In my opinion, one of the first things you should learn when you open a Chase bank account is how to transfer money using Chase QuickPay® with ZelleSM. If you use QuickPay, you can send money to anybody with an email address!
All you have to do is log onto your account and add that person to your list of recipients. You can also receive money from any Chase customer, and it doesn’t cost you a dollar.
If you need a Chase account and you’re looking for basic banking services, check out our review where you can get access to coupon for the Chase Total Checking® + Chase SavingsSM accounts! If you a higher balance and would like more premium banking services, see our review where you can grab a coupon for the Chase Premier Plus CheckingSM.
PROMOTIONAL LINK | OFFER | REVIEW |
Chase Business Complete Checking® | $300 or $500 Cash | Review |
Chase Private Client | $3,000 Cash | Review |
Chase Total Checking® | $300 Cash | Review |
J.P. Morgan Self-Directed Investing | Up to $700 Cash | Review |
Chase College CheckingSM | $100 Cash | Review |
Chase Secure BankingSM | $100 Cash | Review |
Who Can Use Chase Quickpay® with ZelleSM
To get started, any person with an account with Chase that is also enrolled in online banking can use Chase QuickPay® with ZelleSM.
However keep in mind that some accounts have limits on how much you can send in a single transactions, day, and statement cycle.
- Consumer Chase Checking Accounts: QuickPay® limit of $2,000 per transaction and a maximum of $2,000 per day, no more than $16,000 in a calender month.
- Chase Business Checking Accounts: QuickPay® limit of $5,000 per transaction and a maximum of $5,000 per day, no more than $40,000 per calender month.
- Chase Private Client and Private Banking Client Accounts: QuickPay® limit of $5,000 per transaction and a maximum of $5,000 per day, no more than $40,000 per calender month.
If you do not have a Chase Private Client Account you can always upgrade your account at any time. You can also find a full list of Chase Coupons here, where you can earn a bonus for opening an account.
How to Transfer Money with Chase QuickPay
When using the mobile app you will first have to log-in. Next, tap the three horizontal lines to see the full list of activities. Finally you can send or receive money using Chase QuickPay® with ZelleSM.
If this is your first time using Chase Quickpay, you will have to sign up, agree to terms and conditions, and verify your account before you can continue.
Similarly, when using the Chase.com you only need to follow a few steps to start using Chase QuickPay® with ZelleSM. However you still have to verify your account before continuing so have your phone ready or email open.
- Log in to Chase.com
- Select the “Pay & Transfer” on the top left of the menu bar
- On this page, you will then default on sending money through QuickPay® with ZelleSM and you will have to choose the recipient who will receive your payment. If you haven’t added anyone, click on “Add a New Recipient.”
- Check the payment information for accuracy.
- Tap “Send Money” or “Request Money”.
Once you have followed all the steps above, you will receive a confirmation that your transaction was successful. At the same time, the recipient will receive a notification on how to complete the transaction to claim their money. On the other hand, if you are sending a claim the recipient will receive a notification.
Timing for Payments
Keep in mind that while money transfers can be completed relatively quickly, sometimes you or your recipient will not receive the money immediately in some circumstances.
- When using Chase QuickPay® with ZelleSM with another Chase account, the money will arrive in minutes.
- For recipients using who bank at another Zelle partner bank that supports real-time money, transactions should arrive in a few minutes as well. If not, it will arrive within 2 business days like a standard ACH transfer.
- If your recipient banks at a financial institution that does not support Zelle, the transaction should arrive between 1 and 2 business days.
If you have any more questions we recommend you contacting Chase directly. For assistance with Chase QuickPay with Zelle, call 877-242-7372 in the U.S. or 713-262-3300 outside the U.S.
Chase Credit Cards
Personal Chase Credit Cards
![]() The Chase Sapphire Preferred® Card offers 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. You'll earn: • 5x on travel purchased through Chase TravelSM • 3x on dining, select streaming services and online groceries • 2x on all other travel purchases • 1x on all other purchases • $50 Annual Chase Travel Hotel Credit • Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2027. Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase TravelSM This card carries a $95 annual fee. |
![]() The Chase Sapphire Reserve offers 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $900 toward travel when you redeem through Chase TravelSM. You'll earn • 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Travel immediately after the first $300 is spent on travel purchases annually. • 3x points on other travel and dining • 1 point per $1 spent on all other purchases Get 50% more value when you redeem your points for travel through Chase Travel. This card does carry a $550 annual fee and there are no foreign transaction fees. However, you're able to earn a $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year & up to $120 application fee credit for Global Entry or TSA Pre?®. Member FDIC |
![]() The Chase Freedom FlexSM offers a $150 bonus after you spend $500 on purchases in your first 3 months from account opening. 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 19.24% - 27.99%. You'll earn: • Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter! • 5% cash back on travel purchased through Chase Travel?, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more • 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service • Unlimited 1% cash back on all other purchases You cash back rewards do not expire as long as your account is open and there is no minimum to redeem for cash back. This card has no annual fee. |
![]() The Chase Freedom Unlimited® Card offers a $200 bonus after spending $500 on purchases in your first 3 months from account opening. Enjoy 0% Intro APR for 15 months from account opening on purchases and balance transfers. In addition, you can earn: • 6.5% cash back on travel purchased through Chase TravelSM, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more • 4.5% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service • 3% on all other purchases (on up to $20,000 spent in the first year). After your first year or $20,000 spent, enjoy 5% cash back on travel purchased through Chase TravelSM, 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and unlimited 1.5% cash back on all other purchases. There is no minimum to redeem for cash back & your cash back rewards do not expire as long as your account is open. This card comes with no annual fee and you'll get a free credit score that is updated weekly with Credit JourneySM. Member FDIC |
![]() The Southwest Rapid Rewards® Plus Credit Card offers a Companion Pass through 2/28/26 and 30,000 bonus points after spending $4,000 on purchases in the first 3 months from account opening. You'll also earn 3,000 bonus points after your Cardmember anniversary each year. You'll earn: • Earn 2X points on Southwest® purchases. • Earn 2X points on local transit and commuting, including rideshare. • Earn 2X points on internet, cable, phone services, and select streaming. You're able to redeem your your points for flights, hotel stays, gift cards, access to events & more! This card does carry a $69 annual fee. |
![]() The Southwest Rapid Rewards® Premier Credit Card offers Companion Pass through 2/28/26 and 30,000 bonus points after spending $4,000 on purchases in the first 3 months from account opening. In addition, you'll earn 6,000 bonus points after your Cardmember anniversary each year. You'll earn: • Earn 3X points on Southwest purchases. • Earn 2X points on local transit and commuting, including rideshare. • Earn 2X points on internet, cable, phone services, and select streaming. You're able to redeem your points for flights, hotel stays, gift cards, access to events and more. This card does carry a $99 annual fee, but there are no foreign transaction fee. |
![]() The United Explorer Card offers 60,000 bonus miles after you spend $3,000 on purchases in the first 3 months your account is open. You'll earn: • 2x miles on United® purchases, dining, and hotel stays. • 1x mile on all other purchases Perks of this card include: • Enjoy priority boarding privileges and visit the United Club with 2 one-time passes each year for your anniversary • Free first checked bag - a savings of up to $160 per roundtrip. Terms Apply. • Up to $120 Global Entry, TSA PreCheck or NEXUS fee credit • 25% back as a statement credit on purchases of food, beverages and Wi-Fi on board United-operated flights and on Club premium drinks when you pay with your Explorer Card There is a $0 introductory annual fee for the first year, then $95. Member FDIC |
![]() The IHG One Rewards Traveler Credit Card offers 80,000 Bonus Points after spending $2,000 on purchases within the first 3 months of account opening. You'll earn: • Up to 17 total points per $1 spent when you stay at IHG Hotels & Resorts • 3 points per $1 spent on purchases on monthly bills, at gas stations, and restaurants. • 2 points per $1 spent on all other purchases This card has no annual fee or foreign transaction fees. Member FDIC |
![]() The Southwest Rapid Rewards® Priority Credit Card offers 30K bonus points + Companion Pass through 2/28/26 after spending $4,000 on purchases in the first 3 months from account opening. In addition, you'll earn 7,500 bonus points after your Cardmember anniversary each year. You'll earn: • Earn 3X points on Southwest® purchases. • Earn 2X points on local transit and commuting, including rideshare. • Earn 2X points on internet, cable, phone services, and select streaming. Some perks include $75 Southwest travel credit each year., receiving 4 Upgraded Boardings per year when available, savings of 25% back on in-flight drinks and WiFi, and more! This card carries a $149 annual fee and no foreign transaction fees. |
![]() The British Airways Visa Signature® Card offers 75,000 Avios after you spend $5,000 on purchases within the first three months of account opening. You'll earn: • 3 Avios per $1 spent on purchases with British Airways, Aer Lingus, Iberia, and LEVEL. • 2 Avios per $1 spent on hotel accommodations when purchased directly with the hotel. • 1 Avios per $1 spent on all other purchases. This card comes with a $95 annual fee and no foreign transaction fees. You'll be able to get 10% off British Airways flights starting in the US when you book through the website provided in your welcome materials. In addition, every calendar year you make $30,000 in purchases on your British Airways Visa card, you'll earn a Travel Together Ticket good for two years. |
![]() The Marriott Bonvoy Boundless® Credit Card offers 100,000 bonus points plus $150 Statement Credit after you spend $3,000 on purchases in the first 3 months from account opening. You'll earn: • Up to 17X total points per $1 spent at over 7,000 hotels participating in Marriott Bonvoy • 3X points per $1 on the first $6,000 spent in combined purchases each year on grocery stores, gas stations, and dining. • 2X points for every $1 spent on all other purchase • 1 Elite Night Credit towards Elite Status for every $5,000 you spend. You gain an automatic Silver Elite Status each account anniversary year. Path to Gold Status when you spend $35,000 on purchases each account year. You'll receive 15 Elite Night Credits each calendar year & an additional Free Night Award (valued up to 35,000 points) every year after account anniversary. This card does carry a $95 fee; there are no foreign transaction fees. |
Business Credit Cards
![]() The Ink Business Unlimited® Credit Card offers $750 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening. You'll earn an unlimited 1.5% cash back on every purchase made for your business and you'll receive employee cards at no additional cost. This card carries no annual fee. |
![]() The Ink Business Cash® Credit Card offers $350 when you spend $3,000 on purchases in the first three months and an additional $400 when you spend $6,000 on purchases in the first six months after account opening. You'll earn: • 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year • 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year • 1% cash back on all other card purchases with no limit to the amount you can earn. This card comes with no annual fee. You'll be able to take advantage of employee cards at no additional cost. |
![]() The Ink Business Preferred® Credit Card offers 90,000 bonus points after you spend $8,000 on purchases in the first 3 months from account opening. That's $900 cash back or $1,125 toward travel when redeemed through Chase TravelSM. You'll earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year; 1 point per $1 on all other purchases - with no limit to the amount you can earn. Furthermore, points are worth 25% more when you redeem for travel through Chase TravelSM. This card does come with a $95 annual fee but does not have any foreign transaction fees. |
![]() The Southwest® Rapid Rewards® Premier Business Credit Card offers 60,000 points after you spend $3,000 on purchases in the first 3 months from account opening. You'll earn • Earn 3X points on Southwest Airlines purchases. • Earn 2X points on Rapid Rewards hotel and car partners. • Earn 2X points on rideshare. • 1 point per $1 spent on all other purchases. This card does carry a $99 annual fee and there are no foreign transaction fees. Member FDIC |
![]() The Southwest® Rapid Rewards® Performance Business Credit Card offers 80,000 points after you spend $5,000 on purchases in the first 3 months from account opening. This card earns • Earn 4X points on Southwest purchases. • Earn 3X points on Rapid Rewards hotel and car partners. • Earn 2X points on rideshare. • Earn 2X points on social media and search engine advertising, internet, cable, and phone services and 1X points on all other purchases. In addition, you can score 9,000 bonus points after your Cardmember anniversary, get 4 upgraded boarding passes per year, and more! Member FDIC |
![]() The United? Business Card offers 75,000 bonus miles after you spend $5,000 on purchases in the first 3 months your account is open. You can also receive 5,000-mile better-together anniversary bonus when you have the United Business Card and a personal United credit card. You'll earn: • 2x miles on United® purchases, dining including eligible delivery services, at gas stations, office supply stores, and on local transit and commuting. • 1x mile on all other purchases. The card does carry a $99 annual fee ($0 intro annual fee for the first year, then $99). You're able to save up to $160 per round-trip with a free checked bag (terms apply). In addition, you can enjoy priority boarding privileges and have the opportunity for two one-time United ClubSM passes each year — Over $100 in value per year. Also, enjoy $100 annual United travel credit after 7 United flight purchases of $100 or more. Member FDIC |
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Bottom Line
Once you have figured out to use Chase QuickPay® with ZelleSM you’ll realize how great the service is and how easy it is to use! When you log onto your account, you just need to head to the Chase QuickPay page and set up a transfer.
If you’re sending money to a new person, you just need their email address to complete the process. To receive money, you just have to accept the transfer!
So don’t be that friend who never has cash on hand anymore with this great free service at your fingertips! This is just another example of how Chase does everything to make life more convenient for its customers.
If you want to hear about more Chase offers, check out our full list of coupons from Chase to get access to these bank promotions.