Available nationwide, Green Dot Unlimited Cash Back Bank Account is offering a generous 2.00% APY Rate + 2% Cash Back. Keep reading to learn everything you need to know about Green Dot Bank.
About Green Dot
Green Dot provides millions of people reliable, affordable debit accounts that make everyday banking hassle-free. Additionally, they offer businesses an all-in-one platform that seamlessly builds banking into their brand.
They reward consumers and businesses with competitive features that make banking more convenient and a better value, all without ever becoming a bank.
I’ll review Green Dot Savings below.
Green Dot Unlimited Cash Back Account Summary
With the Unlimited Cash Back Bank Account by Green Dot, you can earn 2% APY on your savings up to $10,000 (may change anytime) PLUS 2% cash back on online and mobile purchases (at Amazon, Uber, Walmart.com and more).
Visit GreenDot.com for terms and conditions.
Green Dot Unlimited Cash Back Bank Account
Every time you make an online or in-app purchase using your Unlimited Cash Back Bank Account Visa Debit Card, Green Dot Bank will pay you a 2% cashback bonus on the amount you spent.
- Account Type: Unlimited Cash Back Bank Account
- Interest Rate: 2.00% APY (Savings Account)
- Minimum Balance: Must be positive
- Maximum Balance: $10,000 for the Savings Account
- Availability: Nationwide
- Credit Inquiry: Unknown
- Opening Deposit: None listed
- Credit Card Funding: Unknown. Let us know.
- Monthly Fee: Monthly Fee will be waived if you spend $1,000 or more using your Card in the previous monthly period (for the Cash Back Account)
- Early Termination Fee: None listed
Green Dot ACH Capabilities & Limits
|ACH Type||Speed||Daily $ Limit||Monthly $ Limit||Notes|
Editor’s Note: Help us with the table above in the comment section if you have experience with Green Dot’s ACH capabilities.
How to Earn Green Dot Rate
- Register your Unlimited Cash Back Bank Account and you’ll be eligible to receive unlimited 2% cash back when you spend online and through apps
- Whenever you make a purchase online or through an app using your Unlimited Cash Back Bank Account, Green Dot will pay you a 2% Cash Back Bonus on what you buy online and with apps based on the amount of your purchase.
Why You Should Sign Up For This Account
- Get your pay up to 2 days before payday with ASAP Direct Deposit™
- Shop everywhere Visa® Debit is accepted in the U.S.
- No overdraft fees, ever.
I recommend checking out Green Dot and opening an Unlimited Cash Back Savings Account by Green Dot while you can to earn a generous rate when you sign up!
Let us know about your experience with this bank and comment below.
For more bank offers, see the complete list of Best Bank Rates!
Check back often to see the latest info on Green Dot Unlimited Cash Back Savings Account.
Other Cash Back Options
The Chase Freedom Unlimited® Card offers an additional 1.5% cash back on everything you buy (on up to $20,000 spent in the first year) - worth up to $300 cash back!
Enjoy 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 18.74% - 27.49%.
Enjoy 6.5% cash back on travel purchased through Chase Ultimate Rewards, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 4.5% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 3% on all other purchases (on up to $20,000 spent in the first year).
In addition, you can earn (after your first year or $20,000 spent):
• 5% cash back on Chase travel purchased through Ultimate Rewards
• 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service,
• Unlimited 1.5% cash back on all other purchases.
There is no minimum to redeem for cash back & your cash back rewards do not expire as long as your account is open.
This card comes with no annual fee and you'll get a free credit score that is updated weekly with Credit JourneySM.