M&T Bank Review: $150 MyChoice Checking Bonus

M&T Bank $75 MyChoice CheckingFor residents of CT, DC, DE, FL, MA, MD, NJ, NY, OR, PA, VA, & WV, you can now apply online for M&T Bank MyChoice Checking $150 Bonus by September 30, 2015 and then setting up direct deposit of at least $100 within 90 days of account opening. You’ll enjoy internet and mobile banking services such as bill payment, bank alerts, and e-statement. To open the account online, simply visit their website mtb.com/checking, enter your ZIP code, select a MyChoice Checking account type, and click “Open Now” to get started. Then set up a minimum of 1 direct deposit of at least $100 within 90 days of account opening to qualify for the $150 bonus.

Chase $250 Coupons Checking SavingsChase Total Checking® + Chase SavingsSM offer up to $250 Bonus when you open a Chase Total Checking® with direct deposit and a Chase SavingsSM with $10,000 deposit within 10 business days(must maintain $10K for 90 days). From innovative features to trusted service, Chase gives you the opportunity to do more with products such as Chase QuickDepositSM and Chase QuickPaySM. Apply Now---Chase Checking & Savings Review

Chase Premier Plus CheckingYou can now open a Chase Premier Checking online or in-branch for a $300 bonus with direct deposit. Unlike other Chase coupons, you can apply online directly. The Chase Premier Checking account comes with free Chase Debit Card, free Online Banking and Online Bill Pay, free Mobile Banking, free Account Alerts, and free access to 15,500 Chase ATMs and 5,400 branches. Apply Now---Chase Premier Checking Review
Capital One 360 $500 BonusCapital One 360 Savings is offering up to $500 cash bonus when you deposit $5,000 or more, good through 9/30/2015. There is no fees and no minimums balance required to open or keep an account. No hard pull and no direct deposit requirement, it's a savings account with which you can earn a great interest rate. You can deposit checks from anywhere using your mobile smartphone or computer with CheckMate. Apply Now---Capital One 360 Savings Review.

M&T Bank $150 Bonus Information:

  • Sign up Offer
  • Account Type: MyChoice Checking
  • Availability: CT, DC, DE, FL, MA, MD, NJ, NY, OR, PA, VA, & WV
  • Expiration Date: 9/30/2015
  • Hard Inquiry: No, Soft Pull only via ChexSystems.
  • Opening Deposit Credit Card Funding: None
  • Direct Deposit Requirement: Yes, must be at least $100 or more.
  • Monthly Fee: MyChoice Checking has a $6.95 monthly service charge. Keep a balance of $500 to waive the monthly fee.
  • Additional Requirements: None
  • Closing Account Fee: Keep your account open for 180 days, otherwise $10 ETF.

To avoid the monthly service fee of $6.95, I suggest to keep an average balance of $500 or more throughout your monthly service charge cycle. M&T bank will deposit the $150 bonus to the account within 90 days of your direct deposit activation. Sign up today with M&T bank to enjoy the many benefits with their MyChoice Checking features and the $150 bonus. Find more Bank Bonuses on our extensive list of bank promotions across the U.S.


Sapphire PreferredChase Sapphire Preferred® Card offers 40,000 bonus points after you spend $4,000 in purchases within the first 3 months. With 40,000 bonus points, you can redeem for $500 towards airfare and hotel accommodations. You can earn an additional 5,000 bonus points after you add the first authorized user and make a purchase in the first 3 months from account opening. Earn 2x points on travel, 2x points on dining at restaurants, and 1 point per dollar on all other purchases. Your points go far since you get 20% off travel when redeemed thru Ultimate Rewards. All Chase Sapphire Preferred cardholders enjoy travel benefits and a direct access to a live adviser 24 hours a day. No foreign transaction fees, plus Chip and Signature enabled for international travel. The annual fee of $95 is waived for the first year of card ownership. Apply Now---Chase Sapphire Preferred Review
Disclaimer: These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.


  1. Bill says

    Living in their footprint, the direct deposit arrived one day, and the bonus was credited the very next business day.
    I haven’t closed the account since $500 keeps it fee-free. They offer other loan products and banks commonly SP the credit reports of their customers to make them special offers.

  2. John says

    FYI, Bonus is not available to OR residents. Applied on the last go around and they never paid up. Called them and turned out I was outside of their market area. Complained that the fine print did not exclude OR specifically but they wouldn’t budge. Filed complaint with Fed Reserve and they paid up a couple months later but as a “courtesy” not because I qualified. Also, they would not close my account and mail a check. Said I had to bring the balance down to $0.00 before they could close account. Crappy service from them. Not worth the hassle.

    • Rowan says

      I appreciate the heads up John – I was about to finally pull the trigger on opening accounts for fiance & myself but it sounds like you saved me a big hassle down the road!

  3. Koupon Kitties says

    Account opened online (promo code: QE) & funded: 02/17/2015
    First electronic deposit (Fidelity money line): 03/09/2015
    $150 bonus deposited: 03/10/2015
    *Note: Bonus was received and I live outside their market area

    • Matt says

      How did you get your money out? They have ridiculous fees, including this one: “$15 account transfer fee to process a request made by another financial institution at your request to transfer the proceeds of an account with us opened in your name to the other financial institution (fee is deducted from the proceeds of the account).”

      And this one: “$4 processing fee to close the account by mail.”

      I’m close enough that I’ll just do it in person but since you probably don’t have a branch close by I’m curious what you did.

  4. jalo says

    same thing happened to me csr said only people who receive mailing can open online as always stay away from the mega banks ps to larkin at deposit accounts the us bank offer is listed as 150 I only got or waiting on 50 bucks

  5. VL says

    Not available in all areas, even where the bank’s branches are located. The website is deceptive: you put your zipcode into the promo page and are taken to a page to select and open a checking account. But talk to a CSR to see whether you’re actually eligible.

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