Available nationwide, Envision Bank Savvy Savings is offering a staggering 0.50% APY Rate. Continue reading below to learn everything you need to know about Envision Bank.
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About Envision Bank Savvy Savings
Envision Bank is a a financial institution that values improving the lives of their members and growing the community. They aspire to provide with them with the tools to reach their financial dreams.
I’ll review Envision Bank below.
Envision Bank Savvy Savings 0.50% Rate
- Account Type: Savvy Savings
- Interest Rate: 0.50% APY
- Minimum Balance: $25
- Maximum Balance: None
- Availability: Nationwide (Branch Locator)
- Credit Inquiry: Soft pull or Hard Pull?
- Opening Deposit: $25
- Credit Card Funding: Unknown. Let us know.
- Monthly Fee: None listed
- Early Termination Fee: $20, if you close within 90 days
American Express® High Yield Savings Account - You earn 0.40% interest rate along with no minimum deposits or monthly fees. Amex High Yield Savings account has been my favorite Hub account for the past 7 years. Using this account to Pull/Push your money is absolutely necessary when you have many accounts. Here's why:
*No dollar limitations for ACH transfers - When you find a top bank rate account, you don't want to be limited to just $5K or $10K transfers. Amex Savings will let you transfers as much as you want whether you are pulling or pushing money from and to an external bank account.
*1 to 2 business days ACH transfers speed - With top-notch user interface, you get your money to another external account or pull money from another bank account within a day or two.
*No loss of interest during transfers - On the day you initiate your transaction on the high yield savings account website, the funds will be reflected in your Current Balance and begin earning interest.
Some other features from American Express High Yield Savings Account include Free Wire Transfers, 3 maximum linked accounts, and maximum 6 ACH withdrawals per month.
Savings account offers are frequently updated. Find the best nationwide Savings/Money Market rates here, and the best Savings account bonuses here. The Axos Bank and CIT Bank accounts offer great rates available nationwide which I recommend.
|Discover Bank Online Savings||$200 Bonus + 0.40% APY||Review|
|Aspiration||1.00% APY + $150 Cash||Review|
|Axos Bank High Yield Savings||Up to 0.61% APY||Review|
|Quontic Bank High Yield Savings||0.55% APY||Review|
|CIT Bank Money Market||0.45% APY||Review|
|American Express High Yield Savings||0.40% APY||Review|
Envision Bank ACH Capabilities & Limits
|ACH Type||Speed||Daily $ Limit||Monthly $ Limit||Notes|
Editor’s Note: Help us with the table above in the comment section if you have experience with Envision Bank’s ACH capabilities.
How to Earn Envision Bank Rate
- Open a Savvy Savings account from Envision Bank with an opening deposit of $100.
- Maintain $25 balance amount and earn the 0.50% APY rate.
|Balance Requirement||APY Rate|
Why You Should Sign Up For This Account
- Interest is compounded daily
- FDIC insured up to $250,000
- Only $25 minimum to open
- Earn 0.10% APY rate on any balance
Check out Envision Bank and open a Savvy Savings account this amazing rate! The fact that you can earn a high rate on a low makes this Savings Account all worthwhile. Let us know about your experience with this bank and comment below.
For more bank offers, see the complete list of Best Bank Rates!
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