Available nationwide, Consumers Credit Union is offering an attractive 2.00% APY with a maximum balance of $1,000 on their Smart Saver account. Continue reading to learn more about the rate and account.
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About Consumers Credit Union Smart Saver
Since 1930, Consumers Credit Union has been guided by the same founding principles: long-term stability, dedication to providing the finest financial services, and a committed investment in their members. Their goal is to provide service that’s customized uniquely to you, backed by offerings that address all of your banking needs.
|Eligibility: You can open a Consumers Credit Union account anytime or from anywhere that is convenient for you. It’s simple and secure to open a new account. It takes just minutes! Learn more about membership at Consumers Credit Union here.|
I’ll review Consumers Credit Union Smart Saver account below.
Consumers Credit Union Smart Saver 2.00% Rate
This account lets you stash your extra cash, up to $1,000 each month, to earn more and get you to your someday faster.
- Account Type: Smart Saver
- Interest Rate: 2.00% APY
- Minimum Balance: None
- Maximum Balance: $1,000
- Availability: Nationwide
- Credit Inquiry: Soft pull or Hard Pull? Let us know
- Opening Deposit: $50
- Credit Card Funding: Unknown. Let us know.
- Monthly Fee: No monthly service fees
- Early Termination Fee: None listed, check with CSR
American Express Personal Savings Account - You earn 1.75% interest rate along with no minimum deposits or monthly fees. Amex Personal Savings has been my favorite Hub account for the past 5 years. Using this account to Pull/Push your money is absolutely necessary when you have many accounts. Here's why:
*No dollar limitations for ACH transfers - When you find a top bank rate account, you don't want to be limited to just $5K or $10K transfers. Amex Savings will let you transfers as much as you want whether you are pulling or pushing money from and to an external bank account.
*1 to 2 business days ACH transfers speed - With top-notch user interface, you get your money to another external account or pull money from another bank account within a day or two.
*No loss of interest during transfers - On the day you initiate your transaction on the Personal Savings website, the funds will be reflected in your Current Balance and begin earning interest.
Some other features from American Express Personal Savings include Free Wire Transfers, 3 maximum linked accounts, and maximum 6 ACH withdrawals per month.
Savings account offers are frequently updated. Find the best nationwide Savings/Money Market rates here, and the best Savings account bonuses here. The Axos UFB High Yield Savings and CIT Bank Savings Builder accounts offer great rates available nationwide. The Discover Online Savings and Chase SavingsSM account have nice sign-up bonuses.
|CIT Bank Savings Builder||1.85% APY + $300 Cash||Review|
|Discover Bank Online Savings||1.80% APY + $200 Cash||Review|
|UFB Direct High Yield Savings||2.00% APY||Review|
|Betterment EverydayTM Cash Reserve||1.85% APY||Review|
|American Express High Yield Savings||1.75% APY||Review|
Consumers Credit Union ACH Capabilities & Limits
|ACH Type||Speed||Daily $ Limit||Monthly $ Limit||Notes|
Editor’s Note: Help us with the table above in the comment section if you have experience with Consumers Credit Union ACH capabilities.
How to Earn Consumers Credit Union Rate
- All you’ll need to do to earn this higher interest is have a CCU Checking account and the following:
- Deposit a minimum of $50, up to a maximum of $1,000 to Smart Saver each month
- Direct deposit or ACH credits totaling $500 or more to your CCU Checking monthly
- eDocuments enrollment
|Balance Requirement||APY Rate|
Why You Should Sign Up For This Account
- Over 30,000 ATMs & over 5,000 shared branches
- Online Banking and Bill Pay
- Mobile Banking
- No monthly maintenance fees, for anything
Be sure to check out this offer at Consumers Credit Union to earn a competitive 2.00% APY. There are no monthly fees and no minimum balance, which makes this account worth checking out!
For more bank offers, see the complete list of Best Bank Rates!
Check back often to see the latest info on Consumers Credit Union Smart Saver Account.