Available to residents across the nation, Zions Bank is offering 2.25% APY when you open Money Market account. To earn this competitive rate, simply have an opening deposit of $500, then fund the account with $25k. That’s all it takes and you’ll get to enjoy earning the 2.25% rate on all balances $25,000 or more.
With the Money Market Account you have access to Online banking, eStatements, Mobile banking, text alerts, and so much more. If you are interested and qualify, apply online today! Additionally, see our Bank Bonuses from HSBC Bank, Chase Bank, Huntington Bank, Discover Bank, TD Bank, BBVA Compass Bank or CIT Bank.
Editors Note: Note that this promotion is not available in the following states: Arizona, California, Colorado, Idaho, Nevada, Oregon, Texas, Utah, and Washington.
Table of Contents
Zions Bank Account Info
- Direct Link to Offer
- Account Type: Money Market Account
- Interest Rate: 2.25%
- Minimum Balance: $25,000
- Maximum Balance: None
- Availability: Nationwide (Bank Locator)
- Expiration Date: None
- Credit Inquiry: Hard pull or soft pull? Let us know
- Opening Deposit: $500
- Credit Card Funding: Unknown. Let us know.
- Direct Deposit Requirement: None
- Monthly Fee: No monthly service fees
- Additional Requirements: None listed
- Early Termination Fee: None listed, check with CSR
- Insured: FDIC
ACH Capabilities & Limits
|ACH Type||Speed||Daily $ Limit||Monthly $ Limit||Notes|
|Push||?||?||?||6 per month|
|Pull||?||?||?||6 per month|
Editor’s Note: Help us with the table above in the comment section if you have experience with ACH capabilities.
How to Earn Zions Bank Rates
- Open a Money Market Account from Zions Bank with an opening deposit of $500.
- Maintain a minimum balance of $25,000 to earn the 2.25% APY rate.
|Balance Requirement||APY Rate|
|$1,000 to $24,999.99||0.01% APY|
Why You Should Sign Up For This Account
- Interest is compounded daily and paid monthly
- Open an account with just $500
- No monthly service fees
- FDIC insured up to $250,000
Check out this offer from Zions Bank. When you open a Money Market Account you can earn a 2.25% APY! This rate is great for balances between $25,000-$250,000. The opening deposit automatically waives the monthly fee, leaving you less to worry about.
The fact that you can earn a 2.25% APY rate on any balance makes this Money Market Account all worthwhile. It takes just minutes online, so open an account today! Let us know about your experience with this bank and comment below. For more bank offers, see the complete list of Best Bank Rates!
American Express® High Yield Savings Account - You earn 0.40% interest rate along with no minimum deposits or monthly fees. Amex High Yield Savings account has been my favorite Hub account for the past 7 years. Using this account to Pull/Push your money is absolutely necessary when you have many accounts. Here's why:
*No dollar limitations for ACH transfers - When you find a top bank rate account, you don't want to be limited to just $5K or $10K transfers. Amex Savings will let you transfers as much as you want whether you are pulling or pushing money from and to an external bank account.
*1 to 2 business days ACH transfers speed - With top-notch user interface, you get your money to another external account or pull money from another bank account within a day or two.
*No loss of interest during transfers - On the day you initiate your transaction on the high yield savings account website, the funds will be reflected in your Current Balance and begin earning interest.
Some other features from American Express High Yield Savings Account include Free Wire Transfers, 3 maximum linked accounts, and maximum 6 ACH withdrawals per month.
Savings account offers are frequently updated. Find the best nationwide Savings/Money Market rates here, and the best Savings account bonuses here. The Axos Bank and CIT Bank accounts offer great rates available nationwide which I recommend.
|Discover Bank Online Savings||$200 Bonus + 0.40% APY||Review|
|Aspiration||1.00% APY + $150 Cash||Review|
|Axos Bank High Yield Savings||Up to 0.61% APY||Review|
|Quontic Bank High Yield Savings||0.55% APY||Review|
|CIT Bank Money Market||0.45% APY||Review|
|American Express High Yield Savings||0.40% APY||Review|