Available nationwide, Investors Bank is offering a 0.75% APY when you open an eAccess Money Market. Continue reading below to learn everything you need to know about Investors Bank.
About Investors Bank eAccess Money Market
Investors Bank is headquartered in Short Hills and is the 2nd largest bank in the state of New Jersey. It was established in 1926 and has now grown to 192 locations. With a health rating of A Investors Bank is here to help you with all your financial needs.
With an online eAccess division they can offer you some of the highest rates! The account gives you access to online banking, eStatements, mobile banking, text alerts, and so much more.
I’ll review Investors Bank eAccess Money Market below.
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Investors Bank eAccess Money Market Rate
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- Account Type: eAccess Money Market
- Interest Rate: 0.75% APY
- Minimum Balance: $0
- Maximum Balance: $2,000,000
- Availability: Nationwide when you apply online (NJ, NY Branches)
- Credit Inquiry: Soft pull, which does not affect your credit
- Opening Deposit: $0
- Credit Card Funding: Unknown. Let us know.
- Monthly Fee: No monthly service fees
- Early Termination Fee: None listed, check with CSR
(FDIC Insured)
Investors Bank ACH Capabilities & Limits
| ACH Type | Speed | Daily $ Limit | Monthly $ Limit | Notes |
| Push | ? | ? | $250,000 | 30-day rolling month |
| Pull | ? | ? | $250,000 | 30-day rolling month |
Editor’s Note: The eAccess Online Money Market is available as a personal account for United States citizens and permanent residents, therefore it’s available for nationwide residents to apply online.
How to Earn Investors Bank Rate
- Open an eAccess Money Market Account
- Have all of the following:
- A valid US Social Security Number
- Government issued ID
- United States Citizen or Permanent Resident
- At least 18 years of age
- Account Funding:
- Name of Funding Bank or Financial Institution
- Routing Transit Number
- Funding Account Number
- Maintain a balance between: $0 to $2,000,000
- If above no interest earned
| Balance Requirement | APY Rate |
| $0-$2,000,000 | 0.75% APY |
Why You Should Sign Up For This Account
- Enroll in minutes anytime anywhere
- Encrypted with best in class security
- FDIC Insured up to $250,000
- Competitive Rates
- Paperless Transactions
- Easy Access to Your Money
Bottom Line
Check out this offer from Investors Bank and open a eAccess Money Market account with an amazing rate! Take advantage of the services they have to offer along with these savings. Let us know about your experience with this bank and comment below.
For more bank offers, see the complete list of Best Bank Rates!
Check back often to see the latest info on Investors Bank eAccess Money Market.
According to Investor Bank Rep on the phone 4/2/2019, you can not add any benificiaries/pod to the account. This would be a show stopper for many, especially if wanting to deposit more than $250k. same rep said you can initiate a pull from an external bank only limited to your external bank pull amount (not the 250k pull amount that Investor Bank shows. Check with bank on all of these.
As of March 30, 2019 or earlier, the above review is inaccurate.
The following disclosure was copied from
https://www.investorsbankeaccess.com/Savings/Money-Market-Account
* Disclosure Open an eAccess Money Market Account and earn a rate of 2.467% and an Annual Percentage Yield (APY) of 2.50% on balances between $0 to $2,000,000. Balances over $2,000,000 will not earn interest. This is a variable rate account; your interest rate and APY may change at any time. This account does not offer any check-writing or debit card capabilities. This account is an Electronic Transfer Only account. Deposits to this account are permitted at any time in the form of ACH direct deposit, incoming wire transfer, paper check, or electronic check; cash deposits are not permitted. Deposits to this account may be made in any form other than a transfer from or check drawn against an existing Investors Bank account. Withdrawals from this account are only permitted to be made via ACH electronic debits via Online Banking and are limited to $250,000 per month. Withdrawals via wire transfer, paper checks, ATM/POS, branch, or electronic checks are not permitted. Deposits are permitted via ACH, wire transfer, or paper check and are limited to $250,000 per month when originated through Online Banking. Account may only be opened online and accessed via Online and Mobile Banking, and cannot be transacted upon in a branch. Fees may reduce earnings. Please review complete details during the online application process.
Usually that limit is only for transfers initiated at this bank. If someone initiates the ACH transfer from the external bank then these limits would be whatever the 3rd party bank limits are.
ACH limits are $5000 per day with a $10,000 per month max. $250,000 is only for incoming limits not outgoing. It is a scam bank.