Available to residents Nationwide, SkyOne Federal Credit Union High Yield Savings is offering a staggering 2.00% APY Rate. Continue reading below to learn everything you need to know about SkyOne Federal Credit Union.
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About SkyOne Federal Credit Union High Yield Savings
SkyOne Federal Credit Union has been serving its members for 70 years, providing financial tools to help members save for their future, get financing for their homes and cars, and much more. As a not-for-profit organization, we are passionate about helping our members build a strong financial foundation and reach financial freedom.
|Eligibility: SkyOne Federal Credit Union is open to anyone who lives, works, worships, regularly conducts business, or attends school near the main office in Hawthorne, California. Membership also extends to employees and retirees who belong to approved organizations (such as Air France-KLM, Emirates Airlines, or Virgin Atlantic Airways, Ltd.), and family or household members of current credit union members. For more information on eligibility requirements please check out their full list of membership requirements.|
I’ll review the High Yield Savings below.
SkyOne Federal Credit Union High Yield Savings 2.00% Rate
- Account Type: High Yield Savings
- Interest Rate: 2.00% APY
- Minimum Balance: $1,000
- Maximum Balance: None
- Availability: Nationwide
- Credit Inquiry: Soft Pull
- Opening Deposit: $1,000
- Credit Card Funding: Unknown. Let us know.
- Monthly Fee: None
- Early Termination Fee: None listed, check with CSR
American Express Personal Savings Account - You earn 1.70% interest rate along with no minimum deposits or monthly fees. Amex Personal Savings has been my favorite Hub account for the past 5 years. Using this account to Pull/Push your money is absolutely necessary when you have many accounts. Here's why:
*No dollar limitations for ACH transfers - When you find a top bank rate account, you don't want to be limited to just $5K or $10K transfers. Amex Savings will let you transfers as much as you want whether you are pulling or pushing money from and to an external bank account.
*1 to 2 business days ACH transfers speed - With top-notch user interface, you get your money to another external account or pull money from another bank account within a day or two.
*No loss of interest during transfers - On the day you initiate your transaction on the Personal Savings website, the funds will be reflected in your Current Balance and begin earning interest.
Some other features from American Express Personal Savings include Free Wire Transfers, 3 maximum linked accounts, and maximum 6 ACH withdrawals per month.
Savings account offers are frequently updated. Find the best nationwide Savings/Money Market rates here, and the best Savings account bonuses here. The Axos UFB High Yield Savings and CIT Bank Savings Builder accounts offer great rates available nationwide. The Discover Online Savings and Chase SavingsSM account have nice sign-up bonuses.
|Discover Bank Online Savings||1.60% APY + $200 Cash||Review|
|CIT Bank Savings Builder||1.75% APY + $150/$300 Bonus||Review|
|UFB Direct High Yield Savings||1.90% APY||Review|
|Betterment EverydayTM Cash Reserve||1.83% APY||Review|
|American Express High Yield Savings||1.70% APY||Review|
SkyOne Federal Credit Union ACH Capabilities & Limits
|ACH Type||Speed||Daily $ Limit||Monthly $ Limit||Notes|
Editor’s Note: Help us with the table above in the comment section if you have experience with SkyOne Federal Credit Union’s ACH capabilities.
How to Earn SkyOne Federal Credit Union Rate
- Open a High Yield Savings account from SkyOne Federal Credit Union with an opening deposit of $1,000.
- Maintain any balance amount over $1,000 and earn the 2.00% APY rate.
|Balance Requirement||APY Rate|
Why You Should Sign Up For This Account
- Low minimum- You only need to open your account with $100 to earn at a rate of 2.00% APY.
- No monthly maintenance charges- You never have to worry about a monthly fee no matter what the value of your account is.
- NCUA insures your funds so you can have peace of mind
Check out SkyOne Federal Credit Union and open a High Yield Savings account this amazing rate! The fact that you can earn a high rate on any balance makes this Savings Account all worthwhile. Let us know about your experience with this bank and comment below.
For more bank offers, see the complete list of Best Bank Rates!
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