Available nationwide, Bay State Savings Bank Money Market account is offering a staggering 0.75% APY Rate. Continue reading below to learn everything you need to know about this rate.

Table of Contents

1 About Bay State Savings Bank Money Market
2 Bay State Savings Bank Money Market 0.75% Rate
3 Bay State Savings Bank ACH Capabilities & Limits
4 How to Earn Rate
5 Why You Should Sign Up For This Account
6 Bottom Line

About Bay State Savings Bank Money Market

Since they have opened their doors in 1895, Bay State Savings Bank has been offering banking services to their communities in Massachusetts. However, they have since expanded their services to the internet making it available nationwide.

Being an online account, they can offer one of the highest rates! The account gives you access to online banking, eStatements, mobile banking, text alerts, and so much more.

I’ll review the Money Market account below.

Note: Interested in Bank Bonuses? See our favorite banks including HSBC Bank, Chase Bank, Huntington Bank, Discover Bank, TD Bank, BBVA Bank or CIT Bank.

Bay State Savings Bank Money Market 0.75% Rate

To earn the competitive rate, simply open this account with $5,000. That’s all it takes and you’ll get to enjoy earning the 0.75% rate on all balances.

Account Type: Money Market account
Interest Rate: 0.75% APY
Minimum Balance: $0.01
Maximum Balance: None
Availability: Nationwide (Online)
Credit Inquiry: Unknown, Let us know
Opening Deposit: $5,000 minimum
Credit Card Funding: Unknown. Let us know
Monthly Fee: $7, Waived with $5,000 account balance
Early Termination Fee: None

0.75% APY Rate with Bay State Savings Bank

(FDIC Insured)

FEATURED BANK RATES
PROMOTIONAL LINK	OFFER	REVIEW
Ponce Bank Money Market	2.50% APY	Review
SoFi Checking and Savings Account	$300 Bonus + 2.00% APY	Review
Discover Bank Online Savings	$200 Bonus + 1.70% APY	Review
Axos Business Savings	$200 Bonus + 0.20% APY	Review
CIT Bank Savings Connect	1.90% APY	Review
UFB Direct Rewards Savings	2.21% APY	Review
UFB Direct Rewards Money Market	2.21% APY	Review
SkyOne Federal Credit Union Money Market	2.20% APY	Review
Citizens Access Online Savings	2.10% APY	Review
Patriot Bank Money Market	2.05% APY	Review
Quontic Bank High Yield Savings	2.05% APY	Review
mph.bank Money Market	2.02% APY	Review
CIT Bank No-Penalty CD	2.00% APY	Review
Quontic Bank Money Market	2.00% APY	Review
State Exchange Bank Savings	2.00% APY	Review
Liberty Savings Bank Savings	1.85% APY	Review
Marcus by Goldman Sachs Online Savings	1.70% APY	Review
American Express® High Yield Savings account	1.65% APY as of 8/19/22	Review
Discover Money Market	Up to 1.65% APY	Review
Betterment Cash Reserve	1.60% APY	Review
CIT Bank Money Market	1.30% APY + Amazon Prime	Review
Quontic Bank High Interest Checking	1.10% APY	Review
Aspiration	$50 Bonus + 3.00% APY	Review

Bay State Savings Bank ACH Capabilities & Limits

ACH Type	Speed	Daily $ Limit	Monthly $ Limit	Notes
Push	?	?	?	None
Pull	?	?	?	None

Editor’s Note: Help us with the table above in the comment section if you have experience with their ACH capabilities.

How to Earn Rate

Open a Money Market account with an opening deposit of $5,000.
Maintain any balance amount and earn the 0.75% APY rate.

Balance Requirement	APY Rate
$0.01+	0.75% APY

Why You Should Sign Up For This Account

Interest is compounded daily
FDIC insured up to $250,000
Earn 0.75% APY rate on any balance

Bottom Line

Check out and open a Money Market account to earn this amazing rate! The fact that you can earn a high rate on any balance makes this Savings Account all worthwhile. Let us know about your experience with this bank and comment below.

For more bank offers, see the complete list of Best Bank Rates!

Check back often to see the latest info on their Money Market Account.

View the best money market accounts and compare these accounts to the best interest bearing accounts.

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FEATURED BANK PROMOTIONS
PROMOTIONAL LINK	OFFER	REVIEW
BMO Harris Smart Advantage™ Account	$300 Cash	Review
BMO Harris Smart Money™ Account	$300 Cash	Review
BMO Harris Premier™ Account	$500 Cash	Review
U.S. Bank Platinum Checking	$400 Cash	Review
U.S. Bank Gold Checking	$400 Cash	Review
U.S. Bank Easy Checking	$400 Cash	Review
U.S. Bank Business Checking	$300 Cash	Review
Citi Priority Account	Up to $2,000 Cash Bonus with required activities.	Review
Citigold® Checking Account	Up to $2,000 Cash Bonus with required activities.	Review
HSBC Premier Checking Member FDIC	$500 Cash	Review
Discover Online Savings Account	$200 Cash	Review
Chase Total Checking®	$200 Cash	Review
Chase College Checking^SM	$100 Cash	Review
Chase Secure Banking^SM	$100 Cash	Review
SoFi Checking and Savings Account	$300 Cash	Review
Huntington Platinum Perks Checking^SM	$300 Cash	Review
Fifth Third Bank Checking^SM	$375 Cash	Review
Huntington Bank Unlimited Plus Business Checking	$750 Cash	Review
Huntington Bank Unlimited Business Checking	$400 Cash	Review
Huntington Bank Business Checking 100	$100 Cash	Review
TD Bank Beyond Checking	$300 Cash	Review
TD Bank Convenience Checking^SM	$200 Cash	Review
Axos Bank Rewards Checking	$100 Cash	Review
Axos Bank Basic Business Checking	$200 Cash	Review
Axos Bank Business Interest Checking	$200 Cash	Review
Axos Business Savings	$200 Cash	Review
Axos Self Directed Trading	$200 Cash	Review
J.P. Morgan Self-Directed Investing	Up to $625 Cash	Review
TradeStation	$150 Cash	Review
Ally Invest Self-Directed Trading	Up to $3,000 Cash	Review
Ponce Bank Money Market Account	2.50% APY	Review
CIT Bank Savings Connect	1.90% APY	Review
Aspiration Spend & Save	$50 Cash	Review

FAB&T Prime Checking Review: 2.05% APY Up To $30K (Nationwide)

Self-Help Federal Credit Union Money Market Account Review: 1.57% APY (Nationwide)

Financial Plus Credit Union Elite Checking Review: 4.15% APY Up To $10K (MI)

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	U.S. Bank Platinum Checking $400 Cash
	U.S. Bank Gold Checking $400 Cash
	U.S. Bank Easy Checking $400 Cash
	U.S. Bank Business Checking $300 Cash
	Citi Priority Account Up to $2,000 Cash Bonus with required activities.
	Citigold® Checking Account Up To $2,000 Cash Bonus with required activities.
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	SoFi Checking and Savings Account $300 Cash
	Discover Bank Online Savings $200 Cash See advertiser website for full details
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	Chase Total Checking^® $200 Cash
	Chase College Checking^SM $100 Cash
	Chase Secure Banking^SM $100 Cash
	Huntington Platinum Perks Checking^SM $300 Cash
	Huntington Bank Unlimited Plus Business Checking $750 Cash
	Huntington Bank Unlimited Business Checking $400 Cash
	Huntington Bank Business Checking 100 $100 Cash
	Fifth Third Bank Checking $375 Cash
	TD Bank Beyond Checking $300 Cash
	TD Bank Convenience Checking^SM $200 Cash
	Axos Bank Rewards Checking $100 Cash
	Axos Bank Basic Business Checking $200 Cash
	Axos Bank Business Interest Checking $200 Cash
	Axos Bank Business Savings $200 Cash
	Axos Self Directed Trading $200 Cash
	Ally Invest Self-Directed Trading Up to $3,000 Cash
	J.P. Morgan Self-Directed Investing Up to $625 Cash
	TradeStation $150 Cash
	CIT Bank Savings Connect 1.90% APY
	CIT Bank No-Penalty CD 2.00% APY
	CIT Bank Money Market Free Amazon Prime
	UFB Rewards Savings 2.21% APY
	UFB Rewards Money Market 2.21% APY
	American Express® High Yield Savings account 1.65% APY as of 8/19/22
	Aspiration Checking $50 Cash

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