Find the latest My e-BAnC CD Rates, Offers, and Promotions here.
Best CD Rates: 12-month Online Time Deposits, (4.80% APY), 18-month Online Time Deposits, (4.80% APY) Jumbo CD, $100K minimum.
Availability: Nationwide, Internet bank
Credit Inquiry: Soft Pull (Experian)
About My e-BAnC
Established in 1973, today My e-BAnC now offers money market rates that are 5X the national average, and it has an A health rating.
My e-BAnC offers a vast array of products including CD options for all of your specific financial needs. From checking and savings account to loans and CDs, you are bound to find one that works for you.
Jumbo Online Time Deposit
| Term | APY Rate | Minimum Deposit |
| 6-Month | 4.49% | $100K |
| 12-Month | 4.80% | $100K |
| 18-Month | 4.80% | $100K |
| 24-Month | 4.59% | $100K |
| 36-Month | 4.18% | $100K |
*The above rates are accurate as of 2/16/2023*
My e-BAnC CD Rates
CDs are a certificate issued by a bank to a person depositing money for a specified length of time. Usually the longer a term, the higher APY rate you make.
With an opening deposit of $100K, you can invest in a My e-BAnC CD account to maximize your earnings. Compare their offers now to find the solutions that fit best with your savings goals. If you’re interested in making a higher rate than a traditional savings account then make sure to check out the CD rates below.
- Minimum deposit: $100K
- Maximum deposit: No Limit
- Early withdrawal penalty: Penalty will equal 9 months interest on the amount withdrawn
(FDIC Insured)
| Compare to the best CDs such as Bellco Credit Union 17-Month CD (5.00% APY), Sallie Mae Bank 27-Month CD (4.85% APY), CIT Bank 18-Month CD (4.60% APY), Blue Federal Credit Union 15-Month CD (4.80% APY), Quontic Bank 12-Month CD (4.45% APY), Sallie Mae 14-Month No-Penalty CD (4.40% APY), and Western Alliance Bank 12-Month CD (5.01% APY). |
Important Details for e-Banc CDs
- Funding – ACH, wire ($15 fee), or check.
- Maturing Funds – ACH, wire ($30 fee), cashier’s check to the address on file.
- Interest – Can be added to OTD balance, credited to another My eBanc account, or by cashier’s check to the address on file.
- Grace Period – 10 calendar days before automatic renewal.
- Beneficiaries – Up to ten can be designated; percentages can be assigned; full legal name, DOB, and Social Security number required.
My e-BAnC CD Features
- Competitive Rates
- No Maintenance Fees
- Daily Compound Internet for Maximum Earnings
- Online/Mobile Banking
- FDIC Insured to the Maximum Allowed by Law
Bottom Line
With several different time slots to choose CD lengths from, you can be sure to find an account that best fits all your banking needs with My e-BAnC. Take advantage of this fantastic deal and start saving big!
This is ideal for accounts like Certificate of Deposits, which require very little maintenance. The rates are worth a look, but always compare them with the nation’s best using our guides: CD Rates | Savings Rates.
*While My e-BAnC does have competitive rates compared to traditional banks, being an online bank does have some limitations. I recommend you take a look at Discover Bank Promotions here
| Western Alliance Bank | 5.01% APY 12-Month CD | Review |
| Idabel National Bank | 4.90% APY 24-Month CD | Review |
| Sallie Mae | 4.85% APY 27-Month CD | Review |
| Sallie Mae | 4.85% APY 23-Month CD | Review |
| Blue Federal Credit Union | 4.80% APY 15-Month CD | Review |
| Nationwide | 4.75% APY 12-Month CD | Review |
| Discover Bank | 4.75% APY 18-Month CD | Review |
| Bellco Credit Union | 4.75% APY 13-Month CD | Review |
| CIT Bank | 4.65% APY 13-Month CD | Review |
| FVCbank | 4.60% APY 12-Month No Penalty CD | Review |
| CIT Bank | 4.60% APY 18-Month CD | Review |
| Great Lakes Credit Union | 4.60% APY 12-Month CD | Review |
| Western Alliance Bank | 4.60% APY 6-Month CD | Review |
| SkyOne Federal Credit Union | 4.50% APY 15-Month CD | Review |
| Blue Federal Credit Union | 4.45% APY 9-Month No Penalty CD | Review |
| Quontic Bank | 4.45% APY 12-Month CD | Review |
| Western Alliance Bank | 4.45% APY 3-Month CD | Review |
| Ponce Bank | 4.41% APY 4-Month No-Penalty CD | Review |
| Sallie Mae | 4.40% APY 14-Month No-Penalty CD | Review |
| Sallie Mae | 4.25% APY 10-Month No-Penalty CD | Review |
| SkyOne Federal Credit Union | 4.20% APY 12-Month CD | Review |
| CIT Bank | 4.15% APY 6-Month CD | Review |
| CIT Bank | 4.15% APY 11-Month No-Penalty CD | Review |
This is a great opportunity to invest in a high-interest CD from My e-BAnC. However, you may want to compare them with our best CD Rates:
- 6-Month CD Rates
- 9-Month CD Rates
- 12-Month CD Rates
- 18-Month CD Rates
- 24-Month CD Rates
- 36-Month CD Rates
- 48-Month CD Rates
- 60-Month CD Rates
Be sure to apply as soon as you can to start your new account experience and start earning higher rates. Check back often for the latest My e-BAnC CD rates!
Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.
