Available for residents nationwide, Valley Direct Bank is offering a Online Savings Account with 3.60% APY.
Continue reading below to learn everything you need to know about Valley Direct Bank.
About Valley Direct Bank Online Savings Review
Valley Direct was founded in 1927 and is headquartered in Waynen, New Jersey. They have several checking and savings accounts available. Money Market accounts are available and differ from the savings accounts with regard to account requirements.
They offer a competitive interest rate that, along with its money market account offering, targets consumers looking to maintain liquidity.
|Balance Requirement||APY Rate|
Valley Direct Bank Online Savings Rate
To earn Valley Direct’s competitive rate, simply meet all the requirements. Once you qualify, you will start earning the competitive rate.
- Account Type: Online Savings Account
- Interest Rate: 3.60% APY
- Availability: Nationwide
- Minimum Balance: None
- Maximum Balance: None
- Credit Inquiry: Unknown
- Opening Deposit: $1
- Monthly Fee: None
- Early Termination Fee: None Listed
Valley Direct ACH Capabilities and Limits
|ACH Type||Speed||Daily $ Limit||Monthly $ Limit||Notes|
You are typically allowed only six transfers per monthly statement cycle, according to federal law. However, a recent change in federal law has temporarily suspended this limit, allowing you to make more than six withdrawals or transfers in a monthly statement period.
Rebates on 2 transactions each month at any ATM in the U.S.
How to Earn Valley Direct Rates
- Open a Valley Direct Online Savings Account
- $1 minimum balance required to earn interest
- Enter your name, address, date of birth and social security number
- Link to your account at another bank
Why You Should Sign Up For This Account
- Just $1 minimum deposit to open
- No maintenance fees
- Interest is compounded daily and credited monthly
- U.S. based customer service team
- FDIC insured
Check out this offer from Valley Direct and open a Online Savings Account to earn a competitive rate today!
For more bank offers, see the complete list of Best Bank Rates!
Check back often to see the latest info on Valley Direct Online Savings Account.