BMO Bank has 600 branches in the Midwest. They offer a large range of personal financial services to help consumers take control of their finances.
You can choose from a variety of banking services like a checking account with no fee and no minimum, savings, and special rate CDs.
While Chase is one of the biggest banks in the Unites States, they offer everything from personal banking to mortgages to loans, as well as a popular range of credit cards.
Not to mention, they offer more checking options compared to other competitors.
Continue reading below to see a side-by-side comparison between the two banks, so you can see which one offers the services you need the most.
| BMO Bank | Chase | |
| Locations | 600 branches in the Midwest | Branches in Several States (Locator) |
| ATMs | 43,000 fee-free ATMs | Chase ATMs nationwide |
| Savings | 2/5 | 3.5/5 |
| CD | 4/5 | |
| Checking | 3/5 | 4/5 |
| Money Market | 3/5 | |
| Customer Service | 3.5/5 | 4/5 |
| Mobile App | 3/5 | 5/5 |
| Pros | -Free checking with eStatements -High APY for CDs -Good financial tools |
-Branches in many states -New customer coupons -Full service banking |
| Cons | -Limited branches -Low savings APY |
-Low interest rates – Not in all states |
| Bottom Line | BMO Harris Bank offers products like checking, savings, CDs, and IRAs. | Chase is a good choice if you’re looking for a bank with full range of service |
Chase Bank Promotions
Chase Business CheckingChase Total Checking®
 • Earn up to $500 when you open a new Chase Business Complete Checking® account. For new Chase business checking customers with qualifying activities. • Get added features at no additional costs. Choose Chase Business Complete Banking® to get a fully integrated business solution that can help you control costs. Waive the $15 Monthly Service Fee in multiple ways like keeping a minimum $2,000 balance, plus use built-in offerings such as card acceptance, invoicing, Chase Customer Insights and Tap to Pay on iPhone at no additional cost. • Bank with confidence. Feel confident knowing we have the largest branch network in the U.S. with 5,000 branches that provide personalized service and can help with your complex banking needs. You can also benefit from our account protection services, which provide safeguards by overseeing employee account activity, monitoring checks, and offering additional protection for your business. • Access top-rated online business banking. Take advantage of our #1-ranked online small business banking platform with a comprehensive set of features designed for small business owners like you. Our tools enhance your ability to manage cash flow, accept and make payments, create invoices and plan for growth, so you can streamline processes and gain greater control of your finances. |
• New Chase checking customers can receive $400 when you open a Chase Total Checking® account and make direct deposits totaling $1,000 or more within 90 days of coupon enrollment. • Unlock more offers with Chase. Get up to $500 per calendar year by referring friends and family. Plus, get cash back from top brands with Chase Offers when you use your debit card. • Chase Total Checking® has a $15 monthly service fee, you can easily avoid the fee with direct deposits totaling $500 or more, or a minimum average daily balance each statement period. • Chase Overdraft AssistSM – no overdraft fees if you’re overdrawn by $50 or less at the end of the business day or if you’re overdrawn by more than $50 and bring your account balance to overdrawn by $50 or less at the end of the next business day* • Chase Mobile® app makes banking simple. Manage accounts, pay bills, send money to friends with Zelle® and deposit checks on the go with Chase Quick DepositSM . • Chase has the largest branch network in the U.S. with thousands of ATMs and branches. Use the Chase locator tool to find a branch or ATM near you. • Chase helps keep your money protected with features like Zero Liability Protection, fraud monitoring and card lock. • Chase Total Checking includes FDIC insurance up to the maximum amount allowed by law. *With Chase Overdraft AssistSM, we won’t charge an Overdraft Fee if you’re overdrawn by $50 or less at the end of the business day OR if you’re overdrawn by more than $50 and you bring your account balance to overdrawn by $50 or less at the end of the next business day (you have until 11 PM ET (8 PM PT) to make a deposit or transfer). Chase Overdraft Assist does not require enrollment and comes with eligible Chase checking accounts. |
Compare to Other Banks
BMO:
- Chase vs Bank of America
- Chase vs Fifth Third Bank
- Chase vs Wells Fargo
- Chase vs US Bank
- Chase vs CIT Bank
- Chase vs PNC Bank
- Chase vs TD Bank
- Discover Bank vs Chase
 |
 |
 |
Bottom Line
Which Bank is Better: BMO Bank or Chase Bank?
In summary:
- If you prefer in-person banking and like access to all of your accounts in one place, BMO may offer just what you need
- Chase is a good choice if you’re looking for a bank with full range of services, physical locations, lots of ATMS, and good mobile banking.
For other banking options, see our list of the best bank account bonuses & savings account offers.
More on BMO:
More on Chase:
- What Are Chase Bank’s Hours?
- How To Find and Use Your Chase Bank Login
- What Do You Need to Open a Chase Bank Account?
- How To Order Checks via Chase: Online, Vendor Site or by Phone
- How to Set Up Chase Online Bill Pay
- How to Stop Payment for a Chase Check
- Chase Business Routing Number
- Chase Bank Review
Leave a Reply