Aspiration Spend & Save Account Review: 1.00% APY (Nationwide)

Available nationwide, Aspiration is offering a rate of 1.00% APY when you open a Spend & Save Account with an opening deposit of $10. To earn this generous rate, just maintain the opening deposit to meet the monthly balance requirement and you can earn the high rate that apply to all balances.

Aspiration offers no monthly fees, multiple ways to fund your account (through bank transfers, mobile deposit, wire transfer or check), 24/7 online access and more! This new savings account offers a APY rate that is more than the average account, so take advantage and sign up today! See our Bank Bonuses from HSBC Bank, Chase Bank, Huntington Bank, Discover Bank, TD Bank, BBVA Compass Bank or CIT Bank.

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Aspiration Account Info

• Direct Link to Offer
• Account Type: Spend & Save Account
• Interest Rate: 1.00% APY
• Availability: Nationwide
• Minimum Balance: $10,000
• Maximum Balance: None
• Expiration Date: None
• Credit Inquiry: Soft pull
• Opening Deposit: $10
• Credit Card Funding: Unknown, Let us know
• Direct Deposit Requirement: None
• Monthly Fee: Amount not specified
• Additional Requirements: See below
• Early Termination Fee: None
• Insured: FDIC

ACH Capabilities & Limits

Editor’s Note: Help us with the table above in the comment section if you have experience with ACH capabilities.

How to Receive Aspiration Rate

1. Open a Spend and Save account from Aspiration with minimum deposit of $10,000 OR deposit at least $1 a month into any Aspiration account
2. Input your info – Provide your name, address, phone, email and social security number or Tax ID.
3. Fund the account – Transfer funds electronically from an internal account here or an external account at another bank.
4. Earn 1.00% APY when either one of the requirements above are met.

Why You Should Sign Up For This Account

• Maintain the opening deposit to start off earning 1.00% APY
• Funding accounts is made easy via bank transfers, mobile deposit, wire transfer or check
• Manage your accounts at your leisure from your computer, tablet or mobile device
• All deposits are FDIC insured to the maximum amount allowed by the law

Bottom Line

For those of you looking for a savings account with a high APY rate, look no further as Aspiration’s Spend & Save Account offers a 1.00% APY Rate. All you need is a minimum of $10,000 or deposit at least $1 per month into any Aspiration account and you’ll start accruing interest at a high rate as soon as they post to your account.

The Spend & Save Account comes with no fees and is based online so you can keep track of your money at anytime. If you’re known to save and want high earnings with a experienced company, check out Aspiration’s Saving Account and sign up with them today. Feel free to share your experiences with this bank by commenting below. For more bank offers, see the complete list of Best Bank Rates!

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