Learn about Union State Bank Kasasa Cash Checking account here.
Available to residents of Kansas and Oklahoma, Union State Bank is offering a staggering 2.00% APY with a maximum balance of $25,000 on their Kasasa Cash Checking Account.
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About Union State Bank Kasasa Cash Checking
The Union State Bank organized and received its Banking Charter from the State of Kansas in December of 1908. For the next century, USB served primarily the Arkansas City and Cowley County area with deposit and loan products for individuals, businesses and agricultural producers.
Continue on to learn more about the Union State Bank Kasasa Cash Checking Account below.
Union State Bank Kasasa Cash Checking Rate
Residents of Kansas and Oklahoma can earn the industry leading rate on balances up to $25,000. With no minimum deposit, you will be able to enjoy the rate to its full potential!
- What you’ll get: 2.00% APY up to $25,000
- Eligible Accounts: Kasasa Cash Checking Account
- Credit Inquiry: Unknown
- Where it’s available: KS, OK
- Opening Deposit: $50
- Credit Card Funding: Yes, up to $1,000
- Monthly fee: None
American Express® High Yield Savings Account - You earn 0.40% interest rate along with no minimum deposits or monthly fees. Amex High Yield Savings account has been my favorite Hub account for the past 7 years. Using this account to Pull/Push your money is absolutely necessary when you have many accounts. Here's why:
*No dollar limitations for ACH transfers - When you find a top bank rate account, you don't want to be limited to just $5K or $10K transfers. Amex Savings will let you transfers as much as you want whether you are pulling or pushing money from and to an external bank account.
*1 to 2 business days ACH transfers speed - With top-notch user interface, you get your money to another external account or pull money from another bank account within a day or two.
*No loss of interest during transfers - On the day you initiate your transaction on the high yield savings account website, the funds will be reflected in your Current Balance and begin earning interest.
Some other features from American Express High Yield Savings Account include Free Wire Transfers, 3 maximum linked accounts, and maximum 6 ACH withdrawals per month.
Savings account offers are frequently updated. Find the best nationwide Savings/Money Market rates here, and the best Savings account bonuses here. The Axos Bank and CIT Bank accounts offer great rates available nationwide which I recommend.
|Discover Bank Online Savings||$200 Bonus + 0.40% APY||Review|
|Aspiration||1.00% APY + $150 Cash||Review|
|Axos Bank High Yield Savings||Up to 0.61% APY||Review|
|Quontic Bank High Yield Savings||0.55% APY||Review|
|CIT Bank Money Market||0.45% APY||Review|
|American Express High Yield Savings||0.40% APY||Review|
How To Earn Up to 2.00% APY Rate
- Open a Kasasa Cash Checking account from Union State Bank
- To Earn 2.00% APY for Balance up to $25,000, you must
- At least 12 debit card purchases per statement cycle.
- Be enrolled in and review eStatements.
- Be enrolled in and log into Online Banking.
|Balance Requirement||APY Rate|
- Over 30,000 ATMs & over 5,000 shared branches
- Online Banking and Bill Pay
- Mobile Banking
- Never a minimum balance
- Earn Up to 2.00% APY* on balances up to $25,000
- No monthly maintenance fees, for anything
- Visa Debit Card with Chip Technology
All in all, the current tiered rates are fantastic if you are able to meet the requirements. Although the maximum balance deposit has lowered to $25,000, the high rates are worth taking a second look at. However, do note that the account will trigger a hard pull!
Lastly, let us know about your experience with this bank and comment below.
For more bank offers, see the complete list of Best Rewards Checking!
Check back often to see the latest info on Union State Bank’s Kasasa Cash Checking Account.