Best Bank Promotions in North Carolina

Here is a list of the Top Bank Promotions in North Carolina. North Carolina has plenty of Bank Bonuses throughout and we’re going to mention the best ones. When signing up for a new bank account, Bank Promotions are common to run into. Bonuses can run from as little as $10 to large amounts such as $1,000.

Occasionally you’ll run into a bank bonus worth looking into, and some not so much. Here are some local bank bonuses in The Tar Heel State that are worth your time and effort signing up for. See our full list of Top Bank Promotions from all 50 States!

Editor’s Note: Not your state? No worries, you can click on the state(s) above to see the Top Ten Bank Promotions being offered in your state.

Best Bank Promotions in North Carolina

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U.S. Bank Bonuses

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TD Bank Bonuses

• Earn $300 when you receive direct deposits totaling $2,500 or more within 60 days • Get more from your checking account. With TD Beyond Checking with Payback Plus, you'll earn interest and get reimbursed for non-TD ATM transactions, Overdraft Payback and more. • Monthly maintenance fee waived when you receive monthly direct deposits of $5,000 or more within a statement cycle, or maintain a minimum daily balance of $2,500, or a combined balance of $25,000 across eligible TD accounts. • TD ATM fees waived at any ATM and non-TD fees reimbursed when you keep at least a $2,500 daily balance • Get overdraft fees automatically reversed up to two times a year. • Get your money where it needs to go —fast— with Rush Bill Payments, Send Money with Zelle®, incoming wires and a reimbursement for one outgoing wire (domestic or international) per statement cycle. • TD checking accounts come with an instant-issue debit card - and, you can pay with confidence with contactless technology Visa Zero Liability protection and 24/7 fraud monitoring. • Monthly maintenance fee waived on one TD Simple CheckingSM account and any Savings accounts. Plus, get free standard check orders, money orders, official bank checks and stop payments. Apply Now at TD Bank

With the TD Convenience CheckingSM Account: • Earn $200 when you receive direct deposits totaling $500 or more within 60 days • Low minimum daily balance of $100 waives the $15 monthly fee. • Students and young adults ages 17 through 23 get additional perks like no minimum balance requirements and no monthly maintenance fee. • Instantly replace a lost, stolen, or damaged debit card by visiting a TD Bank location near you • Access accounts via Online Banking with Bill Pay, Online Statements, Send Money with Zelle and TD Bank Mobile Deposit. Plus, get 24/7 cash access at TD ATMs in the U.S. and Canada and around-the-clock Live Customer Service. • TD checking accounts come with an instant-issue debit card - and, you can pay with confidence with contactless technology Visa Zero Liability protection and 24/7 fraud monitoring. • Get a 0.25% discount on TD Bank Home Equity and Personal Loans. Apply Now at TD Bank

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Citi Promotions

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Chase Bank Bonuses

• Earn up to $500 when you open a new Chase Business Complete Checking® account. For new Chase business checking customers with qualifying activities. • Multiple ways to waive the $15 Monthly Service Fee, including maintaining a minimum daily balance or purchases on your Chase Ink® Business credit card. • Full-service business banking. Convenient access to all your business banking services in one place -- lending, checking, credit card and payment solutions. • Your choice of payment types. Choose from a full range of options for accepting payments and making deposits that include Zelle®, Online Bill Pay, wire transfers and ACH payments. • Convenient access to payment processing. Process all major debit and credit cards with QuickAccept®. It's a built-in feature with your Business Complete Checking account. • Get support you can rely on. Get access to our customer support team, plus a wide array of solutions that carter to every stage of your business • Full-featured banking online and on-the-go. Manage your business' finances on your terms with the latest online and mobile banking technology. • Associate Debit and Employee Deposit Cards available upon request Apply Now at Chase

• New Chase checking customers enjoy a $300 bonus when you open a Chase Total Checking® account with qualifying activities • Chase Mobile® app - Manage accounts, pay bills, send money to friends with Zelle® and deposit checks from almost anywhere. • Chase Overdraft AssistSM – no overdraft fees if you’re overdrawn by $50 or less at the end of the business day or if you’re overdrawn by more than $50 and bring your account balance to overdrawn by $50 or less at the end of the next business day* • Help keep your money protected with features like Zero Liability Protection, fraud monitoring and card lock. • Chase Total Checking includes FDIC insurance up to the maximum amount allowed by law. • With over 4,700 branches, Chase has the largest branch network in the U.S. plus access to more than 15,000 ATMs. • Open your account online now • Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com. *With Chase Overdraft AssistSM, we won’t charge an Overdraft Fee if you’re overdrawn by $50 or less at the end of the business day OR if you’re overdrawn by more than $50 and you bring your account balance to overdrawn by $50 or less at the end of the next business day (you have until 11 PM ET (8 PM PT) to make a deposit or transfer). Chase Overdraft Assist does not require enrollment and comes with eligible Chase checking accounts. Open an Account

• New Chase checking customers enjoy a $100 checking account bonus when you open a Chase Secure BankingSM account with qualifying transactions. Open online or at any Chase branch. • Set up direct deposit and you may get your money up to two business days early—exclusively for Chase Secure BankingSM customers. • No minimum deposit to open an account and get started plus no overdraft fees with a Chase debit card that helps you stay within your balance. • Chase Secure BankingSM customers told us they save an average of more than $60 per month on fees after opening their account. • JPMorgan Chase Bank, N.A. Member FDIC. • Pay bills, cash checks and send or receive money with Zelle® with a Chase Secure BankingSM account. • Bank from anywhere with access to more than 15,000 Chase ATMs, more than 4,700 Chase branches, the Chase Mobile® app and Chase.com. Apply Now at Chase

• Enjoy $100 as a new Chase checking customer when you open a Chase College CheckingSM account and complete 10 qualifying transactions within 60 days of coupon enrollment. • $0 Monthly Service Fee while in school up to the graduation date provided at account opening (five years maximum) for students 17-24 years old. • Wire funds internationally using the Chase Mobile® app or chase.com. Send money to recipients around the world with multiple currency options. Fees apply. • Keep track of your money with confidence and control in the Chase Mobile® app. The Chase Mobile app helps you bank securely and conveniently from anywhere. • With Zelle®, you can send and receive money with people and businesses you know and trust who have an eligible account at a participating U.S. bank. • With Fraud Monitoring, Chase may notify you of unusual debit card purchases and with Zero Liability Protection you won't be held responsible for unauthorized debit card purchases when reported promptly. • JPMorgan Chase Bank, N.A. Member FDIC *With Chase Overdraft AssistSM, we won’t charge an Overdraft Fee if you’re overdrawn by $50 or less at the end of the business day OR if you’re overdrawn by more than $50 and you bring your account balance to overdrawn by $50 or less at the end of the next business day (you have until 11 PM ET (8 PM PT) to make a deposit or transfer). Chase Overdraft Assist does not require enrollment and comes with eligible Chase checking accounts. Apply Now at Chase

• Get up to $700 when you open and fund a J.P. Morgan Self-Directed Investing account with qualifying new money. • $700 when you fund with $250,000 or more • $325 when you fund with $100,000-$249,999 • $150 when you fund with $25,000-$99,999 • $50 when you fund with $5,000-$24,999 • Get unlimited commission-free online stock, ETF, fixed income, and options trades when you open an account. • $0 Online Commission trades • Choose an account that's right for you: General Investing, Traditional IRA or Roth IRA. • Access our secure, easy-to-use trading experience online or through the Chase Mobile® app. • Our powerful tools and resources are built to help you take control of your investments. Learn More with J.P. Morgan INVESTMENT AND INSURANCE PRODUCTS ARE: NOT A DEPOSIT • NOT FDIC INSURED • NO BANK GUARANTEE • MAY LOSE VALUE

• You're eligible for up to a $3,000 bonus when you open a new Chase Private Client CheckingSM account with qualifying activities. • Speak with a Private Client Banker to open your Chase Private Client CheckingSM account today. Schedule your meeting at your nearest branch to get started. • Priority service for everyday banking. Receive personalized attention from a dedicated Chase Private Client Banker and 24/7 access to a U.S. based banking service line. • Earn $1,000 when you deposit $150,000 or earn $2,000 when you deposit $250,000 or earn $3,000 when you deposit $500,000. • No fees at Chase and non-Chase ATMs worldwide. • No Chase fee on incoming or outgoing wire transfers. • Enjoy higher limits on Chase Private Client debit card purchases and ATM withdrawals, as well as higher Zelle® and Chase QuickDepositSM limits. • Relationship rates which may make you eligible for a 0.25% auto loan rate discount, and invitation-only events. • Enhance your relationship with access to a J.P. Morgan Private Client Advisor who can help create a personalized investment strategy. • Deposit products provided by JPMorgan Chase Bank, N.A. Member FDIC. Deposit products are FDIC insured up to the maximum amount allowed by law. Learn More at Chase

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Discover Bank Bonuses

Open a Discover® Online Savings Account for all these features: • Earn $200/$150 Bonus with promo code LOP325 by 9/11/2025 • Earn high interest rate of 3.50% APY • No minimum opening deposit, no minimum balance requirement, and now no fees • Interest on Discover Online Savings Accounts is compounded daily and credited monthly • Manage your account online or with the Discover mobile app • FDIC insurance up to $250,000 • See advertiser website for full details To qualify for Bonus: Apply for your first Discover Online Savings Account, enter Offer Code LOP325 at application, deposit into your Account a total of at least $15,000 to earn a $150 Bonus or deposit a total of at least $25,000 to earn a $200 Bonus. Qualifying deposit(s) may consist of multiple deposits and must post to Account within 45 days of account open date. Maximum bonus eligibility is $200. Apply Now at Discover What to know: Offer not valid for existing or prior Discover savings customers. Eligibility is based on primary account owner. Account must be open when bonus is credited. Bonus will be credited to the account within 60 days of qualifying for the bonus. Bonus is subject to tax reporting. Offer ends 09/11/2025, 11:59 PM ET. Offer may be modified or withdrawn without notice. Due to new customer funding limits, you may wish to initiate fund transfers at your other institution. For information on funding, see FAQs on Discover.com/Bank.

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Bank of America Bonuses

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HSBC Bonuses

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BMO Harris Bank Bonuses

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Fifth Third Bank Promotions

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PNC Bank Bonuses

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Aspiration Bonuses

With Aspiration Spend & SaveTM, get the world’s first cash back account that lets you track the impact of your spending - all managed through one intuitive app. You'll save the planet and earn up to 5.00% APY. Customer must complete the following activities: • Open and fund an Aspiration Spend & Save Account or Aspiration Plus Account with a deposit of $10 or more, and Apply Now at Aspiration

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Wells Fargo Bonuses

• Locator
• Soft credit pull doesn’t affect your credit

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CIT Bank Promotions

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Ally Promotions

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Axos Bank Promotions

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Capital One 360 Bonuses

• Direct Link to Bank
• Locator

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Regions Bank Bonuses

Regions Bank Referral Bonuses Up To $200 Bonus

Combine two Region Bank promotions to maximize your bonus amount! Many readers have reported to get the$50 personal referral bonus plus the business $150 bonus.

To get a referral link, you must:

1. Send an email to referbankbonus@gmail.com and title your email “Regions Bank Referral Bonus”
2. In the email, provide your full name along with the account you want to open whether it is personal checking account or business checking account.
3. If you are opening a business checking account you can receive a $150 bonus. For business checking referral, title your email “Regions Bank $150 Business Referral Bonus” and then provide your full name and the name of your business in the email.

Keep in mind that when you open an account, there will be various requirements you must meet.

• Direct Link to Bank
• Locator
• Soft credit pull will not affect your credit

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American Airlines Credit Union Bonuses

• Soft credit pull doesn’t affect your credit

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Bank of America Bonuses

• Soft credit pull doesn’t affect your credit

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BB&T Bonuses

• Soft credit pull doesn’t affect your credit

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Christian Community Credit Union Bonuses

• Soft credit pull doesn’t affect your credit

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Fifth Third Bank Bonuses

• Soft credit pull doesn’t affect your credit

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First Flight Federal Credit Union Bonuses

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First Horizon Bank Bonuses

• Soft credit pull doesn’t affect your credit

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Local First Bank Bonuses

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My eBanc Bonuses

• Soft credit pull doesn’t affect your credit

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North State Bank Bonuses

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PenFed Credit Union Bonuses

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RTP Federal Credit Union Bonuses

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SunTrust Bank Bonuses

• Soft credit pull doesn’t affect your credit

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Unify Financial Credit Union Bonuses

• Soft credit pull doesn’t affect your credit

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United Federal Credit Union Bonuses

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Xceed Financial Credit Union Bonuses

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Xenith Bank Bonuses

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Bottom Line

This is just a brief list of what we consider as the best bank bonuses in North Carolina. There are many more bonuses, so you are not limited to just these. It’s important to learn all important details when opening a bank account such as Hard Pull or Soft Pull, what counts as a direct deposit, or credit card funding.

At HustlerMoneyBlog.com, we strive to provide you the latest information on all bank deals and promotions. If you find another bank bonus we don’t know about, feel free to comment on any of our bank review pages and we will make sure to have the latest updates! Check out our full list of Bank Promotions!