Available to residents of Alabama and Tennessee, Listerhill Credit Union Money Market is offering an attractive 1.00% APY rate. Continue reading below to learn everything you need to know about Listerhill Credit Union.
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About Listerhill Credit Union Money Market
Listerhill Credit Union is a nonprofit financial cooperative improving lives in our community. Their vision is to value people over profit, work passionately, exceed expectations, proactively seek improvement, and make our community a better place. Listerhill’s mission and vision are an extension of their founding. They are a financial cooperative whose primary purpose was, and still is, to help their members live a healthy financial life and to offer an alternative to traditional profit-driven banks and lenders.
|Eligibility: Listerhill Credit Union’s field of membership (FOM) is primarily residency-based, with individuals who live, work, worship, or attend school in the Alabama counties of Colbert, Cullman, Fayette, Franklin, Lamar, Lauderdale, Lawrence, Limestone, Marion, Morgan, Walker, or Winston, or Maury County, Tennessee, eligible for membership. For the full list of eligible areas see the Full Membership Requirements.|
I’ll review Listerhill Credit Union Money Market below.
Listerhill Credit Union Money Market 1.00% Rate
To earn Listerhill Credit Union’s competitive rate, simply deposit at least $2,000 and you will earn 1.00% APY on all balances over $100,000. That’s all it takes and you’ll get to enjoy earning the 1.00% rate on your funds over $100,000 that you deposit.
- Account Type: Money Market
- Interest Rate: 1.00% APY
- Minimum Balance: $10K
- Maximum Balance: None
- Availability: AL, TN
- Credit Inquiry: Soft pull, which does not affect your credit
- Opening Deposit: None Listed
- Credit Card Funding: Unknown. Let us know.
- Monthly Fee: Balances under $2,500 are subject to a $15 low balance fee.
- Early Termination Fee: None Listed
American Express® High Yield Savings Account - You earn 0.40% interest rate along with no minimum deposits or monthly fees. Amex High Yield Savings account has been my favorite Hub account for the past 7 years. Using this account to Pull/Push your money is absolutely necessary when you have many accounts. Here's why:
*No dollar limitations for ACH transfers - When you find a top bank rate account, you don't want to be limited to just $5K or $10K transfers. Amex Savings will let you transfers as much as you want whether you are pulling or pushing money from and to an external bank account.
*1 to 2 business days ACH transfers speed - With top-notch user interface, you get your money to another external account or pull money from another bank account within a day or two.
*No loss of interest during transfers - On the day you initiate your transaction on the high yield savings account website, the funds will be reflected in your Current Balance and begin earning interest.
Some other features from American Express High Yield Savings Account include Free Wire Transfers, 3 maximum linked accounts, and maximum 6 ACH withdrawals per month.
Savings account offers are frequently updated. Find the best nationwide Savings/Money Market rates here, and the best Savings account bonuses here. The Axos Bank and CIT Bank accounts offer great rates available nationwide which I recommend.
|Discover Bank Online Savings||$200 Bonus + 0.40% APY||Review|
|Aspiration||1.00% APY + $150 Cash||Review|
|Axos Bank High Yield Savings||Up to 0.61% APY||Review|
|Quontic Bank High Yield Savings||0.55% APY||Review|
|CIT Bank Money Market||0.45% APY||Review|
|American Express High Yield Savings||0.40% APY||Review|
Listerhill Credit Union ACH Capabilities & Limits
|ACH Type||Speed||Daily $ Limit||Monthly $ Limit||Notes|
Editor’s Note: Help us with the table above in the comment section if you have experience with Listerhill Credit Union’s ACH capabilities.
How to Earn Listerhill Credit Union Rate
- Premiers Credit Union offer a money market account with a tiered interest rate (the more you have in the account, the higherAPY you receive). The tiers are as follows:
|Balance Requirement||APY Rate|
|$0.01 – $10,000||0.30% APY|
Why You Should Sign Up For This Account
- No Fees
- Account Alerts
- Mobile Deposit
- Online Banking
Check out Listerhill Credit Union and open a Money Market account if this seems like something you are interested in. This account is nice because there are no monthly requirements, however, you will need $100,000 to be earning 1.00% APY on your funds. Let us know about your experience with this bank and comment below.
For more bank offers, see the complete list of Best Bank Rates!
Check back often to see the latest info on Listerhill Credit Union Online Savings Account.