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Valley Direct Online Savings Review: 1.25% APY (Nationwide)

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Available for residents nationwide, Valley Direct Bank is offering a Online Savings Account with 1.25% APY.

Continue reading below to learn everything you need to know about Valley Direct Bank.

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American Express® High Yield Savings account 1.00% APY as of 6/29/22

About Valley Direct Bank Online Savings Review

Valley Direct was founded in 1927 and is headquartered in Waynen, New Jersey. They have several checking and savings accounts available. Money Market accounts are available and differ from the savings accounts with regard to account requirements.

CDs and IRA CDs are also offered with term lengths ranging from 7 days to 72 months.

They offer a competitive interest rate that, along with its money market account offering, targets consumers looking to maintain liquidity.

I’ll review Valley Direct Bank Online Savings Account below.

Note: Want to earn big bonuses? See our favorite banks including HSBC Bank, Chase Bank, Huntington Bank, Discover Bank, TD Bank, BBVA Bank or CIT Bank.

Valley Direct Bank Online Savings Rate 
Discover Savings Bonus

To earn Valley Direct’s competitive rate, simply meet all the requirements. Once you qualify, you will start earning the competitive rate.

  • Account Type: Online Savings Account
  • Minimum Balance: $5,000
  • Maximum Balance: None
  • Availability: Nationwide
  • Credit Inquiry: Unknown
  • Opening Deposit: $5,000
  • Credit Card Funding: Unknown
  • Monthly Fee: None
  • Early Termination Fee: None Listed
Learn More at Valley Direct

(FDIC Insured)

*Best Hub Bank Account- Very Important Account If You Chase Bank Rate*

American Express® High Yield Savings Account - You earn a competitive interest rate along with no minimum deposits or monthly fees. Amex High Yield Savings account has been my favorite Hub account for the past 7 years. Using this account to Pull/Push your money is absolutely necessary when you have many accounts. Here's why:

*No dollar limitations for ACH transfers - When you find a top bank rate account, you don't want to be limited to just $5K or $10K transfers. Amex Savings will let you transfers as much as you want whether you are pulling or pushing money from and to an external bank account.
*1 to 2 business days ACH transfers speed -  With top-notch user interface, you get your money to another external account or pull money from another bank account within a day or two.
*No loss of interest during transfers - On the day you initiate your transaction on the high yield savings account website, the funds will be reflected in your Current Balance and begin earning interest.

Some other features from American Express® High Yield Savings account include Free Wire Transfers, 3 maximum linked accounts, and maximum 6 ACH withdrawals per month.
Savings/Money Market Offers You May Like
Savings account offers are frequently updated. Find the best nationwide Savings/Money Market rates here, and the best Savings account bonuses here. The Axos Bank and CIT Bank accounts offer great rates available nationwide which I recommend.
FEATURED BANK RATES
PROMOTIONAL LINKOFFERREVIEW
Discover Bank Online Savings $200 Bonus + 1.10% APY
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Aspiration $150 Bonus + 1.00% APYReview
Axos Business Savings $200 Bonus + 0.20% APYReview
UFB Money Market Account 1.66% APYReview
UFB Savings 1.66% APYReview
Quontic Bank High Yield Savings 1.58% APYReview
Quontic Bank Money Market 1.50% APYReview
CIT Bank Savings ConnectUp to 1.35% APYReview
American Express® High Yield Savings account1.00% APY as of 6/29/22Review
CIT Bank Money Market1.00% APY + Amazon Prime OfferReview
Axos Bank High Yield Savings Up to 0.61% APYReview

Valley Direct ACH Capabilities and Limits

ACH Type Speed Daily $ Limit Monthly $ Limit Notes
Push ?  ? ? Rebates on 2 transactions each month at any ATM in the U.S.
Pull ? ? ? Rebates on 2 transactions each month at any ATM in the U.S.

How to Earn Valley Direct Rates

  1. Open a Valley Direct Online Savings Account
  2. $5,000 minimum balance required to earn interest
  3. Click open an account
  4. Enter your name, address, date of birth and social security number
  5. Link to your account at another bank

Why You Should Sign Up For This Account

  • Interest is compounded daily to maximize your earnings
  • ATM Rebates
  • No Fees
  • FDIC Insured

Bottom Line

Check out this offer from Valley Direct and open a Online Savings Account to earn a competitive rate today!

For more bank offers, see the complete list of Best Bank Rates!

Check back often to see the latest info on Valley Direct Online Savings Account.

Bank Offers You May Like
See our best bank bonuses updated daily to earn up to $1,000 in free money. Find popular checking offers such as Chase Bank, U.S. Bank, TD Bank, Huntington Bank, Axos Bank, Discover Bank, and BMO Harris Bank. See our best rates for Savings and CD.
FEATURED BANK PROMOTIONS
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TD Bank Beyond Checking$300 CashReview
TD Bank Convenience CheckingSM$150 CashReview
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Huntington Bank Unlimited Plus Business Checking$750 CashReview
Huntington Bank Unlimited Business Checking$400 CashReview
Huntington Bank Business Checking 100$100 CashReview
BMO Harris Smart Advantage AccountUp to $500 CashReview
Aspiration Spend & Save Account$150 CashReview
Axos Bank Rewards Checking$100 CashReview
Axos Bank Basic Business Checking$200 CashReview
Axos Bank Business Interest Checking$200 CashReview
Axos Business Savings$200 CashReview
J.P. Morgan Self-Directed InvestingUp to $625 CashReview
TradeStation Up to $5,000 CashReview
Ally Invest Self-Directed Trading Up to $3,000 CashReview
Axos Self Directed Trading $150 CashReview
Axos Managed Portfolio $150 CashReview
American Express® High Yield Savings account1.00% APY as of 6/29/22Review
Discover Savings Bonus
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Filed under: Bank Rates

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About Anthony Nguyen

Anthony Nguyen, founder of HustlerMoneyBlog.com, has a passion for finding the best deals, bank promotions, credit card offers, cash back, points & miles, and everything in between. Contact Anthony for media/advertising.

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