Available nationwide, My e-BAnC eRelationship Savings is offering a staggering 3.90% APY Rate. Continue reading below to learn everything you need to know about My e-BAnC.
Update 9/26/24: The rate has decreased to 3.90% APY (from 4.40%). We recommend our top picks – the Western Alliance savings account or the M1 Finance Cash account.
About My e-BAnC Savings
My e-BAnC is a division of BAC Florida Bank. With over 45 years of experience, they aspire to continue providing excellent performance to their customers to help them manage their finances.
Being an online account, they can offer one of the highest rates! The account gives you access to online banking, eStatements, mobile banking, text alerts, and so much more.
I’ll review My e-BAnC Savings below.
| Balance Requirement | APY Rate |
| $0-$100,000 | 3.70% APY |
| $100,000+ | 3.90% APY |
My e-BAnC Savings Rate
To earn My e-BAnC’s competitive rate, simply have an opening deposit of $25,000. That’s all it takes and you’ll get to enjoy earning high rate on all balances.
- Account Type: Savings
- Interest Rate: Up to 3.90% APY
- Minimum Balance: None
- Maximum Balance: None
- Availability: Nationwide (Online Bank)
- Credit Inquiry: Soft pull
- Opening Deposit: $25,000
- Monthly Fee: $15, if balance is less than $25,000
- Early Termination Fee: $50, if closed within 6 months
(FDIC Insured)
My e-BAnC ACH Capabilities & Limits
| ACH Type | Speed | Daily $ Limit | Monthly $ Limit | Notes |
| Push | ? | ? | ? | Limit of six (6) transactions of preauthorized transfers per calendar month |
| Pull | ? | ? | ? | None |
Editor’s Note: Help us with the table above in the comment section if you have experience with My e-BAnC’s ACH capabilities.
How to Earn My e-BAnC Rate
- Open a Savings account from My e-BAnC with an opening deposit of $25,000.
- Maintain the $100,000 balance minimum and earn the 3.90% APY rate.
Why You Should Sign Up For This Account
- Unlimited Deposits
- Debit card if opened in conjunction with a checking account; otherwise, ATM card
- Free e-Statements
- Person to Person transfers – Easily send money to others
- Interbank transfers – Send money to your accounts in other banks
- Free online banking
- Free online bill payment
- Free mobile banking
- Free mobile check deposit – Simply take a snapshot of your check and deposit it remotely into your account
Bottom Line
Check out My e-BAnC and open a Savings account this amazing rate! The fact that you can earn a high rate on any balance makes this Savings Account all worthwhile. Let us know about your experience with this bank and comment below.
For more bank offers, see the complete list of Best Bank Rates!
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Check back often to see the latest info on My e-BAnC Savings Account.
