Learn more about Patriot Federal Credit Union Dividend Checking Account here.
Available in Pennsylvania and Maryland, Patriot Federal Credit Union is offering a generous 1.60% APY with a maximum balance of $2,500 on their Dividend Checking Account.
About Patriot Federal Credit Union Dividend Checking
Patriot has been helping members achieve their financial success in their community since 1965, when the Credit Union was formed. A wonderful history to build onto their future.
| Eligibility: Patriot Federal Credit Union membership is open to anyone who lives, attends school, works, regularly conducts business or worships in Franklin County, Pennsylvania; Frederick County, Maryland; Washington County, Maryland and the Eastern Panhandle of West Virginia – Berkeley, Jefferson and Morgan Counties. Learn more about membership here. |
Continue on to learn more about the Patriot Federal Credit Union Dividend Checking Account below.
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Patriot Federal Credit Union Dividend Checking Rate
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Residents of Pennsylvania and Maryland can earn a generous rate on balances up to $2,500. With no minimum deposit, you will be able to enjoy the rate to its full potential!
- What you’ll get: 1.60% APY up to $2,500
- Eligible Accounts: Dividend Checking Account
- Credit Inquiry: Unknown, let us know
- Where it’s available: PA, MD (Branch Locator)
- Opening Deposit: No minimum
- Credit Card Funding: Unknown, let us know
- Monthly fee: To avoid a $11 monthly service fee maintain an average daily balance of $2,500 PLUS direct deposits of $1,500 or 15 completed debit card non-PIN purchases.
(NCUA Insured)
How To Earn Up to 1.60% APY Rate
- Open a Dividend Checking Account with an opening deposit of any amount.
- Meet the following requirements each month to receive the 1.60% APY rate:
- Maintain an average daily balance of $2,500
- Direct deposits of $1,500 OR 15 completed debit card non-PIN purchases.
| Balance Requirement | APY Rate |
| $0.01-$2,500 | 1.60% APY |
| $2,500+ | 1.60% to 0.80% APY |
Account Features
- Online & Mobile Banking Access with Card Controls
- Bill Pay Access
- Unlimited Withdrawals at Patriot ATMs
- FREE Withdrawals at other Institutions’ ATMs
- Refund of ATM Surcharge Fees1
- Access to over 55,000 surcharge-free ATMs worldwide in the Allpoint surcharge-free ATM network
- Linked Account Transfers from Prime Savings Account
- Unlimited Check Writing
- FREE Fraud Prevention to Protect Your Money
- No Monthly Account Fees if you Meet Requirements
Bottom Line
Overall, I recommend taking advantage of this account if you are able to meet the membership eligibility. The APY rate is rather generous and the requirements aren’t too hard to complete. Additionally, it comes with many great free features.
Lastly, let us know about your experience with this bank and comment below.
For more bank offers, see the complete list of Best Rewards Checking!
Check back often to see the latest info on Patriot Federal Credit Union’s Dividend Checking Account.
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