If you are interested in learning more about Union Bank promotions, bonuses and offers, be sure to keep reading!
Available to residents Nationwide, Union Bank is offering a 3.05% APY for balances between $15,000 and $25,0000 on their 1-2-3 Rewards Checking Account.
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About Union Bank 1-2-3 Rewards Checking
Union Bank was established in 1934 as a “union” of two Lake Odessa banks which were closed during the bank holiday. Since inception, they have served the banking needs of the Lake Odessa area and have slowly expanded our services into small, neighboring communities.
Continue on to learn more about the Union Bank 1-2-3 Rewards Checking Account below.
Union Bank 1-2-3 Rewards Checking Rate
Residents nationwide can earn the industry leading rate on balances balances between $15,000 and $25,0000. With $100 minimum deposit, you will be able to enjoy the rate to its full potential!
- What you’ll get: 3.05% APY up to $25,0000
- Eligible Accounts: 1-2-3 Rewards Checking Account
- Credit Inquiry: Soft Pull
- Where it’s available: Nationwide
- Opening Deposit: $100
- Credit Card Funding: Unknown
- Monthly fee: None
American Express® High Yield Savings Account - You earn 0.40% interest rate along with no minimum deposits or monthly fees. Amex High Yield Savings account has been my favorite Hub account for the past 7 years. Using this account to Pull/Push your money is absolutely necessary when you have many accounts. Here's why:
*No dollar limitations for ACH transfers - When you find a top bank rate account, you don't want to be limited to just $5K or $10K transfers. Amex Savings will let you transfers as much as you want whether you are pulling or pushing money from and to an external bank account.
*1 to 2 business days ACH transfers speed - With top-notch user interface, you get your money to another external account or pull money from another bank account within a day or two.
*No loss of interest during transfers - On the day you initiate your transaction on the high yield savings account website, the funds will be reflected in your Current Balance and begin earning interest.
Some other features from American Express High Yield Savings Account include Free Wire Transfers, 3 maximum linked accounts, and maximum 6 ACH withdrawals per month.
Savings account offers are frequently updated. Find the best nationwide Savings/Money Market rates here, and the best Savings account bonuses here. The Axos Bank and CIT Bank accounts offer great rates available nationwide which I recommend.
|Aspiration||1.00% APY + $150 Cash||Review|
|Axos Bank High Yield Savings||Up to 0.61% APY||Review|
|Quontic Bank High Yield Savings||0.55% APY||Review|
|CIT Bank Money Market||0.45% APY||Review|
|American Express High Yield Savings||0.40% APY||Review|
|Discover Bank Online Savings||0.40% APY||Review|
|Axos Business Savings||0.20% APY + $100 Bonus||Review|
How To Earn Up to 3.05% APY Rate
- Before opening a 1-2-3 Rewards Checking account, you must have a Virtual Bank account established.
- To sign up for a virtual bank account, use this link
- Download the UB Virtual Banking app from the App Store or Play Store
- Create a profile or opt for a quick call login
- Log in to your profile with your email address
- Select a video session login
- Open a 1-2-3 Rewards Checking rate with Union Bank
- When you meet the two qualifications stated below:
- At least 15 debit card purchases ($15 minimum each)
- At least $1k of direct deposit(s)
- At least one ACH debit (automatic bill or online bill payment)
- Receive e-Statements
|Balance Requirement||APY Rate|
|$0.01 – $1,000||0.05%|
|$15,000.01 – $25,000||3.05%|
- Free Digital Banking, Bill Pay, and Mobile Deposit
- Debit MasterCard® – Add additional layers of protection with our CardValet App and MasterCard Secure Code
- Free eStatements
- Free ATM access to all Gulf Coast Banks and ATMs within the Community Cash Network
- FDIC Insured
- No minimum balance to earn rewards
Alternative Rewards Accounts To Consider
Earn up to 1.25% APY with the Axos Bank Rewards Checking account while enjoying a suite of digital tools for smarter money management. This is banking, redefined.
• Never pay monthly maintenance fees again
• No Need to Keep a Minimum Balance to Avoid Fees
• No Overdraft or Non-Sufficient Fund Fees
• Make Unlimited Withdrawals From Any Domestic ATM for Free
With the Discover Cashback Debit Account:
• Earn 1% cash back on up to $3,000 in debit card purchases each month, which lets you earn up to a total of $360 Debit Card Cashback Bonus per year.
• Anyone can open a Discover Cashback Debit account online
• No monthly fees or monthly balance requirements
• With over 60,000 no-fee ATMs in the U.S., Discover is always nearby.
• Move money easily and securely with just a few clicks or taps (transfers to existing discover accounts are immediate)!
• Manage your account and avoid late fees by paying bills online.
• Deposit checks on the go with your phone or automatically with direct deposit.
Make sure you check out Union Bank to learn more about the 3.05% APY promotion on their 1-2-3 Rewards Checking Account. Remember that if your balance is over $20,0000, then you will not receive the full benefits of the rewards checking account. Take advantage of this wonderful promotion before it ends!
Lastly, let us know about your experience with this bank and comment below.
For more bank offers, see the complete list of Best Rewards Checking!
Check back often to see the latest info on Union Bank 1-2-3 Rewards Checking Account.