Find out more about MidSouth Community Federal Credit Union iChecking Account here.
Available in Georgia, MidSouth Community Federal Credit Union is offering a generous 5.01% APY with a maximum balance of $10,000 on their iChecking Account.
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About MidSouth Community Federal Credit Union iChecking
Like all credit unions, MidSouth Community Federal Credit Union is a not-for-profit financial cooperative. Unlike other financial institutions, they have no stockholders. Instead, MidSouth Community FCU exists solely for the benefit of you, their member-owners, and they return the profits to you in the form of higher dividends, lower loan rates, and reduced fees.
| Eligibility: MidSouth Community FCU is open to anyone who works, lives, worships, or attends school in these Middle Georgia counties: Bibb, Baldwin, Crawford, Hancock, Houston, Jones, Monroe, Peach, Pulaski, Putnam, Twiggs, Washington, and Wilkinson. |
Continue on to learn more about the MidSouth Community Federal Credit Union iChecking Account below.
Note: Interested in Bank Bonuses? See our favorite banks including HSBC Bank, Chase Bank, Huntington Bank, Discover Bank, TD Bank, BBVA or CIT Bank.
MidSouth Community Federal Credit Union iChecking Rate
Residents of Georgia can earn a generous rate on balances up to $10,000. With no minimum deposit, you will be able to enjoy the rate to its full potential!
- What you’ll get: 5.01% APY up to $10,000
- Eligible Accounts: iChecking Account
- Credit Inquiry: Unknown, let us know
- Where it’s available: GA (Branch Locator)
- Opening Deposit: $25
- Credit Card Funding: Unknown, let us know
- Monthly fee: None
(NCUA Insured)
American Express® High Yield Savings Account - You earn 0.50% interest rate along with no minimum deposits or monthly fees. Amex High Yield Savings account has been my favorite Hub account for the past 5 years. Using this account to Pull/Push your money is absolutely necessary when you have many accounts. Here's why: *No dollar limitations for ACH transfers - When you find a top bank rate account, you don't want to be limited to just $5K or $10K transfers. Amex Savings will let you transfers as much as you want whether you are pulling or pushing money from and to an external bank account. *1 to 2 business days ACH transfers speed - With top-notch user interface, you get your money to another external account or pull money from another bank account within a day or two. *No loss of interest during transfers - On the day you initiate your transaction on the high yield savings account website, the funds will be reflected in your Current Balance and begin earning interest. Some other features from American Express High Yield Savings Account include Free Wire Transfers, 3 maximum linked accounts, and maximum 6 ACH withdrawals per month. |
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Savings account offers are frequently updated. Find the best nationwide Savings/Money Market rates here, and the best Savings account bonuses here. The Axos Bank and CIT Bank accounts offer great rates available nationwide which I recommend. |
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| PROMOTIONAL LINK | OFFER | REVIEW |
| Aspiration | 1.00% APY + $100 Cash | Review |
| Axos My Savings Builder | Up to 0.70% APY | Review |
| Axos Bank High Yield Savings | 0.61% APY | Review |
| Axos Bank High Yield Money Market | 0.60% APY | Review |
| American Express High Yield Savings | 0.50% APY | Review |
| CIT Bank Money Market | 0.50% APY | Review |
| Discover Bank Online Savings | 0.50% APY | Review |
How To Earn Up to 5.01% APY Rate
- Open a iChecking Account with an opening deposit of $25.
- Meet the following requirements each month to receive the 5.01% APY rate:
- log into Home Banking or the MidSouth Mobile app at least once per month
- be enrolled in eStatements
- maintain a valid e-mail address
- have a Direct Deposit posted to the iChecking account within the calendar month for which dividends are posted
| Number of Transactions | APY Rate |
| 20-29 | 2.00% APY |
| 30-39 | 3.00% APY |
| 40-49 | 4.01% APY |
| 50+ | 5.01% APY |
Editor’s Note: The iChecking Annual Percentage Rate (APR) and Annual Percentage Yield (APY) is based on the number of Point of Sale (POS) transactions that post to the account during the calendar month.
Account Features
- Be able to earn higher dividends
- No minimum balance or monthly fee to worry about
- Free VISA Debit Card
- Bank anytime and anywhere through text banking, online home banking, and bill pay
- Mobile banking available on android and iOS
- Free stop payment 1x/year and statement copy 2x/year
- 7 free ATM transactions/month
- CO-OP Shared Branch access
Bottom Line
Overall, this account and rate is great for those of you who live in the region and qualify for membership. Feel free to let our readers know and share your experience with this credit union by commenting below. Also, if you have any information whether this is a hard or soft pull, please let us know.
Lastly, let us know about your experience with this bank and comment below.
For more bank offers, see the complete list of Best Rewards Checking!
Check back often to see the latest info on MidSouth Community Federal Credit Union’s iChecking Account.
| PROMOTIONAL LINK | OFFER | REVIEW |
| Chase Business Complete BankingSM | $300 Cash | Review |
| Chase Total Checking® | $200 Cash | Review |
| HSBC Premier Checking Member FDIC | $450 Cash | Review |
| HSBC Premier Checking Member FDIC | Up To $600 | Review |
| HSBC Advance Checking Member FDIC | $200 Cash | Review |
| HSBC Advance Checking Member FDIC | Up To $240 | Review |
| Huntington 25 Checking | $500 Cash | Review |
| TD Bank Beyond Checking | $300 Cash | Review |
| TD Bank Convenience CheckingSM | $150 Cash | Review |
| Huntington Bank Unlimited Plus Business Checking | $750 Cash | Review |
| Huntington Bank Unlimited Business Checking | $400 Cash | Review |
| Huntington Bank Business Checking 100 | $200 Cash | Review |
| Axos Bank Basic Business Checking | $100 Cash | Review |
| Aspiration Spend & Save Account | $100 Cash | Review |
| American Express High Yield Savings | 0.50% APY | Review |
| CIT Bank Money Market | 0.50% APY | Review |
| Ally Invest | Up to $3,500 Cash | Review |
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