks from almost anywhere.
• Chase Overdraft AssistSM – no overdraft fees if you’re overdrawn by $50 or less at the end of the business day or if you’re overdrawn by more than $50 and bring your account balance to overdrawn by $50 or less at the end of the next business day*
• Help keep your money protected with features like Zero Liability Protection, fraud monitoring and card lock.
• Chase Total Checking includes FDIC insurance up to the maximum amount allowed by law.
• With over 4,700 branches, Chase has the largest branch network in the U.S. plus access to more than 15,000 ATMs.
• Open your account online now
• Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com.

*With Chase Overdraft Assist^SM, we won’t charge an Overdraft Fee if you’re overdrawn by $50 or less at the end of the business day OR if you’re overdrawn by more than $50 and you bring your account balance to overdrawn by $50 or less at the end of the next business day (you have until 11 PM ET (8 PM PT) to make a deposit or transfer). Chase Overdraft Assist does not require enrollment and comes with eligible Chase checking accounts.

Open an Account

Read our full review of the Chase Total Checking® and the latest bank deals from Chase

Compare to Other Banks

BMO:

Chase:

Bottom Line

Which Bank is Better: BMO Bank or Chase Bank?

In summary:

If you prefer in-person banking and like access to all of your accounts in one place, BMO may offer just what you need
Chase is a good choice if you’re looking for a bank with full range of services, physical locations, lots of ATMS, and good mobile banking.

For other banking options, see our list of the best bank account bonuses & savings account offers.

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