BMO Harris Bank Review: $200 Checking Promotion

Harris Bank $200, BMO Harris Bank Promotin, Bank Bonus Harris BankBMO Harris Bank is offering $200 personal checking account bonus when you set up a direct deposit good through January 22, 2016. This is a nationwide promotion with no hard pull on your credit with this bonus offer! BMO Harris has more than 600 branches throughout Illinois, Indiana, Arizona, Missouri, Minnesota, Kansas, Nevada, Florida, Washington, and Wisconsin. I spoke to a BMO’s customer service representative and the CSR confirmed with me that anyone can apply online. You will need to click on the promotion and request a coupon code through your email.

I recommend to open the Everyday Checking and use a credit card to fund your account for up to $1,000 to earn free points. Then set up direct deposit of at least $300 to meet the direct deposit requirement. You can always waive the $10 monthly fee with a $1,000 daily balance. Then wait for at least 6 months before closing to avoid the early closure fee.

Chase $250 Coupons Checking SavingsChase Total Checking® + Chase SavingsSM offer up to $250 Bonus when you open a Chase Total Checking® with direct deposit and a Chase SavingsSM with $10,000 deposit within 10 business days(must maintain $10K for 90 days). From innovative features to trusted service, Chase gives you the opportunity to do more with products such as Chase QuickDepositSM and Chase QuickPaySM. Apply Now---Chase Checking & Savings Review

Chase Premier Plus CheckingYou can now open a Chase Premier Checking online or in-branch for a $300 bonus with direct deposit. Unlike other Chase coupons, you can apply online directly. The Chase Premier Checking account comes with free Chase Debit Card, free Online Banking and Online Bill Pay, free Mobile Banking, free Account Alerts, and free access to 15,500 Chase ATMs and 5,400 branches. Apply Now---Chase Premier Checking Review

The 360 Savings® account helps you save better with no fees, a great everyday interest rate, 24/7 online and mobile access, and up to a $500 bonus.
Synchrony Savings RateClick on "Open Account Now" to earn 1.05% APY with Synchrony Bank's High Yield Savings Account. Your money is FDIC insured up to $250,000 and the 1.05% APY rate applies to all balances, compounded daily. Other benefits include ATM reimbursement, free identity theft resolution services, and easy account management. Synchrony Bank Review

BMO Harris Bank $200 Bonus Information:

  • Sign up Offer
  • Account Type: Everyday Checking, Select Checking, or Portfolio
  • Availability: Nationwide. Confirmed with a CSR.
  • Expiration Date: 1/22/2016
  • Hard Inquiry: No, just a soft pull.
  • Opening Deposit Credit Card Funding: Yes, up to $1K.
  • Direct Deposit Requirement: Yes($300 or more)
  • Monthly Fee: Yes, $1K Balance to waive $10 monthly fee on Everyday, or $5K to waive $15 monthly fee for Select Checking.
  • Additional Requirements: Minimum opening deposit of $100 is required.
  • Closing Account Fee:  Yes, $50. Must wait 6 months before closing to avoid early closure fee.

In order to receive the incentive, you must establish a qualified direct deposit. A qualified direct deposit is a recurring direct deposit of a paycheck, pension payment, Social Security payment, or other government benefits payment electronically deposited into your new personal checking account on a recurring basis, at least monthly, from an employer or an outside agency.

Checking Bonus Details:

  • Existing BMO Harris checking customers or if you have closed an account within the past 12 months will not qualify.
  • Only 1 BMO Harris checking account-related bonus per calendar year per household.
  • Each direct deposit must be in an amount of $300 or more and the deposits must occur within 60 days of account opening.
  • Cash incentive will be deposited into your new personal BMO Harris checking account approximately 120 days after account opening.
  • Checking account must remain open for a minimum of 6 months, or the incentive will be debited from the account at closing.

Open a BMO Harris Bank personal checking account with $100 minimum and set up direct deposit to qualify for up to $200 in cash rewards today. Make sure to read all the fine print of direct deposit requirements and account fee waivers to maximize your savings. We also have a full list of bank promotions from all across the country. Check them out!

BMO Harris Bank

Chase British Airways 2015British Airways Visa Signature® Card offers 50,000 BONUS AVIOS after you make $2,000 in purchases in the first 3 months of account opening! Earn Avios with every purchase then use your bonus Avios towards rewards flights. No foreign transaction fee when you make purchases abroad. You will also get 3 Avios for every $1 spent on British Airways purchases and 1 Avios for every $1 spent on all other purchases. Every calendar year you make $30,000 in purchases on your British Airways Visa card, you'll earn a Travel Together Ticket good for two years. Chip with Signature Technology allows you to use your card for chip based purchases in Europe & beyond, while still giving you the ability to use your card as you do today at home. There is no annual fee for the first year, then $95 afterwards. Apply Now---Chase British Airways Review
Disclaimer: These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.


  1. says

    Last year I used this website’s information and opened an account(for cash bonus) at US Bank but never got paid the bonus from the bank and, therefore, I closed the account. I would never ever do business with that bank again.

  2. Rick says

    Does the capital one venture card works to fund the checking account without the cash advance on my card ?

  3. TL says

    Beware of BMO. I applied for this offer last October. When I did not receive the bonus this Feb as promised 4 mos later, contacted BMO, they first told me to wait another month, then they said they will forward my case for review, then they said promo code was not added to my account. Fortunately I had a copy of chat with rep from last year confirming it was added. Then they went back and checked my DDs and now say they were not qualifying even though after my initial DD last year, previous rep said they were qualified. Now they want documentation of my DD’s. Very shady bank, looks like they will try any excuse not to pay up. Will never deal with them again.

    • Jena says

      I’m having the exact same problem but I don’t have any reference for the promo code that was available when I opened the account in February 2015. Did they pay you your incentive? What was your promo code?

  4. Saffron says

    I live outside their geographic footprint, and was able to open an account online, AND get the bonus $150.

Leave a Reply