Available for residents nationwide, First Central Savings Bank is offering a E-Premier Money Market Account with 0.40% APY.
Continue reading below to learn everything you need to know about First Central Savings Bank.
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About First Central Savings Bank E-Premier Money Market Review
Since 1999 First Central Savings Bank (or as the community knows us, FCSB,) has grown from a simple concept to what we are today: a vibrant, thriving, all-inclusive community bank that hasn’t wavered from its original aim of friendly, personalized service.
They offer a competitive interest rate that, along with its E-Premier Money Market account offering, targets consumers looking to maintain liquidity.
I’ll review First Central Savings Bank E-Premier Money Market below.
Gold Coast E-Premier Money Market 0.90% Rate
- Account Type: E-Premier Money Market Account
- Interest Rate: 0.40% APY
- Minimum Balance: $50,000
- Maximum Balance: None
- Availability: Nationwide
- Credit Inquiry: Unknown
- Opening Deposit: $5,000
- Credit Card Funding: Unknown
- Monthly Fee: $10; see below on how to waive.
- Early Termination Fee: None Listed
American Express® High Yield Savings Account - You earn 0.40% interest rate along with no minimum deposits or monthly fees. Amex High Yield Savings account has been my favorite Hub account for the past 7 years. Using this account to Pull/Push your money is absolutely necessary when you have many accounts. Here's why:
*No dollar limitations for ACH transfers - When you find a top bank rate account, you don't want to be limited to just $5K or $10K transfers. Amex Savings will let you transfers as much as you want whether you are pulling or pushing money from and to an external bank account.
*1 to 2 business days ACH transfers speed - With top-notch user interface, you get your money to another external account or pull money from another bank account within a day or two.
*No loss of interest during transfers - On the day you initiate your transaction on the high yield savings account website, the funds will be reflected in your Current Balance and begin earning interest.
Some other features from American Express High Yield Savings Account include Free Wire Transfers, 3 maximum linked accounts, and maximum 6 ACH withdrawals per month.
Savings account offers are frequently updated. Find the best nationwide Savings/Money Market rates here, and the best Savings account bonuses here. The Axos Bank and CIT Bank accounts offer great rates available nationwide which I recommend.
|Aspiration||1.00% APY + $150 Cash||Review|
|Axos Bank High Yield Savings||Up to 0.61% APY||Review|
|Quontic Bank High Yield Savings||0.55% APY||Review|
|CIT Bank Money Market||0.45% APY||Review|
|American Express High Yield Savings||0.40% APY||Review|
|Discover Bank Online Savings||0.40% APY||Review|
|Axos Business Savings||0.20% APY + $100 Bonus||Review|
First Central Savings Bank Direct ACH Capabilities and Limits
|ACH Type||Speed||Daily $ Limit||Monthly $ Limit||Notes|
How to Earn First Central Savings Bank Rates
- Open a First Central Savings Bank E-Premier Money Market Account
- $10,000 minimum balance required to earn 0.40% APY.
- Minimum balance to open an account: $10,000
|Balance Requirement||APY Rate|
|$10,000.00 to $24,999.99||0.20% APY|
|$25,000.00 to $49,999.99||0.30% APY|
|$50,000.00 and above||0.40% APY|
Why You Should Sign Up For This Account
- Online and Mobile Banking-secure access to your account from anywhere.
- Monthly fee of $10.00 assessed when daily balance falls below $10,000.
- Surcharge free ATM access for First Central owned and Allpoint ATMs.
Check out this offer from First Central Savings Bank and open a E-Premier Money Market Account to earn a 0.40% APY rate today! All it takes is to maintain a $50,000 minimum balance to earn the APY rate! It’s easy to sign up so hurry before this offer expires!
For more bank offers, see the complete list of Best Bank Rates!
Check back often to see the latest info on First Central Savings Bank E-Premier Money Market Account.