Learn about MainStreet Bank Kasasa Cash Checking account here.
Available nationwide, MainStreet Bank is offering a staggering 3.00% APY with a maximum balance of $15,000 on their Kasasa Cash Checking Account
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About MainStreet Bank Kasasa Cash Checking
MainStreet Bank is headquartered in Fairfax, Virginia and was founded in 2004. Since then they have grown to 6 locations, offer CD rates that are 3X the national average, and they boasts an A+ health rating.
Continue on to learn more about the MainStreet Bank Kasasa Cash Checking below.
Note: Interested in Bank Bonuses? See our favorite banks including HSBC Bank, Chase Bank, Huntington Bank, Discover Bank, TD Bank, BBVA Bank or CIT Bank.
MainStreet Bank Kasasa Cash Checking
Residents nationwide can earn the industry leading rate on balances up to $10,000. With no minimum deposit, you will be able to enjoy the rate to its full potential!
- What you’ll get: 3.00% APY up to $15,000
- Eligible Accounts: Kassa Cash Checking
- Credit Inquiry: Unknown
- Where it’s available: Nationwide
- Opening Deposit: No minimum
- Credit Card Funding: Yes
- Monthly fee: None
(FDIC Insured)
American Express Personal Savings Account - You earn 1.70% interest rate along with no minimum deposits or monthly fees. Amex Personal Savings has been my favorite Hub account for the past 5 years. Using this account to Pull/Push your money is absolutely necessary when you have many accounts. Here's why: *No dollar limitations for ACH transfers - When you find a top bank rate account, you don't want to be limited to just $5K or $10K transfers. Amex Savings will let you transfers as much as you want whether you are pulling or pushing money from and to an external bank account. *1 to 2 business days ACH transfers speed - With top-notch user interface, you get your money to another external account or pull money from another bank account within a day or two. *No loss of interest during transfers - On the day you initiate your transaction on the Personal Savings website, the funds will be reflected in your Current Balance and begin earning interest. Some other features from American Express Personal Savings include Free Wire Transfers, 3 maximum linked accounts, and maximum 6 ACH withdrawals per month. |
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Savings account offers are frequently updated. Find the best nationwide Savings/Money Market rates here, and the best Savings account bonuses here. The Axos UFB High Yield Savings and CIT Bank Savings Builder accounts offer great rates available nationwide. The Discover Online Savings and Chase SavingsSM account have nice sign-up bonuses. |
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| PROMOTIONAL LINK | RATE | REVIEW |
| Discover Bank Online Savings | 1.60% APY + $200 Cash | Review |
| Simple | 1.90% APY | Review |
| CIT Bank Savings Builder | 1.75% APY + $100/$200 Bonus | Review |
| UFB Direct High Yield Savings | 1.90% APY | Review |
| Betterment EverydayTM Cash Reserve | 1.83% APY | Review |
| American Express High Yield Savings | 1.70% APY | Review |
How To Earn Up to 3.00% APY Rate
- Sign up to MainStreet Bank Rewards Checking Account to earn 3.00% APY for up to $15,000
- A minimum of 12 MainStreet Bank debit card transactions per monthly qualification cycle
- Receive eStatements
- Access online banking
| Balance Requirement | APY Rate |
| $50 – $15,000 | 3.00% APY |
Account Features
- FREE checking account
- No minimum balance requirements
- Earns extremely high dividends
- Qualifying accounts get reimbursed up to $12 per month on ATM fees
- To qualify you must have per month: At least 12 MainStreet Bank debit card transactions per monthly qualification cycle, receive eStatements, access online banking
Bottom Line
All in all, the current rate from MainStreet Bank is fantastic if you are able to meet the requirements. Although the maximum balance deposit is to $15,000, the high rates are worth taking a second look at. However, do note that its unclear whether this triggers a soft or hard pull!
Lastly, let us know about your experience with this bank and comment below.
For more bank offers, see the complete list of Best Rewards Checking!
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I live on west coast. I was able to sign up with Main Street Bank of Virginia.