Bank of the West offers checking, savings, CDs, and IRAs and just like most banks they also charge monthly maintenance fees also as low interest rates.
However, the only downfall is that they only operate in 19 states with limited ATMs.
While Chase, one of the biggest banks in the Unites States, offers full service banking from personal banking to mortgages to loans, as well as a popular range of credit cards.
Not to mention, they offer more checking options compared to other competitors.
Continue reading below to see a side-by-side comparison between Bank of the West and Chase, so you can see which one offers the services you need the most.
![]() |
![]() |
|
Bank of the West | Chase | |
Locations | Online Only | Branches in Several States (Locator) |
ATMs | Over 60,000 no-fee ATMs | Chase ATMs nationwide |
Savings | 3.5/5 | |
CD | ||
Checking | 4/5 | |
Money Market | ||
Customer Service | 4/5 | |
Mobile App | 5/5 | |
Pros | -No minimum requirement for opening deposits on checking accounts – Online banking services -Send money with Zelle |
-Branches in many states -New customer coupons -Full service banking |
Cons | -Limited branches and ATM network -Low interest rates on savings & CDs – Only offer two checking account options |
-Low interest rates -Not available in all states |
Bottom Line | Bank of the West offers checking and savings accounts as well as a few investment options like CDs. | Chase is a good choice if you’re looking for a bank with full range of service |
Chase Bank Promotions
Compare to Other Banks
- Chase vs Bank of America
- Chase vs Fifth Third Bank
- Chase vs Wells Fargo
- Chase vs US Bank
- Chase vs CIT Bank
- Chase vs PNC Bank
- Chase vs TD Bank
- Discover Bank vs Chase
![]() |
![]() |
Bottom Line
Which Bank is Better: Bank of the West or Chase?
In summary:
- Consider Bank of the West, if you need a simple checking and savings account. Plus opening deposits are low and you can waive your monthly fees.
- Chase is a good choice if you’re looking for a bank with full range of services, physical locations, lots of ATMS, and good mobile banking.
For more variety of options, see our list of the best bank account bonuses & savings account offers.
More on Bank of the West:
- How To Find and Use Your Bank of the West Login
- What Are Bank of the West’s Hours?
- Bank of the West Routing Number
More on Chase Bank:
- What Are Chase Bank’s Hours?
- How To Find and Use Your Chase Bank Login
- What Do You Need to Open a Chase Bank Account?
- How To Order Checks via Chase: Online, Vendor Site or by Phone
- How to Set Up Chase Online Bill Pay
- How to Stop Payment for a Chase Check
- Chase Business Routing Number
- How to Stop Payment for a Chase Check