Available nationwide, SmartyPig is offering residents up to 4.25% APY when you take advantage of their High-Yield Savings Account.
To learn more about how you can earn the rate, continue reading below!
About SmartyPig Savings
Headquartered in Utah, SmartyPig is a unique online bank designed to help you save more as opposed to a traditional brick-and-mortar bank. Because they operate online, SmartyPig offers competitive yields and no fees on their savings accounts.
Additionally, the account gives you access to online banking, eStatements, mobile banking, text alerts, and so much more.
| Balance Requirement | APY Rate |
| $0.01 – $2,500 | 4.25% |
| $2,500.01 – $10,000 | 4.25% |
| $10,000.01 – $50,000 | 4.25% |
| $50,000.01+ | 4.25% |
SmartyPig High Yield Savings Rate
To earn SmartyPig’s competitive rate, simply open the account online.
- Account Type: High Yield Savings Account
- Interest Rate: Up to 4.25% APY
- Availability: Nationwide *Online*
- Minimum Balance: $0.01
- Maximum Balance: None
- Credit Inquiry: Unknown
- Opening Deposit: None
- Monthly Fees: None
- Early Termination Fee: None
(FDIC Insured)
SmartyPig ACH Capabilities & Limits
| ACH Type | Speed | Daily $ Limit | Monthly $ Limit | Notes |
| Push | ? | ? | ? | None |
| Pull | ? | ? | ? | None |
Editor’s Note: Help us with the table above in the comment section if you have experience with ACH capabilities.
How to Earn SmartyPig Rate
- Open a SmartyPig Savings Account online
- Input your info – Provide your name, address, phone, email and social security number or Tax ID.
- Fund the account – Transfer funds electronically from an internal account here or an external account at another bank.
- Earn APY based on your account balance:
Why You Should Sign Up For This Account
- One of the best interest rates in the country – Rates to help you reach your savings goals faster.
- Share with Friends – For each friend you refer who sets up a high-yield savings account with SmartyPig and savings goal with a successful contribution, you will receive a referral reward of $10 from SmartyPig!
- Set it and forget it – you decide how much and how often you want to contribute and SmartyPig does the rest, from monthly contributions to direct deposit from your paycheck.
- FDIC insured – you can have peace of mind and SmartyPig online savings accounts are securely held up to the maximum amount allowed by law.
Bottom Line
Rates are subject to change at any time, however, it’s great to know you can earn the APY rate on any balance.
If you have any information on this account feel free to share your experiences with this bank by commenting below. For more bank offers, see our complete list of Best Bank Rates.
Interested in Bank Bonuses? See our favorite banks including HSBC Bank, Chase Bank, Huntington Bank, Discover Bank, TD Bank, or CIT Bank.
Check back often to see the latest info on SmartyPig Savings Account.
