Find out more about the Garden Savings Federal Credit Union Platinum Checking account here.
Available nationwide, Garden Savings Federal Credit Union is offering 2.25% APY on balances up to $15,000 on their Platinum Checking account.
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About Garden Savings Federal Credit Union Platinum Checking
Garden Savings Federal Credit Union was founded in 1968 to serve the financial needs of the employees who worked for AT&T Bell Laboratories.
Today, with over $350 million in assets, over 70 employees, and four branches, Garden Savings serves over 25,000 members, representing over 150 Select Employer Groups (organizations/companies). Although a lot has changed since we first opened our doors, one thing has and forever will remain the same — our commitment to our customers.
| Eligibility: Field of memberships includes other sponsor companies, as well as people who live, work, worship, volunteer, or attend school in Newark, Elizabeth, or Jersey City. You may also join us if a member of your immediate family is a member of Garden Savings already. See more information here. |
Continue on to learn more about the Garden Savings Federal Credit Union Platinum Checking Account below.
Note: Interested in Bank Bonuses? See our favorite banks including HSBC Bank, Chase Bank, Huntington Bank, Discover Bank, TD Bank, BBVA, or CIT Bank.
Garden Savings Federal Credit Union Rewards Checking Rate
Residents nationwide can earn the industry-leading rate on balances up to $15,000. With no minimum deposit, you will be able to enjoy the rate to its full potential!
- What you’ll get: 2.25% APY up to $15,000
- Eligible Accounts: Platinum Checking Account
- Credit Inquiry: Hard Pull or Soft Pull? Let us know
- Where it’s available: Nationwide
- Opening Deposit: No minimum
- Credit Card Funding: Unknown
- Monthly fee: None
(NCUA Insured)
American Express® High Yield Savings Account - You earn 0.40% interest rate along with no minimum deposits or monthly fees. Amex High Yield Savings account has been my favorite Hub account for the past 7 years. Using this account to Pull/Push your money is absolutely necessary when you have many accounts. Here's why: *No dollar limitations for ACH transfers - When you find a top bank rate account, you don't want to be limited to just $5K or $10K transfers. Amex Savings will let you transfers as much as you want whether you are pulling or pushing money from and to an external bank account. *1 to 2 business days ACH transfers speed - With top-notch user interface, you get your money to another external account or pull money from another bank account within a day or two. *No loss of interest during transfers - On the day you initiate your transaction on the high yield savings account website, the funds will be reflected in your Current Balance and begin earning interest. Some other features from American Express High Yield Savings Account include Free Wire Transfers, 3 maximum linked accounts, and maximum 6 ACH withdrawals per month. |
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Savings account offers are frequently updated. Find the best nationwide Savings/Money Market rates here, and the best Savings account bonuses here. The Axos Bank and CIT Bank accounts offer great rates available nationwide which I recommend. |
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| PROMOTIONAL LINK | OFFER | REVIEW |
| Aspiration | 1.00% APY + $150 Cash | Review |
| Axos Bank High Yield Savings | Up to 0.61% APY | Review |
| Quontic Bank High Yield Savings | 0.55% APY | Review |
| CIT Bank Money Market | 0.45% APY | Review |
| American Express High Yield Savings | 0.40% APY | Review |
| Discover Bank Online Savings | 0.40% APY | Review |
How To Earn Up to 2.25% APY Rate
- Open a Platinum Checking account at Garden Savings Federal Credit Union
- Must have either direct deposit of regular pay or a minimum of 1 ACH debit from account per month.
- Make 12 debit or credit card purchases on your account each month, and
- Enroll in eStatements
| Balance Requirement | APY Rate |
| $0-$15,000 | 2.25% APY |
| $15,000+ | 0.15% APY |
Account Features
- Digital Banking
- Unlimited debit transactions
- Competitive dividends
- No monthly fees
- Surcharge-Free ATMs
Alternative Rewards Accounts To Consider
 Earn up to 1.25% APY with the Axos Bank Rewards Checking account while enjoying a suite of digital tools for smarter money management. This is banking, redefined. • Never pay monthly maintenance fees again • No Need to Keep a Minimum Balance to Avoid Fees • No Overdraft or Non-Sufficient Fund Fees • Make Unlimited Withdrawals From Any Domestic ATM for Free |
 With the Discover Cashback Debit Account: • Earn 1% cash back on up to $3,000 in debit card purchases each month, which lets you earn up to a total of $360 Debit Card Cashback Bonus per year. • Anyone can open a Discover Cashback Debit account online • No monthly fees or monthly balance requirements • With over 60,000 no-fee ATMs in the U.S., Discover is always nearby. • Move money easily and securely with just a few clicks or taps (transfers to existing discover accounts are immediate)! • Manage your account and avoid late fees by paying bills online. • Deposit checks on the go with your phone or automatically with direct deposit. |
Bottom Line
This is a great account to take advantage of at a fantastic rate. Enjoy a competitive APY with no monthly fees and no minimum deposit. However, if you are interested, check out other promotions that you can find on our site Hustler Money Blog.
Lastly, let us know about your experience with this bank and comment below.
For more bank offers, see the complete list of Best Rewards Checking!
Check back often to see the latest info on Garden Savings Federal Credit Union’s Platinum Checking Account.
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