HSBC Bank is a large multi-national bank and offers several checking accounts for different needs.

HSBC Direct is the online banking operation and offers high interest savings for just a minimum deposit of a dollar with no service fees.

Comparatively, Capital One offers high interest rates without all the online fees, however it’s not as high compared to other online banks.

They also offer convenience checking and savings under one roof.

Continue reading below for a more in-depth look for both HSBC Bank and Capital One. You can choose to see which one fits your needs the most.

TOP HSBC BANK PROMOTIONS
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PROMOTIONAL LINK	OFFER	REVIEW


	HSBC Bank	Capital One
Locations	Over 240 branches on the East and West Coasts HSBC Direct- Online only	Online based banking
ATMs	HSBC ATMs in U.S.; HSBC ATMS abroad may incur additional fees and foreign conversion rates.	Over 39,000 no-fee Capital One & Allpoint ATMs
Savings	5/5	3.5/5
CD	N/A
Checking	5/5	5/5
Money Market	N/A	4/5
Customer Service	4/5	4.5/5
Mobile App	N/A	4.5/5
Pros	-Global presence -High online savings APY	-Overdraft protection options -No account minimums -27 Capital One cafes for in-person support
Cons	-Not in every state	-Low savings APY compared to other online banks
Bottom Line	HSBC offers a full array services like high-yield online savings and several checking options.	Capital One offers several banking products like checking and savings.

Table of Contents

HSBC Advance checking accountHSBC Premier checking accountHSBC Direct Savings account

Which Bank is Better: HSBC or Capital One?

In summary:

HSBC is a well known bank with a solid reputation. They offer competitive rates on their online savings account!
Capital One has a good range of banking services. They are a good online bank that also has access to in-person support.

For more variety of options, see our list of the best bank account bonuses & savings account offers.

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