Available nationwide, Bay State Savings Bank Money Market account is offering a staggering 0.75% APY Rate. Continue reading below to learn everything you need to know about this rate.
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About Bay State Savings Bank Money Market
Since they have opened their doors in 1895, Bay State Savings Bank has been offering banking services to their communities in Massachusetts. However, they have since expanded their services to the internet making it available nationwide.
Being an online account, they can offer one of the highest rates! The account gives you access to online banking, eStatements, mobile banking, text alerts, and so much more.
I’ll review the Money Market account below.
Note: Interested in Bank Bonuses? See our favorite banks including HSBC Bank, Chase Bank, Huntington Bank, Discover Bank, TD Bank, BBVA Bank or CIT Bank.
Bay State Savings Bank Money Market 0.75% Rate
- Account Type: Money Market account
- Interest Rate: 0.75% APY
- Minimum Balance: $0.01
- Maximum Balance: None
- Availability: Nationwide (Online)
- Credit Inquiry: Unknown, Let us know
- Opening Deposit: $5,000 minimum
- Credit Card Funding: Unknown. Let us know
- Monthly Fee: $7, Waived with $5,000 account balance
- Early Termination Fee: None
(FDIC Insured)
American Express Personal Savings Account - You earn 0.60% interest rate along with no minimum deposits or monthly fees. Amex Personal Savings has been my favorite Hub account for the past 5 years. Using this account to Pull/Push your money is absolutely necessary when you have many accounts. Here's why: *No dollar limitations for ACH transfers - When you find a top bank rate account, you don't want to be limited to just $5K or $10K transfers. Amex Savings will let you transfers as much as you want whether you are pulling or pushing money from and to an external bank account. *1 to 2 business days ACH transfers speed - With top-notch user interface, you get your money to another external account or pull money from another bank account within a day or two. *No loss of interest during transfers - On the day you initiate your transaction on the Personal Savings website, the funds will be reflected in your Current Balance and begin earning interest. Some other features from American Express Personal Savings include Free Wire Transfers, 3 maximum linked accounts, and maximum 6 ACH withdrawals per month. |
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Savings account offers are frequently updated. Find the best nationwide Savings/Money Market rates here, and the best Savings account bonuses here. The Axos Bank and CIT Bank accounts offer great rates available nationwide which I recommend. |
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| PROMOTIONAL LINK | OFFER | REVIEW |
| Chase SavingsSM | $150 Cash | Review |
| Axos Bank High Yield Savings | 0.81% APY | Review |
| Simple | 0.80% APY | Review |
| Axos Bank High Yield Money Market | 0.70% APY | Review |
| American Express High Yield Savings | 0.60% APY | Review |
| CIT Bank Money Market | 0.60% APY | Review |
| Discover Bank Online Savings | 0.60% APY | Review |
| CIT Bank Savings Builder | 0.55% APY | Review |
Bay State Savings Bank ACH Capabilities & Limits
| ACH Type | Speed | Daily $ Limit | Monthly $ Limit | Notes |
| Push | ? | ? | ? | None |
| Pull | ? | ? | ? | None |
Editor’s Note: Help us with the table above in the comment section if you have experience with their ACH capabilities.
How to Earn Rate
- Open a Money Market account with an opening deposit of $5,000.
- Maintain any balance amount and earn the 0.75% APY rate.
| Balance Requirement | APY Rate |
| $0.01+ | 0.75% APY |
Why You Should Sign Up For This Account
- Interest is compounded daily
- FDIC insured up to $250,000
- Earn 0.75% APY rate on any balance
Bottom Line
Check out and open a Money Market account to earn this amazing rate! The fact that you can earn a high rate on any balance makes this Savings Account all worthwhile. Let us know about your experience with this bank and comment below.
For more bank offers, see the complete list of Best Bank Rates!
Check back often to see the latest info on their Money Market Account.
| PROMOTIONAL LINK | OFFER | REVIEW |
| HSBC Premier Checking Member FDIC | $450 Cash | Review |
| HSBC Premier Checking Member FDIC | Up To $600 | Review |
| HSBC Advance Checking Member FDIC | $200 Cash | Review |
| HSBC Advance Checking Member FDIC | Up To $240 | Review |
| Chase Total Checking® | $200 Cash | Review |
| Chase SavingsSM | $150 Cash | Review |
| Chase Private Client | $2,000 Cash | Review |
| Huntington 25 Checking | $500 Cash | Review |
| Huntington 5 Checking | $200 Cash | Review |
| Huntington Asterisk-Free Checking | $150 Cash | Review |
| TD Bank Beyond Checking | $300 Cash | Review |
| TD Bank Convenience CheckingSM | $150 Cash | Review |
| Huntington Bank Unlimited Plus Business Checking | $750 Cash | Review |
| Huntington Bank Unlimited Business Checking | $400 Cash | Review |
| Huntington Bank Business Checking 100 | $200 Cash | Review |
| Aspiration Spend & Save Account | $100 Cash | Review |
| Simple | Up to 0.80% APY | Review |
| American Express High Yield Savings | 0.60% APY | Review |
| CIT Bank Money Market | 0.60% APY | Review |
| Ally Invest | Up to $3,500 Cash | Review |
| E*TRADE | $0 Commissions | Review |
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