Available nationwide, CommunityWide Federal Credit Union is offering a nice 2.00% APY Rate. Continue reading below to learn everything you need to know about CommunityWide Federal Credit Union.
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About CommunityWide FCU High Rate Quarterly Fund
Communitywide Federal Credit Union is headquartered in South Bend, Indiana. It was established in 1967 and has grown to 11 locations. This credit union offers higher dividend rates and charge lower fees compared to competing banks. They also strive to provide more personalized service relationships with their members.
Communitywide Federal Credit Union offers a vast array of products from checking and savings account to loans and CDs, you are bound to find an account that works for you. Although this is not a nationwide online bank, you can still be eligible if you meet the below requirements.
|Eligibility: To be eligible for this account, you must be a member of one of their affiliated organizations. If you do not qualify, you may be eligible when you donate and become a member of any of them. For more information, be sure to check out our CommunityWide Federal Credit Union Eligibility Review.|
I’ll review CommunityWide Federal Credit Union below.
CommunityWide FCU 2.00% Rate
- Account Type: High Rate Quarterly Fund
- Interest Rate: 2.00% APY
- Minimum Balance: $500
- Maximum Balance: None
- Availability: Branches in IN (Branch Locator)
- Credit Inquiry: Soft pull or Hard Pull?
- Opening Deposit: $500
- Credit Card Funding: Unknown. Let us know.
- Monthly Fee: None
- Early Termination Fee: None
American Express Personal Savings Account - You earn 1.70% interest rate along with no minimum deposits or monthly fees. Amex Personal Savings has been my favorite Hub account for the past 5 years. Using this account to Pull/Push your money is absolutely necessary when you have many accounts. Here's why:
*No dollar limitations for ACH transfers - When you find a top bank rate account, you don't want to be limited to just $5K or $10K transfers. Amex Savings will let you transfers as much as you want whether you are pulling or pushing money from and to an external bank account.
*1 to 2 business days ACH transfers speed - With top-notch user interface, you get your money to another external account or pull money from another bank account within a day or two.
*No loss of interest during transfers - On the day you initiate your transaction on the Personal Savings website, the funds will be reflected in your Current Balance and begin earning interest.
Some other features from American Express Personal Savings include Free Wire Transfers, 3 maximum linked accounts, and maximum 6 ACH withdrawals per month.
Savings account offers are frequently updated. Find the best nationwide Savings/Money Market rates here, and the best Savings account bonuses here. The Axos UFB High Yield Savings and CIT Bank Savings Builder accounts offer great rates available nationwide. The Discover Online Savings and Chase SavingsSM account have nice sign-up bonuses.
|Discover Bank Online Savings||1.60% APY + $200 Cash||Review|
|CIT Bank Savings Builder||1.75% APY + $100/$200 Bonus||Review|
|UFB Direct High Yield Savings||1.90% APY||Review|
|Betterment EverydayTM Cash Reserve||1.83% APY||Review|
|American Express High Yield Savings||1.70% APY||Review|
CommunityWide FCU ACH Capabilities & Limits
|ACH Type||Speed||Daily $ Limit||Monthly $ Limit||Notes|
Editor’s Note: Help us with the table above in the comment section if you have experience with CommunityWide FCU’s ACH capabilities.
How to Earn CommunityWide FCU’s Bank Rate
- Open a High Rate Quarterly Fund Account from CommunityWide Fed Credit Union.
- Input your info – Provide your name, address, phone, email and social security number or Tax ID, and employment information.
|Balance Requirement||APY Rate|
Why You Should Sign Up For This Account
- Open a CommunityWide Fed Credit Union account online in just minutes
- No monthly fees if you sign up for eStatements
- Account withdraws are penalty free on the 1st to 5th of each new calendar quarter
- NCUA insures your funds so you can have peace of mind
Check out CommunityWide Federal Credit Union and open a High Rate Quarterly Fund account with this rate. You can earn this rate on a pretty low minimum balance of $500, so if you are interested check it out. Let us know about your experience with this credit union and comment below.
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