Find Chase Private Client CheckingSM bonus here. Upgrade your banking and your expectations by joining Chase Private Client today!
Experience a banking relationship that brings you a dedicated team with a variety of solutions and benefits. New Chase Private Clients can now enjoy up to a $3,000 bonus when you sign up.
Update 2/2/26: The offer has been extended through 4/15/26. This is the biggest cash bonus from Chase, however there is a huge cash deposit requirement. You have the opportunity to earn $1,000 up to $3,000 bonus depending on your deposit.
Enjoy the benefits that small business specialists provide. This includes enjoying great financing options, improved cash flow, and solutions for making payments.
Many business owners are eligible for a dedicated Business Banking Relationship Manager, who is specially trained to work with businesses.
Chase Private Client Checking $3,000 Bonus
Existing customers can earn up to a $3,000 bonus by upgrading to Chase Private Client Checking.
- Account Type: Chase Private Client Checking
- Availability: AZ, CA, CO, CT, DC, DE, FL, GA, IA, ID, IL, IN, KY, LA, MA, MD, MI, MS, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, TN, TX, UT, VA, WA, WI, WV. For branch locations, visit locator.chase.com.
- Direct Deposit Requirement: No
- Monthly Service Fee: $35, see below how to waive.
In addition, you also can take advantage of their Platinum Business services. Similarly, this account also has no fee for electronic deposits.
(Expires 04/15/2026)
Chase Private Client Checking Summary
- Elevate your banking relationship and enjoy a bonus up to $3,000 when you open a new Chase Private Client CheckingSM account with qualifying activities.
- Personalized banking made easier with premium benefits, 24/7 support and access to your banking and investment accounts in one place in the Chase Mobile® app.
- Earn $1,000 when you deposit $150,000 or earn $2,000 when you deposit $250,000 or earn $3,000 when you deposit $500,000+.
- Get up to a $3,000 bonus when you open or upgrade to a Chase Private Client account, a premium checking account which provides you with a dedicated banker and receive investing guidance from J.P. Morgan Wealth Management to help you reach your financial goals.
- Receive personalized wealth strategies from a J.P. Morgan advisor. Your J.P. Morgan advisor gets to know you, your family and your goals to build a custom financial strategy and investment portfolio that reflects your evolving priorities.
- Bank deposit accounts, such as checking and savings, may be subject to approval. Deposit products provided by JPMorgan Chase Bank, N.A. Member FDIC.
How To Earn The Bonus
- Enjoy up to a $3,000 bonus when you open a new Chase Private Client CheckingSM account with qualifying activities.
- Meet with a Chase Private Client Banker. Open or upgrade to your new Chase Private Client Checking account in branch.
- Transfer your funds. After offer enrollment, you have 45 days to transfer qualifying new money or securities to a combination of eligible checking, savings and/or J.P. Morgan Wealth Management non-retirement accounts. Your bonus will be determined on day 45.
- Earn $1,000 when you deposit $150,000 – $249,999 OR
- Earn $2,000 when you deposit $250,000 – $499,999 OR
- Earn $3,000 when you deposit $500,000+
- Enjoy the bonus. Maintain your new money for 90 days from offer enrollment – we’ll add the bonus into your account within 40 days.
How To Waive The Monthly Fee
There is a $35 Monthly Service Fee for Chase Private Client Checking OR $0 when you have at least one of the following each statement period: an average day beginning balance of $150,000 or more in any combination of this account and linked qualifying deposits/investments OR, a linked Chase Platinum Business CheckingSM account.
Chase Private Client Checking Benefits
Starting with a Private Client Banker who works closely with you to help you make the most out of your banking relationship, there are many reasons to become a Chase Private Client.
Your Private Client Banker will walk you through all the benefits and savings you can receive as a Chase Private Client. Fee Benefits:
- Fee benefits
- No Monthly Service Fee on Chase Private Client SavingsSM accounts when linked to a Chase Private Client CheckingSM account
- Waived ATM fees worldwide
- Zero fees on wire transfers
- Higher limits
- Chase QuickDepositSM limits ($25,000 per day and $100,000 every 30 days)
- Higher Chase QuickPay® with Zelle® limits ($5,000 per day and $40,000 every 30 days)
- Daily ATM withdrawal limit (of up to $2,000)
- In addition, earn a higher daily purchase limit (of up to $7,500 when you use your Chase Private Client debit card)
- More extras
- Receive a 3×5 Safe Deposit Box (20% discount on larger boxes; subject to availability)
- Get free personal check designs when ordered through Chase (fees may apply for certain other supplies and expedited shipping)
- Order cashier’s checks, counter checks or money orders without paying fees
Receive priority service, family benefits, business tools, 24/7 support, and financial specialists when you need them. Service Benefits:
- Treat yourself
- Build a personal relationship with a dedicated banker who provides guidance on the privileges and services available to you
- Access a 24/7 Private Client Banking Services line in the U.S. just for Private Clients
- Receive a rushed replacement debit or credit card almost anywhere in the world at no charge
- Treat your family
- Extend your benefits to an immediate adult family member who is a joint owner on your Chase Private Client deposit accounts
- Treat your business
- Work with a dedicated Business Banking advisor who provides advice on achieving your business goals
- Receive guidance from a team that specializes in helping improve cash flow, finding payment solutions and providing financing options
Our Arts & Culture Card gives you special access to cultural institutions in select cities, while our travel benefits make it more convenient to see the world. Travel Benefits:
- Enjoy local arts and culture
- Get special access to local institutions in select cities through the Chase Private Client Arts & Culture program
- Bring more conveniences with you
- No foreign exchange rate adjustment fees for debit card usage or ATM withdrawals in a currency other than US dollars
- Choose from a selection of credit cards with distinctive travel benefits
Bottom Line
In conclusion, Chase Private Client is a membership upgrade that comes with a long list of exclusive benefits and perks including a variety of unique solutions and benefits, along with a dedicated internal team.
If you’re interested in what more Chase has to offer, see our list of Chase Banking Promotions & Chase Credit Cards.
For a more variety, see our list of Bank Bonuses!
 • Elevate your banking relationship and enjoy a bonus up to $3,000 when you open a new Chase Private Client CheckingSM account with qualifying activities. • Personalized banking made easier with premium benefits, 24/7 support and access to your banking and investment accounts in one place in the Chase Mobile® app. • Earn $1,000 when you deposit $150,000 or earn $2,000 when you deposit $250,000 or earn $3,000 when you deposit $500,000+. • Get up to a $3,000 bonus when you open or upgrade to a Chase Private Client account, a premium checking account which provides you with a dedicated banker and receive investing guidance from J.P. Morgan Wealth Management to help you reach your financial goals. • Receive personalized wealth strategies from a J.P. Morgan advisor. Your J.P. Morgan advisor gets to know you, your family and your goals to build a custom financial strategy and investment portfolio that reflects your evolving priorities. • Bank deposit accounts, such as checking and savings, may be subject to approval. Deposit products provided by JPMorgan Chase Bank, N.A. Member FDIC. |
